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“一条鱼”的价值蝶变 江西吉安农业转型金融实践
Jin Rong Shi Bao· 2025-08-26 02:45
Core Viewpoint - The article discusses the innovative "fish ticket" system in Wan'an County, Jiangxi Province, aimed at transforming ecological fish resources into economic assets, thereby enhancing the income of local fishermen and promoting sustainable development [1][4]. Group 1: Policy and Financial Innovations - The local government is implementing a "fish policy" to facilitate the transformation of the fishing industry, focusing on ecological fish value enhancement and shared prosperity for the community [2][3]. - A comprehensive ecological fish industry research institute has been established, along with a smart management platform to support the sustainable development of the fishing sector [2]. - The People's Bank of China in Ji'an is driving financial support for ecological products through policy guidance and credit empowerment, facilitating the transition to low-carbon fishing practices [3][7]. Group 2: "Fish Ticket" System - The "fish ticket" serves as an asset identification for ecological fish, quantifying their economic and ecological value, and enabling fishermen to access financing [4][5]. - The first "fish ticket" was issued with a value of 105,000 yuan, allowing the holder to improve fish farming practices and increase income through enhanced market prices [4][6]. - The "fish ticket" system includes a buyback guarantee from the local government to mitigate risks for financial institutions, ensuring the sustainability of the financing model [5][6]. Group 3: Financial Performance and Impact - As of June, the total ecological fish loans issued in Wan'an County reached 260 million yuan, marking a year-on-year increase of 24.6%, significantly boosting the local fishing industry's economic output [6][7]. - The establishment of a full ecological fish industry chain has led to an annual production of 6 million pounds of ecological fish, doubling the fishing industry's output value over three years [6][8]. - The local financial institutions have actively engaged in promoting tourism-related financial services, contributing to an increase in visitor numbers and generating 570 million yuan in ecological fish revenue [7][8].