Core Insights - China is a leading market in the global fintech industry, with significant transformations in traditional financial systems driven by digital and technology finance [1][4] - The rise of malicious collection organizations under the guise of protecting consumers has disrupted financial services and caused significant harm to users [1][2] - Companies like Shuhe Technology are actively promoting financial literacy and fraud prevention to combat the negative impacts of financial black and gray markets [2][3] Group 1: Financial Technology Development - Shuhe Technology, established in 2015, has become a key player in China's fintech sector, focusing on inclusive finance as its core business [5] - The company has activated 150 million users and provided financial services to over 20 million individuals [5] - Shuhe Technology leverages AI and other technologies to enhance financial services, including intelligent marketing, risk control, and customer service [5][6] Group 2: Consumer Education and Fraud Prevention - Shuhe Technology has launched initiatives like "Huabei Anti-Fraud Illustrated" and "User Concerns" to educate consumers about financial fraud and improve their financial literacy [3][4] - These educational efforts aim to enhance users' ability to identify risks associated with financial black and gray markets [3][4] - The company is committed to helping users understand financial services better, thereby reducing the prevalence of financial fraud [4][5] Group 3: Support for Small and Micro Enterprises - Shuhe Technology has provided over 90 billion yuan in loan facilitation services to 1.5 million small business owners and individual entrepreneurs [6] - The company covers various sectors, including wholesale, retail, and hospitality, aligning with national policies to support small and micro enterprises [6] Group 4: Alignment with National Financial Strategies - Shuhe Technology is actively contributing to the "Five Major Financial Articles" proposed by the central government, focusing on technology, green finance, inclusive finance, pension finance, and digital finance [7] - The company is positioned as a catalyst for improving national living standards and regional economic development through high-quality financial services [7]

美国政府宣布对所有贸易伙伴征收所谓"对等关税"引发全球市场震荡。对中小企业特别是外贸企业而 言,如何解决因税额大幅增加而导致的出口难题迫在眉睫,同时面对持续不断的贸易摩擦,促进内需和实体 经济发展成为当务之急。 徐志刚强调,还呗应该聚焦普罗大众的金融需求,以实际行动做好用户的暖心人、贴心人、知心人,传递金 融温度。为此,还呗始终追求服务品质,在借款额度方面,将微信分、营业执照、借呗记录等纳入增信凭证 中,进一步降低普惠金融门槛,通过智能风控体系定价评估,为用户在线匹配最合适资金支持。同时,还呗为 用户提供3、6、12期等可选择的还款期限,并上线"随借随还""灵活还款"等功能让还款形式更灵活,提升 用户资金周转效率。 在这套"普惠机制"之下,已有许多用户成为还呗的受益者。广州培训机构经营者张女士就是其中一例,当 她的教育机构因疫情冲击濒临倒闭时,传统金融机构繁琐的审批流程让资金缺口持续扩大,危急关头,"还 呗"以高效的审批和贴心的服务,为她在逆境中构筑起坚实的后盾。多年来,"还呗"屡屡为张女士缓解资金 紧张难题,为其事业的顺利发展铺设了道路。 这样的故事在还呗普惠金融的矩阵中不断生长,每一个真实案例的背后,都是 ...