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金融活水浇灌现代农业之花 打造金融服务生态圈、助力现代化农业发展的龙江实践
Jin Rong Shi Bao· 2025-12-31 02:10
"现在从签样到化验都是全自动的,一车大米在7分钟左右即可完成样品抽检。"近期,《金融时报》记 者在中粮建三江米业有限公司采访时,公司负责人告诉记者,不同于过去的人工采样检测,如今稻谷被 粮食经纪人拉到厂区后,可实现从签样到检测的全流程自动化,在提升粮食收购效率基础上,还能明显 减少粮食收购过程中的检测争议,保障"好粮卖好价"。这背后除了技术支撑外,资金保障更不可或缺。 记者了解到,在中国人民银行黑龙江省分行的指导下,辖内多家银行机构根据中粮建三江米业实际生产 计划精准匹配收购水稻流动资金,并在每年十月中旬收购工作启动时确保资金及时到位,有效撬动了农 业企业对全产业链的带动作用。 "2023年以来,我们以创建金融支持乡村振兴先行先试样板区为引领,探索出14种典型金融支持模式, 推动全省金融机构形成一套符合现代化农业发展特点的龙江经验。全省涉农贷款由2023年初的9296.1亿 元,提升至2025年11月末的10294.3亿元。"中国人民银行黑龙江省分行行长张文武表示。据了解,2025 年,黑龙江迎来"二十二连丰",粮食总产量达到1640.1亿斤。在亮眼成绩的背后,金融起到了关键性的 支撑作用。 在服务核心企业基 ...
农行赋能 红河回响——农行红河分行“十四五”金融成效综述
Zheng Quan Ri Bao Zhi Sheng· 2025-12-21 15:11
从守护哈尼梯田的生态屏障,到建水临安古城的"状元号"米轨小火车;从"一线牵南北,一碗汇天下"的 蒙自过桥米线,到远洋出海的红河蓝莓小浆果;从193万吨低碳铝建设项目,到全球最具规模的雨生红 球藻养殖生产及天然虾青素生产企业;从弥勒温泉池中袅袅升起的白雾,到"一脚在国内,一脚在国 外"的河口异域风情;从外焦里嫩"滋滋"作响的石屏豆腐,到个旧市国营乍甸农场的家乡味道……中国 农业银行红河分行(以下简称"农行红河分行")的金融活水沿着红河两岸的每一寸肌理汩汩流淌,源源 不断滋养着红河州的千行百业、千企万户。 "十四五"期间,农行红河分行胸怀"国之大者",把自身发展写进红河州经济社会发展大局,围绕金 融"五篇大文章",以精准服务、创新产品、扎实行动,交出一份底色鲜明、成色饱满、特色突出的"十 四五"答卷。截至2025年11月末,农行红河分行存贷款规模超814.17亿元,其中,存款规模超455.23亿 元,是2020年末373.83亿元的1.22倍;贷款规模近358.94亿元,是5年前的1.68倍,较2020年末增加 146.13亿元,增长68.66%。5年间,累计投放对公贷款598.58亿元、个人贷款507.71亿元 ...
金融活水润田畴 特色产业富乡村——农行四川广安分行支持特色产业发展侧记
Zheng Quan Ri Bao Zhi Sheng· 2025-11-16 10:09
Core Insights - The article highlights the significant role of financial support from Agricultural Bank in promoting agricultural modernization and rural revitalization in Guang'an, Sichuan, particularly through the cultivation of citrus fruits like lemons and oranges [1][7]. Financial Support and Impact - Agricultural Bank provided tailored financial solutions, including a 2 million yuan credit loan to support local farmers in expanding their operations and improving infrastructure, such as cold storage facilities [2][4]. - The bank's proactive approach in addressing the financial needs of farmers has led to increased production and sales, with one farmer expecting a production value of 2 million yuan from lemon cultivation this year [1][6]. Agricultural Development - The transformation of previously barren land into productive orchards is exemplified by the success of local farmers like Liu Maoshan, who has significantly increased citrus production through financial assistance [3][4]. - The article notes that the total agricultural loans from Agricultural Bank in Guang'an reached 7.995 billion yuan by the end of October 2025, with a notable increase in loans to farmers [7]. Market Expansion - Farmers are leveraging e-commerce platforms to promote their products, aiming for significant sales targets, such as 600 daily orders for citrus fruits [4][5]. - The successful marketing of local products has led to broader distribution, with citrus fruits being sold in major cities like Chengdu, Chongqing, and Beijing [6].
