转自：新华财经 一产一票 生态资源变金融资产 吉安多梯田坡地，生态资源丰富但分散，长期以来，"有资源、缺资金"是县域特色农业发展的突出困境。手握优质生态资源的经营主体，因缺乏传统抵押 物，常被挡在金融服务门外。在中国人民银行江西省分行指导下，人民银行吉安市分行积极开展转型金融和生物多样性金融试点，引导金融机构支持"生态 票"，精准破解了这一痛点。 作为"生态票"实践的先行区，遂川县的探索颇具示范意义。7月4日，江西首张"茶票"与"林票"在该县同步发行，并完成银行授信，标志着吉安生态资源金融 化改革迈出关键一步。首张企业"遂茶票"由遂川县狗牯脑茶厂获得，对应589.5亩茶园，价值超1亿元，获200万元授信；首张投资型"遂林票"归属江西遂绿 林业发展有限公司，覆盖1021.8亩林地，以150万元估值拿到100万元贷款。 新华财经南昌12月16日电（记者 魏雨田）云雾漫过梯田，万亩茶园里的狗牯脑茶青翠欲滴，而这只是吉安生态宝库的一角。江西吉安的生态家底向来厚 实，这片土地上，不仅有连片林地、山塘水库，还有千亩翠竹。 这一创新模式迅速在吉安全市推广。九江银行吉安支行向蛋鸡养殖主体发放"蛋票"，明确存栏量等权属信息；九 ...

Core Viewpoint - The article discusses the innovative "fish ticket" system in Wan'an County, Jiangxi Province, aimed at transforming ecological fish resources into economic assets, thereby enhancing the income of local fishermen and promoting sustainable development [1][4]. Group 1: Policy and Financial Innovations - The local government is implementing a "fish policy" to facilitate the transformation of the fishing industry, focusing on ecological fish value enhancement and shared prosperity for the community [2][3]. - A comprehensive ecological fish industry research institute has been established, along with a smart management platform to support the sustainable development of the fishing sector [2]. - The People's Bank of China in Ji'an is driving financial support for ecological products through policy guidance and credit empowerment, facilitating the transition to low-carbon fishing practices [3][7]. Group 2: "Fish Ticket" System - The "fish ticket" serves as an asset identification for ecological fish, quantifying their economic and ecological value, and enabling fishermen to access financing [4][5]. - The first "fish ticket" was issued with a value of 105,000 yuan, allowing the holder to improve fish farming practices and increase income through enhanced market prices [4][6]. - The "fish ticket" system includes a buyback guarantee from the local government to mitigate risks for financial institutions, ensuring the sustainability of the financing model [5][6]. Group 3: Financial Performance and Impact - As of June, the total ecological fish loans issued in Wan'an County reached 260 million yuan, marking a year-on-year increase of 24.6%, significantly boosting the local fishing industry's economic output [6][7]. - The establishment of a full ecological fish industry chain has led to an annual production of 6 million pounds of ecological fish, doubling the fishing industry's output value over three years [6][8]. - The local financial institutions have actively engaged in promoting tourism-related financial services, contributing to an increase in visitor numbers and generating 570 million yuan in ecological fish revenue [7][8].