CINCINNATI, Ohio, Jan. 7, 2026 /PRNewswire/ -- First Financial Bancorp. (Nasdaq: FFBC) announced today that it expects to release fourth quarter and full year 2025 financial results after the market close on Wednesday, January 28, 2026.  A teleconference and webcast to discuss these results will be held on Thursday, January 29, 2026, at 8:30 a.m. Eastern time. Teleconference and Webcast Information Date: Thursday, January 29, 2026 Time: 8:30 a.m. Eastern time Teleconference Dial-In: 1-888-550-5 ...

Valued at $24.2 billion by market cap, Birmingham, Alabama-based Regions Financial Corporation (RF) operates as a financial holding company, providing banking and financial services to individuals and corporations. Regions operates through Corporate Bank, Consumer Bank, and Wealth Management segments. The banking major is set to unveil its fourth-quarter results before the markets open on Friday, Jan. 16. Ahead of the event, analysts expect RF to deliver an adjusted profit of $0.61 per share, up 3.4% fro ...

First Financial Bancorp. ("First Financial") secured regulatory approval of its announced acquisition of Chicago-based BankFinancial Corporation ("BankFinancial"). Closing is anticipated to take place on or around January 1, 2026. CINCINNATI, Dec. 15, 2025 /PRNewswire/ -- First Financial (Nasdaq: FFBC) announced that it received regulatory approval from the Federal Reserve and the Ohio Department of Financial Institutions to complete its previously announced acquisition of BankFinancial. Closing is antic ...

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Core Insights - Three stocks with strong momentum and buy rankings are highlighted for investors to consider on November 7, including Teradyne, HSBC, and TriCo Bancshares [1][2][3] Company Summaries - **Teradyne, Inc. (TER)**: - Zacks Rank 1 - Current year earnings estimate increased by 10.5% over the last 60 days - Shares gained 72.2% over the last three months, outperforming the S&P 500's 6.4% increase - Momentum Score of A [1] - **HSBC Holdings plc (HSBC)**: - Zacks Rank 1 - Current year earnings estimate increased by 5.5% over the last 60 days - Shares gained 13% over the last three months, also outperforming the S&P 500's 6.4% increase - Momentum Score of A [2] - **TriCo Bancshares (TCBK)**: - Zacks Rank 1 - Current year earnings estimate increased by 5.8% over the last 60 days - Shares gained 8.7% over the past three months, exceeding the S&P 500's 6.4% increase - Momentum Score of A [3]

Core Viewpoint - National Australia Bank Limited (NABZY) reported earnings that fell short of expectations, indicating potential challenges in its financial performance and market valuation [1][6]. Financial Performance - NABZY reported earnings per share (EPS) of $0.35, missing the expected $0.38 [1][6]. - The company's revenue was approximately $6.85 billion, slightly below the anticipated $6.89 billion [1][6]. - The annual cash profit remained stable, with growth in lending volumes, but was offset by increased expenses and a higher credit impairment charge [2]. Financial Ratios - The price-to-earnings (P/E) ratio is approximately 20.31, indicating the price investors are willing to pay for each dollar of earnings [3][6]. - The price-to-sales ratio is about 6.86, reflecting the market's valuation of the company's revenue [3]. - The enterprise value to sales ratio is around 20.10, suggesting how the company's total value compares to its sales [3]. Cash Flow and Debt Concerns - NABZY faces challenges in generating cash flow, as indicated by its negative enterprise value to operating cash flow ratio of -9.61 [4]. - The debt-to-equity ratio is high at 4.29, indicating a significant amount of debt compared to equity, which could impact financial stability [4][6]. Investment Metrics - The earnings yield of approximately 4.92% provides insight into the return on investment for shareholders [5]. - These financial metrics will be crucial for investors and analysts to monitor as the company navigates its financial challenges [5].

Core Insights - First Financial Bancorp has successfully completed the acquisition of Westfield Bancorp, Inc. and its subsidiary Westfield Bank in a cash and stock transaction, enhancing its asset base to $20.6 billion [1][2][3] Company Overview - As of September 30, 2025, First Financial Bancorp had $18.6 billion in assets, $11.7 billion in loans, $14.4 billion in deposits, and $2.6 billion in shareholders' equity [4] - The company operates through six lines of business: Commercial, Retail Banking, Investment Commercial Real Estate, Mortgage Banking, Commercial Finance, and Wealth Management, with approximately $4.0 billion in assets under management [4] Acquisition Details - The acquisition allows First Financial to expand its geographic footprint and service offerings in Northeast Ohio, integrating Westfield Bank's retail locations and services into its existing operations [2][3] - Westfield Bank will continue to operate under its name until the conversion process is completed, expected in March 2026, which will consolidate products and systems [3] Growth Strategy - This acquisition is part of First Financial's broader growth strategy in the Midwest, which includes recent expansions in Northeast Ohio, Chicago, and Grand Rapids, Michigan [3] - The company aims to leverage its expanded capabilities to enhance profitability and growth opportunities in attractive markets [3]

