前几天，中国金茂发布了一则公告，具体内容是与建设银行牵头的七家国有大行签署了银团贷款合同， 上述银团拟为公司提供不超过99亿元的中长期贷款额度。 为了获取这笔接近百9亿的贷款，金茂为此付出的代价是抵押了金茂大厦部分资产，包括31-50层、88层 和地下车库。其中，31-50层是办公区域，88层则是顶层观景台。 值得一提的是，公告中提及此次抵押资产的评估价为47.6亿，而实际获得抵押贷款是评估值的2.08倍， 足见上海核心资产在如今市场上具备极强的溢价能力。 此外，金茂本次抵押目的并不是为了增加融资，而是为了"置换债务"。 公告显示，此次获取的贷款资金主要用于置换2023年及2024年发行了三笔绿色资产支持专项计划。 来源：乐财聚 上海陆家嘴三件套之一的金茂大厦，目前已经被其主人中国金茂抵押了一部分出去。 资料显示，2023年3月，金茂发行首期产品"金茂鑫悦2023-1"，规模为30亿元。4月"金茂绿色2023-1"成 功发行，规模35.01亿元。2024年2月，"金茂绿色2024-3"成功发行，规模34.99亿元。 三笔绿债相加正好为100亿，本次获取的99亿融资几乎可以覆盖绿债的本金。 通过这次债务置换，对 ...

Core Viewpoint - China Jinmao Group has mortgaged part of the Shanghai Jinmao Tower to secure a loan of up to 9.9 billion yuan for debt replacement purposes [3][4] Group 1: Loan Details - On November 26, 2023, China Jinmao announced a syndicate loan agreement with China Construction Bank Shanghai Pudong Branch, securing a total loan amount not exceeding 9.9 billion yuan, with a maturity date of June 14, 2039 [3] - The mortgaged assets include floors 31-50 and the 88th floor of the Jinmao Tower, as well as the underground parking garage, with an assessed value of 4.76 billion yuan, making the loan amount approximately 2.08 times the assessed value [3][4] Group 2: Purpose of the Loan - The loan is intended for debt replacement and will be used to refinance three green asset-backed special plans totaling 10 billion yuan, as well as for operational cash flow needs of the Jinmao Tower [4] Group 3: Historical Context - This is not the first time China Jinmao has used core asset mortgages for debt replacement; in March 2023, it secured a loan of 8.689 billion yuan against the Beijing Kaichen World Trade Center for similar purposes [6][7]