Core Viewpoint - Postal Savings Bank of China (PSBC) has shown a decline in stock price and trading volume, indicating potential investor caution amid recent market movements [1][3]. Financial Performance - For the first nine months of 2025, PSBC reported a net profit of 765.62 billion yuan, reflecting a year-on-year growth of 0.98% [7]. - The bank's cumulative cash dividends since its A-share listing amount to 1,377.96 billion yuan, with 773.95 billion yuan distributed over the past three years [8]. Dividend Yield - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61%, indicating a consistent return to shareholders [2]. Shareholder Structure - As of September 30, 2025, the number of shareholders decreased by 13.09% to 142,600, while the average circulating shares per person increased by 15.29% to 478,570 shares [7]. Market Activity - The stock experienced a net outflow of 66.32 million yuan today, with a continuous reduction in main capital over the past two days [3][4]. - The average trading cost of PSBC shares is 5.14 yuan, with the stock price approaching a resistance level of 5.86 yuan, suggesting potential for a price correction if this level is not surpassed [5]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, primarily offers banking and financial services in China, with personal banking contributing 65.15% to its revenue, corporate banking 22.71%, and funding operations 12.10% [6].

Core Viewpoint - Postal Savings Bank of China (PSBC) shows a mixed performance in financing activities, with a slight decline in stock price and notable changes in financing and securities lending activities [1][2]. Financing Activities - On November 5, PSBC recorded a financing buy-in of 90.79 million yuan, while financing repayment amounted to 103 million yuan, resulting in a net financing outflow of 12.37 million yuan [1]. - The total financing and securities lending balance for PSBC reached 859 million yuan as of November 5, with the financing balance at 854 million yuan, representing 0.22% of the circulating market value, which is below the 20th percentile level over the past year [1]. Securities Lending Activities - On the same day, PSBC repaid 77,300 shares in securities lending and sold 157,000 shares, with the selling amount calculated at approximately 929,000 yuan based on the closing price [1]. - The remaining securities lending volume stood at 918,700 shares, with a total balance of 5.43 million yuan, exceeding the 70th percentile level over the past year, indicating a relatively high position [1]. Company Overview - PSBC, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides a range of banking and financial services in China [2]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [2]. Financial Performance - As of September 30, 2025, PSBC reported a net profit attributable to shareholders of 76.562 billion yuan, reflecting a year-on-year growth of 0.98% [2]. - The bank has distributed a total of 137.796 billion yuan in dividends since its A-share listing, with 77.395 billion yuan distributed over the past three years [3]. Shareholder Information - As of September 30, 2025, the number of PSBC shareholders decreased to 142,600, a reduction of 13.09% from the previous period [2]. - Major shareholders include Hong Kong Central Clearing Limited and various ETFs, with notable reductions in their holdings compared to the previous period [3].

Core Viewpoint - Postal Savings Bank of China has experienced a decline in stock price, with a cumulative drop of 5.27% over three consecutive days, reflecting market concerns about its performance and investor sentiment [1]. Group 1: Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides a range of banking and financial services in China [1]. - The bank's main business segments include personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%), with other services contributing a minimal 0.04% [1]. Group 2: Fund Holdings - Dongzheng Asset Management has a fund that heavily invests in Postal Savings Bank, specifically the Dongfanghong CSI Dongfanghong Dividend Low Volatility Index A (012708), which holds 14.25 million shares, accounting for 1.36% of the fund's net value [2]. - The fund has incurred a floating loss of approximately 2.28 million due to the recent stock price decline, totaling a loss of 4.56 million over the three-day drop [2]. Group 3: Fund Manager Performance - The fund managers of Dongfanghong CSI Dongfanghong Dividend Low Volatility Index A are Xu Xijia and Gao Yuan, with Xu having a tenure of 6 years and Gao 2 years [3]. - The fund's total asset size is 70.23 billion, with Xu achieving a best return of 59.36% and Gao a best return of 30.96% during their respective tenures [3].