Core Insights - OFG Bancorp is considered one of the most undervalued small-cap stocks currently available for investment [1] - Wells Fargo analyst Timur Braziler reduced the price target for OFG Bancorp from $48 to $43 while maintaining an Equal Weight rating [1][2] - The company is expected to face challenges ahead, including increased deposit competition and potential rate cuts impacting net interest income through most of the first half of 2026 [2] Financial Performance - OFG Bancorp reported a diluted EPS of $1.16 for fiscal Q3 2025, an increase from $1.15 in fiscal Q2 2025 and $1.00 in fiscal Q3 2024 [3] - Total core revenue for fiscal Q3 2025 was $184.0 million, compared to $174.1 million in the same period last year, reflecting a 5.6% growth [3][4] - The CEO, José Rafael Fernández, noted a 16% year-over-year increase in Q3 EPS and highlighted strong performance and credit metrics for the quarter [4] Shareholder Actions - The company repurchased $20.4 million of common shares during the quarter, indicating a commitment to returning value to shareholders [4] Business Segments - OFG Bancorp operates through three main segments: Banking, Wealth Management, and Treasury [4]

Core Viewpoint - Lloyds Banking Group plc (NYSE:LYG) is considered one of the best affordable stocks to buy under $20, with a recent Buy rating and price target reaffirmed by Morgan Stanley analyst Alvaro Serrano [1][2]. Group 1: Rating and Market Position - Morgan Stanley analyst Alvaro Serrano reiterated a Buy rating on Lloyds Banking Group plc with a price target of p100, supporting the stock's market positioning and handling of financial uncertainties [1][2]. - The rating update aligns with Serrano's previous Buy rating issued on October 9, indicating confidence in the company's strategic approach [2]. Group 2: Risk Management and Financial Resilience - Despite uncertainties related to the FCA's consultation paper on motor finance charges, Lloyds Banking Group's preparation for potential additional provisions demonstrates resilience [3]. - The company's proactive risk management strategy is highlighted as a key factor in mitigating future financial impacts [3]. Group 3: Company Operations - Lloyds Banking Group plc operates as a financial services company, with its operations divided into segments including Retail, Commercial Banking, Insurance and Wealth, and Other [4].

Core Insights - First Financial Bancorp reported a net income of $71.9 million for Q3 2025, an increase from $70.0 million in Q2 2025, with diluted earnings per share rising to $0.75 from $0.73 [1][5] - The company achieved record revenue of $234 million in Q3 2025, driven by a robust net interest margin and record noninterest income [4][5] - The company expects to close its acquisition of Westfield Bank on November 1, 2025, and anticipates further efficiencies from pending acquisitions [4][5] Financial Performance - For the nine months ended September 30, 2025, earnings per diluted share increased to $2.02 from $1.72 in the same period of 2024 [1] - Return on average assets for Q3 2025 was 1.54%, while return on average tangible common equity was 19.11% [2][5] - Adjusted net income for Q3 2025 was $72.6 million, with adjusted earnings per share at $0.76, resulting in an adjusted return on assets of 1.55% [4] Revenue and Income - The net interest margin on a fully tax-equivalent basis was 4.02%, with record noninterest income of $73.5 million [5][6] - Noninterest income represented 31% of total net revenue for the quarter, with significant contributions from leasing business income and foreign exchange income [4][6] - Total allowance for credit losses was $179.5 million, with a quarterly provision expense of $9.1 million [4] Asset Quality and Capital - Nonperforming assets remained stable at 0.41% of total assets, with annualized net charge-offs at 0.18%, showing slight improvement from the previous quarter [4][6] - Tangible book value per share increased by 5% from the previous quarter to $16.19, and tangible common equity rose to 8.87% [4][6] - The total capital ratio increased by 34 basis points to 15.32%, with Tier 1 common equity also rising by 34 basis points to 12.91% [6][7] Operational Efficiency - The company successfully reduced its full-time equivalents by approximately 200, or 9%, over the past two years as part of workforce efficiency efforts [4] - Noninterest expenses were well-managed, remaining flat compared to the second quarter, despite incentives tied to strong performance [4][6] - Average deposit growth was 4.3% on an annualized basis, with total deposits reaching $14.5 billion [6][7]