农行内蒙古分行:引普惠金融活水 精准滴灌实体经济
Zhong Guo Jin Rong Xin Xi Wang· 2025-11-07 09:20
Core Insights - The Agricultural Bank of China Inner Mongolia Branch is committed to the development of inclusive finance, aligning with national policies and enhancing service systems to meet financial needs, achieving significant results in supporting the real economy [1] Group 1: Inclusive Finance Development - As of the end of September, the inclusive loan balance of the Agricultural Bank of China Inner Mongolia Branch reached 40.819 billion yuan, an increase of 10.017 billion yuan from the beginning of the year, marking a continuous increase of over 10 billion yuan for two consecutive years [1] - The financing coordination mechanism has supported 57,100 small and micro enterprises with a total loan amount of 31.835 billion yuan [1] Group 2: Focus on Agriculture and Rural Development - The bank has developed specialized products such as "Grain Farmer Loan," "Facility Loan," and "Intelligent Animal Husbandry Loan," targeting key segments of the agricultural industry chain in the region [1] - As of the end of September, the rural industry loan balance was 107.874 billion yuan, an increase of 20.672 billion yuan from the beginning of the year, with the grain industry loan balance reaching 38.916 billion yuan, up by 10.386 billion yuan [1] Group 3: Product Innovation and Financing Solutions - The bank has introduced innovative financing solutions to address the diverse needs of small and micro enterprises, including a "Inclusive + Green" model that integrates green energy consumption data into credit assessments [3] - A total of 342 small and micro enterprises have been supported under the "Silver-Guarantee" cooperation model, with loans amounting to 1.418 billion yuan [4] Group 4: Digital Transformation and Efficiency - The bank is leveraging digital transformation to enhance the efficiency of inclusive finance services, reducing the loan approval response time to 48 hours and enabling full online operations for suppliers [6] - The "Agricultural Bank Smart Chain" platform has provided loans totaling 11.42 billion yuan to 1,252 small and micro enterprises in the dairy and steel industries, facilitating seamless financing along the supply chain [6]
农行福建省分行 农村金融服务新探索 绘就山海共富新图景
Zheng Quan Ri Bao Zhi Sheng· 2025-10-19 15:13
Core Viewpoint - The Agricultural Bank of China Fujian Branch is actively addressing the financial service gaps in rural areas by establishing a new inclusive financial system to support rural revitalization and enhance economic vitality [1][7]. Group 1: Financial Service Innovations - The bank has introduced the "Huinong e-loan" product, allowing farmers to apply for loans conveniently via mobile phones, significantly improving access to credit for smallholders and micro-enterprises [2][3]. - The establishment of "Huinong Service Flagship Stores" aims to provide comprehensive financial services in rural areas, enhancing the efficiency and quality of financial support [3][6]. Group 2: Impact on Local Economies - In Tangyang Village, the tea industry has flourished due to the bank's support, with annual sales reaching over 3 million yuan and benefiting more than 100 local farmers [2][3]. - The flagship stores have facilitated the expansion of the tea production chain, leading to a projected tea output value of 110 million yuan in 2024 [3]. Group 3: Tailored Financial Solutions - The bank has developed specific financial products like "Facility Loans" for fishermen, addressing their unique operational needs and enabling quicker loan processing times [9]. - The establishment of a "Sea Bank" on fishing rafts has brought financial services directly to fishermen, significantly improving their access to credit and financial advice [8][9]. Group 4: Expansion of Services - As of September 2023, the bank has established 88 "Huinong Service Flagship Stores" and facilitated loans totaling 5.7 billion yuan for rural households [7]. - The bank's initiatives are designed to extend financial services deeper into rural areas, ensuring that financial support is accessible and responsive to local needs [6][7].