Core Viewpoint - Postal Savings Bank of China (PSBC) shows a stable dividend yield and is positioned as a state-owned enterprise under China Post Group, indicating potential for long-term investment stability [2][6]. Financial Performance - PSBC's dividend yields over the past three years were 5.58%, 6.00%, and 4.61% respectively, reflecting a consistent return to shareholders [2]. - For the first half of 2025, PSBC reported a net profit of 49.228 billion yuan, a year-on-year increase of 0.85% [7]. Market Activity - On October 15, PSBC's stock price decreased by 0.18%, with a trading volume of 955 million yuan and a market capitalization of 683.341 billion yuan [1]. - The stock has seen a net inflow of 43.5224 million yuan today, with no clear trend in major shareholder activity [3][4]. Shareholder Structure - As of June 30, 2025, PSBC had 164,100 shareholders, a decrease of 10.31% from the previous period, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [7]. - The top ten circulating shareholders include significant institutional investors, with Hong Kong Central Clearing Limited holding 942 million shares, an increase of 60.8263 million shares from the previous period [8][9]. Business Overview - PSBC primarily operates in personal banking (65.15% of revenue), corporate banking (22.71%), and funding operations (12.10%) [6]. - The bank was established on March 6, 2007, and listed on December 10, 2019, providing a range of banking and financial services across China [6].

Core Viewpoint - Postal Savings Bank of China has experienced a continuous decline in stock price over the past six days, resulting in a cumulative drop of 6.6% [1] Group 1: Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing and provides various banking and financial services in China [1] - The bank's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), funding business (10.65%), and other services (0.07%) [1] Group 2: Stock Performance - As of October 10, the stock price of Postal Savings Bank is reported at 5.66 CNY per share, with a trading volume of 7.51 billion CNY and a turnover rate of 0.20%, leading to a total market capitalization of 679.738 billion CNY [1] - The stock has seen a decline of 0.7% on the day of reporting, continuing a trend of six consecutive days of price drops [1] Group 3: Fund Holdings - Three funds under Guotai Fund have significant holdings in Postal Savings Bank, totaling 332.41 thousand shares, resulting in a floating loss of approximately 132.96 thousand CNY over the six-day decline [2] - The largest fund, Guotai Helix 6-Month Holding Mixed A, holds 2.509 million shares, accounting for 1.01% of the fund's net value, with a floating loss of about 100.36 thousand CNY during the recent decline [2] - Guotai Ju Li Value Regular Open Flexible Allocation Mixed Fund holds 603.3 thousand shares, with a floating loss of around 24.13 thousand CNY over the same period [2]

Core Insights - Postal Savings Bank of China has experienced a decline in stock price, falling 0.87% to 5.70 CNY per share, with a total market capitalization of 684.54 billion CNY [1] - The bank's stock has dropped for five consecutive days, resulting in a cumulative decline of 5.94% during this period [1] Company Overview - Postal Savings Bank of China, established on March 6, 2007, and listed on December 10, 2019, is headquartered in Beijing, China [1] - The bank provides a range of banking and financial services, primarily through personal banking, corporate banking, and funding operations [1] - Revenue composition: personal banking (69.57%), corporate banking (19.70%), funding operations (10.65%), and other services (0.07%) [1] Fund Holdings - Two funds under Huian Fund have significant holdings in Postal Savings Bank, totaling 258,200 shares, resulting in a daily floating loss of 12,900 CNY based on the current stock price [2] - The funds have incurred a total floating loss of 93,000 CNY over the five-day decline [2] - Specific fund details: Huian Fengheng Mixed A holds 144,500 shares (0.21% of fund net value), while Huian Xinzhe Stable One-Year Holding Mixed A holds 113,700 shares (0.29% of fund net value) [2]

