Group 1 - The importance of optimizing asset structure and managing liabilities for companies seeking financial support in Wuhan is emphasized [2][4] - Companies should prepare clear documentation such as real estate proof, equipment lists, and order contracts to facilitate loan evaluations by local lenders [2] - Different types of loans available in Wuhan are outlined, including mortgage business loans for fixed asset purchases and credit loans for daily operational funds [2] Group 2 - Personal credit optimization is highlighted as a straightforward process, focusing on timely bill payments and reducing debt ratios [4] - Companies are encouraged to utilize local resources for personalized guidance on improving credit scores and accessing financial products [4] - The strategy of comparing multiple local financial institutions to find low-interest or flexible repayment options is recommended [4][6] Group 3 - A toolkit of strategies for effective financial management in Wuhan is presented, including credit optimization and smart debt management [6] - The proactive approach to engaging with local loan companies is suggested to ensure better financing terms and conditions [6] - Continuous practice of these strategies is expected to enhance confidence in future financial planning [6]