Group 1 - The core viewpoint of the article highlights the collaboration between Industrial Bank's Changsha branch and Qiansi Decoration to launch a prepayment guarantee service for the home decoration industry, aiming to enhance financial services and consumer protection [1][3]. - The home decoration industry is a significant part of the real estate market, with a market size of nearly 3 trillion yuan, playing a crucial role in the national economy [3]. - The prepayment guarantee service is the first of its kind targeting individual customers in the home decoration sector, representing an innovative exploration of "home decoration + finance" collaboration [3][4]. Group 2 - In addition to the prepayment guarantee service, the bank introduced renovation loan services and launched various consumer rights on the Yinxing Life APP, enhancing financial services for consumers [4]. - The bank aims to align with the guidance from six ministries on supporting and expanding consumption, continuously expanding and upgrading home decoration financial services [4].