融真心 送真情 出真招 农行北京分行擘画乡村振兴新蓝图
Bei Jing Ri Bao Ke Hu Duan· 2025-09-23 01:08
Core Viewpoint - Agricultural Bank of China Beijing Branch is actively supporting rural revitalization through innovative financial products and services tailored to the specific needs of rural industries, thereby enhancing agricultural productivity and improving the livelihoods of local farmers [1][2][8]. Group 1: Financial Support for Rural Industries - The bank has developed specialized financial products to address the unique needs of rural industries, ensuring that farmers can access loans that are easy to obtain, beneficial to use, and manageable to repay [2][3]. - A notable example includes the "Rural Revitalization e-loan," which provided funding between 500,000 to 1 million yuan to a cooperative in Dawo Village, enabling them to expand their mushroom production and processing capabilities [3]. - The cooperative's annual output value has reached 3 million yuan, significantly increasing the average income of villagers from 16,000 yuan in 2016 to 28,000 yuan by 2025 [3]. Group 2: Diverse Financial Products - Agricultural Bank of China Beijing Branch has introduced various financial products such as merchant loans, rural tourism loans, order loans, facility loans, and agricultural insurance loans to strengthen rural industries [5]. - The bank has also supported the Beijing Jingchun Beekeeping Cooperative with loans ranging from 1 million to 2 million yuan to help expand their operations, demonstrating a commitment to addressing the specific challenges faced by different agricultural sectors [4]. Group 3: Infrastructure and Community Development - The bank has invested nearly 2 million yuan in "rural tourism loans" to enhance local tourism infrastructure in Huangshandian Village, contributing to the overall economic development of the area [6]. - Additionally, over 2.4 million yuan has been allocated for public welfare projects in various villages, focusing on road construction, waste management, and cultural facilities [6][7]. Group 4: Talent and Knowledge Support - The bank has initiated programs to pair rural revitalization demonstration villages with better-developed administrative villages, fostering knowledge transfer and resource sharing [7]. - A team of five skilled personnel has been deployed to provide on-the-ground financial services and guidance, ensuring that local communities receive comprehensive support [7]. Group 5: Future Commitment - The bank plans to continue enhancing its financial support for key agricultural sectors, with a focus on food security, rural industries, and agricultural technology, having already issued nearly 9 billion yuan in loans to agricultural enterprises [8]. - The ongoing efforts aim to create a sustainable model for rural revitalization, ensuring that financial services are closely aligned with the needs of the agricultural sector and rural communities [8].
农行柳州分行以金融之力为乡村振兴“添翼赋能”
Zhong Guo Jin Rong Xin Xi Wang· 2025-07-29 11:20
Group 1 - Agricultural Bank of China Liuzhou Branch focuses on serving "three rural issues" and has provided a total of 2.19 billion yuan in agricultural loans since 2025, including 114 million yuan in "Fumin Loans" [1] - The bank has issued 435 million yuan in loans to the sugar and forestry industries this year, with rural industry loans increasing by 370 million yuan since the beginning of the year [1] - Innovative financial products such as "Jinjiao Loan" and "Luosifen e-loan" have been introduced to support local specialty industries [1] Group 2 - Liuzhou's forestry land area is 1.27 million hectares, with a forest coverage rate of 67.22%, supporting industries like timber planting and furniture production [2] - The bank promotes "forest rights mortgage loans" and has issued 75 million yuan in loans to state-owned forest farms, addressing land rights and mortgage registration issues [2] - The bank supports the development of the under-forest economy through products like "Huinong e-loan" and rural production operation loans [2] Group 3 - The bank prioritizes financial support for grain production, offering tailored financial services based on the needs of different agricultural operators [3] - Since 2025, the bank has provided over 26.6 million yuan in loans to the grain production sector, covering processing and sales [3] - The bank facilitates connections between grain producers and processing enterprises to streamline the supply chain [3] Group 4 - The bank actively supports local green economic development and renewable energy projects, providing fixed asset loans at preferential rates [4] - A total of 330 million yuan has been loaned for the construction of wind power projects, improving local infrastructure [4] - The construction of the wind power project has resulted in the assembly of 33 wind turbines and the development of over 30 kilometers of roads benefiting local farmers [4] Group 5 - The bank has established 72 rural service points, covering 95.18% of towns, to provide essential financial services [5] - Financial technology applications are being promoted to enhance service efficiency and accessibility [5] - The bank has issued 53.62 million yuan in loans since 2025 to support 130 business entities through various innovative financial products [6]
农行福建分行推出“惠农服务旗舰店” 打通到乡到村的金融服务
Zheng Quan Ri Bao Zhi Sheng· 2025-07-06 15:41
Core Viewpoint - Agricultural Bank of China Fujian Branch is committed to rural revitalization by enhancing financial services in rural areas and launching flagship agricultural service stores to improve service capabilities from counties to villages [1][2]. Group 1: Financial Services and Innovations - The flagship agricultural service store in Hanlong Village, built on a fishing raft, aims to provide convenient banking services directly to fishermen [1][2]. - A tailored credit product called "Facility Loan" has been developed for fishermen, allowing loans up to 1 million yuan, with a processing time of just three days from application to disbursement [2][3]. - The establishment of 68 flagship agricultural service stores has significantly improved financial service accessibility in rural areas, with over 91 billion yuan in loans facilitated for farmers [3]. Group 2: Community Impact and Recognition - Local fishermen expressed gratitude towards the Agricultural Bank for its services, highlighting the bank's role as a "bank at their doorstep" [2]. - The bank's initiatives have led to the creation of various service models, such as "Green Finance" and "Fishing Boat Loans," which have collectively supported over 100 fishermen with loans totaling 58 million yuan [3]. - The bank's efforts align with national policies aimed at enhancing financial services for small and micro enterprises, agriculture, and remote areas [3].
