融沂通
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联信数科打造金融可信数据空间,赋能“融沂通”破解融资难题
Sou Hu Cai Jing· 2025-09-23 06:50
Core Viewpoint - In the digital economy era, data has become a crucial production factor, especially in the financial sector, where secure and efficient data circulation and utilization are key to driving digital transformation [1] Group 1: Financial Trustworthy Data Space - Shandong Lianxin Digital Technology Co., Ltd. has developed a financial trustworthy data space centered around the "Rongyitong" platform, aiming to inject new momentum into regional financial services [1] - The company has established a "1+3+N" architecture for the trustworthy data space, where "1" refers to a financial big data hub platform, "3" represents three core capabilities: trustworthy control, resource interaction, and value co-creation, and "N" covers various financial scenarios such as credit risk control and regulatory technology [1] Group 2: Technological Integration - The company utilizes cutting-edge technologies such as privacy computing, blockchain, and artificial intelligence to create a comprehensive technical system covering data collection, governance, circulation, and application, ensuring data is "available but not visible, traceable and auditable" [1] - Privacy computing enables data circulation without leaving the domain, ensuring data security and privacy compliance from the source [2] - Blockchain technology establishes a trustworthy circulation chain by providing full-process evidence for data authorization, access, and usage, creating an immutable log that supports clear data ownership and controllable circulation [3] Group 3: Data Governance and Resource Management - The company has built a high-quality resource library encompassing 701 data items and 1.671 billion data records, breaking down data silos through unified identity authentication and resource directory [4] - The "Rongyitong" platform has achieved significant results, including supporting 59,179 loans totaling 86.371 billion yuan for small and micro enterprises and providing credit evaluation services for 1.5 million market entities [5] Group 4: Future Development and Expansion - The company employs a "government-led + market-oriented operation" mechanism to ensure compliant use of public data while achieving sustainable development through data services and model development [5] - As one of the first data open innovation application laboratories in Shandong Province, the company aims to promote the trustworthy data space model to more regions and scenarios, focusing on applications in industrial finance, rural finance, and green finance [5] - By integrating technological capabilities with practical scenarios, the company is becoming a key driver in the construction of trustworthy financial data spaces, supporting the market-oriented allocation of data elements and the high-quality development of digital finance [5]