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金融科技2030
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香港金管局发布“金融科技2030”愿景
Xin Hua She· 2025-11-03 12:30
Core Insights - The Hong Kong Monetary Authority (HKMA) has launched the "FinTech 2030" vision to establish Hong Kong as a robust, resilient, and forward-looking international fintech hub [1][2] - The initiative focuses on four key areas: building a new generation of data and payment infrastructure, supporting comprehensive AI applications, enhancing business and technological resilience, and promoting financial tokenization, encompassing over 40 specific projects [1][2] Group 1 - HKMA aims to strengthen cross-border payment connectivity, creating new opportunities for businesses, such as expanding credit channels, promoting trade financing, and providing personalized financial services and convenient cross-border remittances for citizens [1] - The authority plans to collaborate with the industry to develop a shared and scalable AI infrastructure and specialized models for the financial sector to ensure responsible AI application [1][2] Group 2 - HKMA is preparing for the quantum computing era by taking proactive measures to enhance the resilience of the financial system [2] - To build a thriving tokenization ecosystem in Hong Kong, HKMA will advance the tokenization of real-world assets, with settlements on the blockchain facilitated by new digital currencies, including the digital Hong Kong dollar, tokenized deposits, and regulated stablecoins [2] - The "FinTech 2030" strategy framework is interconnected, where data serves as the lifeblood of the digital economy, AI acts as the engine, resilience functions as the safety net, and tokenization serves as the channel, all working together to create a smarter, more inclusive, efficient, and secure financial ecosystem in Hong Kong [2]