Core Viewpoint - Postal Savings Bank of China (PSBC) has experienced a decline in stock price recently, with a year-to-date increase of 5.39% but a notable drop in the last five trading days of 5.62% [1] Group 1: Stock Performance - On September 30, PSBC's stock price fell by 2.06%, trading at 5.71 CNY per share with a total transaction volume of 590 million CNY [1] - The stock's turnover rate was 0.15%, and its total market capitalization reached 685.743 billion CNY [1] - Year-to-date, the stock has increased by 5.39%, but it has decreased by 5.62% over the last five trading days, 8.05% over the last 20 days, and 0.70% over the last 60 days [1] Group 2: Financial Overview - As of June 30, PSBC reported a net profit attributable to shareholders of 49.228 billion CNY, reflecting a year-on-year growth of 0.85% [3] - The bank's main business revenue composition includes 69.57% from personal banking, 19.70% from corporate banking, and 10.65% from funding operations [2] Group 3: Shareholder Information - As of June 30, 2025, PSBC had 164,100 shareholders, a decrease of 10.31% from the previous period, with an average of 415,086 circulating shares per shareholder, an increase of 11.66% [3] - The bank has distributed a total of 137.796 billion CNY in dividends since its A-share listing, with 77.395 billion CNY distributed in the last three years [4] - Major shareholders include Hong Kong Central Clearing Limited, which holds 942 million shares, an increase of 60.826 million shares from the previous period [4]

Group 1 - Postal Savings Bank of China (PSBC) experienced a stock price decline of 2.02% on September 29, with a trading price of 5.81 CNY per share and a total market capitalization of 697.75 billion CNY [1] - Year-to-date, PSBC's stock price has increased by 7.24%, but it has seen a decline of 2.52% over the last five trading days and 4.60% over the last twenty days [1] - The bank's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [2] Group 2 - As of June 30, PSBC reported a net profit of 49.23 billion CNY for the first half of 2025, reflecting a year-on-year growth of 0.85% [3] - The bank has distributed a total of 137.80 billion CNY in dividends since its A-share listing, with 77.40 billion CNY distributed over the past three years [4] - The number of shareholders decreased by 10.31% to 164,100, while the average number of circulating shares per person increased by 11.66% to 415,086 shares [3]

Core Viewpoint - Postal Savings Bank of China (PSBC) has experienced a decline in stock price recently, with a year-to-date increase of 9.45% and a market capitalization of approximately 712.16 billion yuan [1][2]. Financial Performance - As of June 30, 2025, PSBC reported a net profit of 49.23 billion yuan, reflecting a year-on-year growth of 0.85% [3]. - The bank's cumulative cash distribution since its A-share listing amounts to 137.80 billion yuan, with 77.40 billion yuan distributed over the past three years [4]. Shareholder Information - The number of shareholders decreased by 10.31% to 164,100 as of June 30, 2025, while the average circulating shares per person increased by 11.66% to 415,086 shares [3]. - Major shareholders include Hong Kong Central Clearing Limited, which holds 942 million shares, an increase of 60.83 million shares from the previous period [4]. Business Segmentation - PSBC's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [2].

Core Viewpoint - Postal Savings Bank of China (PSBC) has shown a stock price increase of 12.22% year-to-date, with recent fluctuations indicating a slight decline in the short term [2] Group 1: Stock Performance - As of September 23, PSBC's stock price rose by 2.01% to 6.08 CNY per share, with a trading volume of 2.47 billion CNY and a market capitalization of 730.18 billion CNY [1] - Over the past five trading days, the stock has decreased by 1.46%, and over the past 20 days, it has declined by 3.03%, while showing a 10.14% increase over the last 60 days [2] Group 2: Financial Performance - For the first half of 2025, PSBC reported a net profit of 49.23 billion CNY, reflecting a year-on-year growth of 0.85% [3] - The bank's revenue for the same period was reported as 0.00 CNY, indicating a potential area of concern [3] Group 3: Business Segments - PSBC's main business segments include personal banking (69.57% of revenue), corporate banking (19.70%), and funding operations (10.65%) [2] - The bank provides a variety of financial services, including loans, deposits, and investment banking [2] Group 4: Shareholder Information - As of June 30, 2025, PSBC had 164,100 shareholders, a decrease of 10.31% from the previous period, while the average number of shares held per shareholder increased by 11.66% to 415,086 shares [3] - The bank has distributed a total of 137.80 billion CNY in dividends since its A-share listing, with 77.40 billion CNY distributed in the last three years [4] Group 5: Institutional Holdings - As of June 30, 2025, Hong Kong Central Clearing Limited was the fourth-largest shareholder, holding 942 million shares, an increase of 60.83 million shares from the previous period [4] - Other significant institutional shareholders include various ETFs, which have also increased their holdings [4]