金融支持源源不断 擦亮“白马柠檬”金字招牌——农行广安分行助力柠檬产业高质量发展
Zheng Quan Ri Bao Zhi Sheng· 2025-06-22 15:12
Core Viewpoint - The "Baimai Lemon" from Guang'an District, Sichuan Province, has been recognized as a national special agricultural product, reflecting its successful transformation from a small-scale crop to a significant agricultural brand [1]. Group 1: Financial Support and Agricultural Development - Agricultural Bank of China (ABC) provided tailored credit solutions, such as the "Facility Loan," which allows farmers to access up to 20 million yuan without collateral, facilitating their operational needs [3][4]. - The loan support has enabled farmers like Tang Xuejin to expand their operations, including building cold storage facilities to sell lemons at higher prices [3][4]. - ABC Guang'an Branch's agricultural loans have reached a balance of 3.286 billion yuan, an increase of 203 million yuan since the beginning of the year [4]. Group 2: Agricultural Production and Market Expansion - The climate in Baimai Township is ideal for lemon cultivation, with over 8,000 acres dedicated to lemon farming, producing 7,500 tons annually and generating a total output value of 108 million yuan [4]. - The development of "Baimai Lemon" has led to an increase in farmers' annual income by 1,000 yuan, with the product now in high demand both domestically and internationally [4]. - The local government is accelerating the construction of a lemon distribution center and developing a deep processing industry chain to enhance market reach [4][5]. Group 3: Rural Financial Services and Credit Village Initiatives - ABC Guang'an Branch has established 306 credit villages and evaluated 12,384 credit users, facilitating online loan applications and approvals for farmers [5]. - The bank's strategy includes a cooperative model involving agricultural companies, bases, and farmers, aimed at increasing agricultural credit supply and supporting rural revitalization [5].
2025首届大连海参(春季)采捕节启幕
Zhong Guo Xin Wen Wang· 2025-05-16 09:09
Core Insights - The first Dalian Sea Cucumber (Spring) Harvest Festival and the fourth Wafangdian Sea Cucumber Harvest Festival opened on May 16, 2025, highlighting the significance of Dalian sea cucumbers in the local marine culture and economic vitality [1] - Wafangdian city is recognized as a geographical indication product in China, with a comprehensive quality traceability system established for sea cucumbers, ensuring safety and quality from breeding to harvesting [1] Group 1 - Dalian sea cucumbers are known for their superior quality due to the unique marine environment at latitude 39 degrees north, which provides rich natural feed and clean seawater [1] - The local government has implemented 21 quality standards covering water quality, feed, and breeding density, allowing for traceability of each sea cucumber [1] - The festival featured live demonstrations of deep-sea harvesting by divers and offered an immersive experience with fresh seafood tasting [1] Group 2 - During the event, four financial institutions, including Agricultural Bank, signed agreements to establish financial support service stations for sea cucumber farmers [2] - Agricultural Bank introduced products like "facility loans" to meet the financial needs of farmers, injecting capital into the industry [2] - Financial service points were set up in key areas such as Xietun and Changxing Island to provide comprehensive financial services to the aquaculture sector [2]