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合资理财新实验:将股债配置引入R2个人养老金产品!
券商中国· 2025-07-05 01:34
Core Viewpoint - BlackRock Jianxin Wealth Management is exploring new innovations in the pension finance sector, having previously launched the first ten-year pension wealth management product and the first joint venture personal pension wealth management product in China [1][2]. Group 1: Product Innovations - The latest product, "Beijia Intelligent Heart," aims to enhance returns by introducing rare stock assets into the R2 low-risk personal pension product, utilizing AI for stock-bond allocation [3]. - This product is notable for filling the gap in stock allocation within R2 pension products, which typically focus on fixed income or similar assets [8]. Group 2: Performance Metrics - As of June 30, the total scale of pension wealth management products exceeded 1,040 billion yuan, with personal pension wealth management products surpassing 12 billion yuan [5]. - "Beijia Anxin," launched on May 10, 2022, achieved an annualized return of 5.30%, ranking first among 51 pension wealth management products [6]. - "Beijia Intelligent Heart," launched on April 15, 2023, reported annualized returns of 3.84% for A shares and 3.93% for L shares, ranking second among newly established personal pension wealth management products this year [7]. Group 3: Systematic Investment Strategy - The BSYS platform, a flagship strategy of BlackRock, employs machine learning and big data analysis to capture valuable investment signals, managing over 256 billion USD globally [9]. - "Beijia Intelligent Heart" utilizes a systematic approach for asset allocation, dynamically adjusting stock-bond ratios based on risk and return targets, while integrating various market indicators for timing decisions [10][11].
贝莱德建信理财总经理张鹏军: 以全球视野深耕中国市场 打造特色理财服务
Core Viewpoint - The article highlights the rapid growth and development of BlackRock China Asset Management, emphasizing its ambitious goals and strategic focus on enhancing investment management capabilities and expanding product offerings in the wealth management sector. Group 1: Company Achievements - Since its establishment, BlackRock China Asset Management has achieved a remarkable growth in assets under management, reaching 40 billion yuan, with a target to double this figure by the end of 2024 [1][3] - The company has developed eight product systems covering four risk levels, issuing a total of 288 products, with a high performance and compliance rate [1][3] - The company has a 99% compliance rate for its fixed-income closed-end products due in 2024, and its first pension product has achieved an annualized return of over 5% since its inception [3][8] Group 2: Strategic Focus - The company aims to leverage the resources of its three shareholders to deepen its market presence in China, focusing on fixed income, pension, and overseas investment areas [2][5] - The development strategy emphasizes strengthening the basic product offerings while innovating in niche areas, particularly in low-risk products and multi-asset investments [5][6] Group 3: Investment Management Capabilities - BlackRock China Asset Management is committed to enhancing its core investment management capabilities, including risk management and product design, to ensure sustainable growth [7][8] - The company integrates advanced investment strategies from its parent company, BlackRock, to improve operational efficiency and investment decision-making [4][9] Group 4: Pension Financial Services - The company is uniquely positioned in the pension financial sector, being the only joint venture with dual qualifications for pension management and personal pension products [8][9] - The pension products are designed with differentiated asset allocation strategies to cater to varying risk appetites, with a focus on long-term returns and risk control [9][10] - BlackRock China Asset Management is conducting nationwide research on pension financial needs to better understand investor requirements and enhance service offerings [10]
【福利】祝您新年享五“老”!还有656元权益待领取
中国建设银行· 2025-01-23 06:18
建 设 银 行 个 人 养 老 金 & 祝 您 新 年 「享 五 老」 off 数据来源于贝莱德建信理财,产品成立于2023年7月18日,数据截止2024 年12月31日。历史收益率(年化)=(期末净值-期初净值)/期初净值/期限 *365,固定收益类产品指按照投资性质分类,并非指收益固定或保本。相关 净值数据已经托管人核对。 建行代销 安 泰 意 规 划 绩优理财产品 力争财富稳健增值 贝嘉目标风险稳健型固定收益类理财产品 最低持有365天 L类份额 +4.73% | L份额成立以来年化收益率 2024/12/31 理财产品过往业绩不代表其未来表现,不等于理财产品实际收益,投资须谨慎 * 个人养老金资金账户缴存资金封闭运行,达到国家规定才可领取。 活动细则详询"中国建设银行"微信公众号或95533。 建行代销 建信理财"安鑫"按日开放 固定收益类理财产品 最低持有360天 L类份额 +4.39% | | L份额2024年度年化收益率 (2023/12/31-2024/12/31-2024/12/31 ) 理财产品过往业绩不代表其未来表现,不等于理财产品实际收益,投资须谨慎 数据来源于建信理财,产品成立于20 ...
【攻略】新年开好“投”,攻略来了
中国建设银行· 2025-01-16 07:01
点击查收您的2024年度账单 PETA BA 箱追為就够 春节的脚步越来越近 米 除了近在咫尺的团圆 最幸福的事莫过于打理好一年的收获! 无论您的人生财富储备如何 在春节假期到来之前 不妨提前做好规划 新年第个好 4度" | 内有彩蛋 19 1 这一份 保姆级养老财富配置攻略 请您查收~ 多样福利内容,不容错过! 小tips: 最后有惊喜彩蛋哟 福利第一弹! 绩优产品力争财富增值 个人养老金每人每年 最高12000元投资额度 额度有限 专属产品不容错过~ NO | 固收打底,均衡配置布局养老生活! 理财产品过往业绩不代表其未来表现,不等于理财产品实际收益,投资须谨慎 数据来源于建信理财,产品成立于2023年12月22日,数据截止2025年01月 09日。历史收益率(年化)=(期末净值一期初净值)/期初净值)/期初净值/期限*365, 固定收益类产品指按照投资性质分类,并非指收益固定或保本。相关净值数据 已经托管人核对。 NO2 养老生活不将就,优享品质未来! 建行代销 建信优享进取养老目标五年持有(FOF)Y 基金代码:020188 立即查看 +13.02%0 近一年收益率 专属养老Y份额 为个人养老金而生, ...