Core Viewpoint - The article discusses the challenges faced by grassroots village officials in promoting commercial insurance products, highlighting the burden of mandatory tasks imposed by various departments, which do not align with the actual needs of the villagers [1][5][6]. Group 1: Background and Current Situation - In July, high temperatures necessitated irrigation for new seedlings, leading village official Pan Quan to focus on agricultural tasks rather than promoting commercial insurance [1]. - The city of Huai'an has initiated a special rectification of the mandatory commercial insurance tasks imposed on village organizations, which has significantly reduced the burden on village officials [1][5]. Group 2: Issues with Commercial Insurance Promotion - Various commercial insurance products have been introduced since 2017, but many villagers, especially the elderly and children, show resistance to purchasing these products [2]. - Village officials often feel pressured to meet insurance promotion targets, leading to situations where they personally purchase insurance to meet quotas [2][3]. Group 3: Government Response and Reforms - The Huai'an city government has recognized the mismatch between the imposed insurance tasks and the villagers' actual needs, calling for an immediate halt to the mandatory promotion of commercial insurance [5][6]. - New regulations have been established to prevent the imposition of insurance tasks on village officials, ensuring that any insurance purchases are voluntary and not linked to performance evaluations [5][6]. Group 4: Positive Developments - Following the reforms, village officials are now able to provide information about insurance products without pressure, allowing villagers to make informed decisions based on their needs [6]. - The "Jiangsu Medical Insurance 1" product has gained popularity due to its low premium and lack of entry barriers, with over 500,000 participants in Huai'an [6].