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广州农商银行:践行服务地方经济的金融担当
Xin Hua Wang· 2025-08-12 06:17
Core Viewpoint - Guangzhou Rural Commercial Bank is committed to green development as a guiding principle and development goal, leveraging its unique business advantages to support the real economy in the Guangdong-Hong Kong-Macao Greater Bay Area and promote green finance development [1][4]. Group 1: Regional Strategy and Support for the Real Economy - Guangzhou Rural Commercial Bank integrates the layout of the Greater Bay Area into its "14th Five-Year Plan" and annual strategic planning, demonstrating the responsibility of local state-owned enterprises in supporting local economic development [2]. - The bank has increased financial support for key projects, focusing on rural revitalization, financial poverty alleviation, private economy, inclusive small and micro enterprises, green credit, and technological innovation [2][3]. - As of the end of 2021, the bank supported 15 key construction projects in Guangdong Province with a credit balance of 3.757 billion yuan and 6 key projects in Guangzhou with a credit balance of 1.042 billion yuan [2]. Group 2: Green Finance Development - The bank has integrated green finance into its strategic planning, establishing a three-tier management mechanism to promote green credit business development [4]. - By the end of 2021, the bank's green credit balance reached 14.731 billion yuan, an increase of 3.438 billion yuan, representing a growth rate of 30.44% [4]. - The bank has launched various green financial products, including loans for carbon emission rights and rural revitalization, to support sustainable development [5]. Group 3: Technological Innovation and Inclusive Finance - Guangzhou Rural Commercial Bank has enhanced its financial service system through technological empowerment, meeting diverse and personalized financial needs [6]. - In 2021, the bank introduced 10 "Sui Good Service" and 113 "Yue Province Service" government service functions across 245 outlets, serving over 84,000 outdoor workers [6]. - The bank aims to continuously improve customer service systems and enhance financial service capabilities to support rural revitalization and the real economy [6][7].