Core Viewpoint - The "14th Five-Year Plan" emphasizes the acceleration of building a financial powerhouse and promoting the internationalization of the RMB, guiding financial services towards high-level openness [1] Group 1: Cross-Border Settlement - Digital technology is enhancing cross-border payment efficiency, addressing the slow and costly traditional remittance processes faced by foreign trade enterprises [3] - The first transaction using the digital currency bridge involved a cross-border remittance of 1.31 million yuan to Bank of China Hong Kong, completed within the same day, significantly faster than traditional methods, saving the enterprise over 1,400 yuan in intermediary fees [3] - The service has expanded to cover international trade settlements and cross-border e-commerce fund transfers, effectively meeting the core need for faster capital turnover in overseas operations [3] Group 2: Financing Collaboration - The bank is addressing the financing challenges faced by foreign trade and foreign-funded enterprises by integrating domestic and international market resources and leveraging policy benefits from free trade zones [4] - By introducing customized cross-border financing products, the bank has helped 10 enterprises secure 327 million yuan in low-cost funding, with financing costs lower than domestic counterparts [4] - The "Cross-Border Direct Loan" service allows domestic branches to directly lend to overseas entities, meeting operational needs while providing access to lower-cost RMB funds, receiving positive feedback from clients [4] Group 3: Future Outlook - The bank plans to focus on five major financial initiatives during the "14th Five-Year Plan," enhancing the integrated development of domestic and foreign currencies [5] - By leveraging a global response system, the bank aims to facilitate the flow of funds and information, integrating financial collaboration into the dual circulation strategy of Jiangmen, thereby supporting high-quality development of the real economy [5]