Core Insights - The financial support from China Agricultural Bank's Changhai branch has enabled local aquaculture companies to overcome funding challenges and continue their operations [1][2][3] Group 1: Company Challenges and Solutions - Xingguo Jinmao faced financial difficulties due to extreme weather affecting sea cucumber farming, leading to cash flow issues [1] - The company received a rapid loan of 5 million yuan through the "Silver Guarantee Batch Loan" program, which was crucial for its deep-sea farming expansion [1] - Li Jian, a sea urchin farmer, struggled to secure funding due to income fluctuations from typhoons and lack of traditional collateral, but was able to obtain a 500,000 yuan loan using sea urchin inventory as collateral [2] Group 2: Financial Products and Impact - The "Silver Guarantee Batch Loan" and "Facility Loan" products are part of a dual approach to support small and micro enterprises in the aquaculture sector [3] - The "Silver Guarantee Batch Loan" can reach up to 10 million yuan and has already provided 44 million yuan to 12 qualified enterprises, addressing the financing challenges of companies without collateral [3] - The "Facility Loan" allows farmers to use aquaculture facilities and inventory as collateral, with a maximum credit of 2 million yuan, resulting in 1.89 billion yuan disbursed to 179 farmers this year [3]