"高标准农田管护保险很有作用，相关设施一有毛病，一个电话，中国人寿财险聘请的专业施工队就来 了，不仅维修质量好，农户还不用花钱。"在莱芜区大王庄镇于家庄村，巡查组成员、大王庄镇农业技 术推广站负责人吕学义指着近期修复好的农田管护设施说道。 近日，中国人寿财险山东省莱芜市中心支公司联合山东省济南市莱芜区农业农村局和大王庄镇农业技术 推广站组成巡查组，对高标准农田设施日常管护情况进行巡查。 南市莱芜区高标准农田联合巡查组对设施日常管护情况进行巡查 崔广勋/摄 高标准农田管护保险主要是在保险期间内保障设施遭受暴风、暴雪、雷击、暴雨和洪水等自然灾害和机 械损坏、电气事故、技术风险、人为风险等意外事故造成的损坏或损失。一旦发生保险责任范围内的事 故，都将由中国人寿财险莱芜市中心支公司负责维修和赔偿，基本解决了高标准农田管护难、维修难的 问题。 吕学义介绍："受去年汛期暴雨影响，该区域塘坝坝体及周围设施受损，村里一直没有反馈。今年4月春 耕期间，我们在巡查时发现设施受损，考虑到受损时间太长，于是抱着试试看的心态，拨通了承保公司 中国人寿财险莱芜市中心支公司的报案电话。没想到，他们第一时间进行现场查勘、确定损失、制定修 复 ...

Core Viewpoint - The implementation of high-standard farmland construction is being prioritized to ensure food security, with a focus on quality management and insurance mechanisms to address maintenance issues [1][12]. Group 1: High-Standard Farmland Construction - The central government's document emphasizes the need for high-quality advancement in high-standard farmland construction [1]. - The implementation plan encourages the use of engineering quality insurance to address operational and maintenance issues [1]. Group 2: Insurance Mechanism - China Life Property & Casualty Insurance has been engaged to provide timely repairs and compensation for damaged facilities, significantly aiding farmers [2][11]. - The insurance covers damages from natural disasters and accidents, effectively addressing maintenance challenges in high-standard farmland [11]. Group 3: Maintenance and Inspection - A joint inspection team is actively monitoring the condition of high-standard farmland facilities, ensuring any issues are reported and addressed promptly [4][9]. - The inspection process includes a detailed assessment of facility operations and immediate reporting of problems through a dedicated app [4]. Group 4: Investment and Risk Management - The Laiwu District has invested in 116,000 acres of high-standard farmland, with insurance covering 4.2 million acres of various infrastructure to mitigate risks from natural disasters [7]. - Since the beginning of 2023, 23 instances of damaged facilities have been repaired and compensated, enhancing the efficiency and longevity of the infrastructure [9]. Group 5: Future Plans - The Laiwu District plans to expand the insurance coverage to all high-standard farmland facilities to further strengthen food security measures [12].