North America is gearing up to host the biggest sporting event on the planet. For the first time, the U.S., Canada, and Mexico will jointly welcome the FIFA World Cup — and with 16 host cities spread across the continent, this will be the largest World Cup ever.Now that the draw and full match schedule are officially out, fans finally know where their favorite countries will play. So if you’ve got a bucket-list dream of experiencing a World Cup match in person (or you’re hoping to follow your team across mu ...

Core Insights - The article discusses the best credit cards for Amazon purchases in 2025, highlighting various options that offer significant cash back and rewards for frequent Amazon shoppers [1][46]. Group 1: Credit Card Options - The Blue Cash Everyday Card from American Express offers a $200 statement credit after spending $2,000 in the first 6 months and provides 3% cash back on up to $6,000 in U.S. online retail purchases annually [3][5]. - The Prime Visa card provides a $250 Amazon Gift Card upon approval for Prime members and offers 5% back on Amazon.com purchases, making it ideal for frequent Amazon shoppers [7][9]. - The Capital One Venture Rewards Credit Card has a $95 annual fee and offers 75,000 miles after spending $4,000 in the first 3 months, with 2x miles on all eligible purchases [11][9]. - The Amazon Visa card, which does not require a Prime membership, offers a $50 Amazon gift card upon approval and has a lower rewards rate compared to the Prime Visa [15][46]. - The Discover it Cash Back card provides up to 5% cash back on rotating categories, including Amazon during the fourth quarter, and matches all cash back earned at the end of the first year [18][36]. Group 2: Rewards and Benefits - The Bank of America Customized Cash Rewards Credit Card allows users to earn 3% cash back in a chosen category each quarter, which can include online shopping from Amazon [25][39]. - The Wells Fargo Active Cash Credit Card offers unlimited 2% cash back on all purchases and has no annual fee, making it a competitive option for everyday spending [29][39]. - The U.S. Bank Shopper Cash Rewards Visa Signature Card provides 6% cash back on the first $1,500 in combined purchases each quarter with selected retailers, including Amazon [34][46]. - The Chase Freedom Flex Credit Card offers up to 5% cash back on rotating categories, which may include Amazon, and has no annual fee [31][39]. Group 3: Considerations for Choosing a Card - The right rewards rate depends on individual spending habits; those focused on Amazon purchases should seek cards with the highest rewards for Amazon [37][40]. - Most cards listed do not have an annual fee, but if a card does, it is essential to evaluate whether the rewards justify the cost [39][40]. - Credit cards can provide additional benefits such as purchase protection, which is valuable for online shopping [39][40].

Core Insights - The Capital One Venture X Rewards Credit Card is generally recommended over the Chase Sapphire Reserve for most users due to its lower annual fee and straightforward benefits [1][2][23]. Comparison of Annual Fees - Capital One Venture X has an annual fee of $395, while Chase Sapphire Reserve has a significantly higher fee of $795, making it easier to offset the cost of the Venture X [2]. Welcome Bonuses - The Chase Sapphire Reserve offers a larger welcome bonus of 125,000 points after spending $6,000 in the first three months, compared to the Venture X's 75,000 miles after spending $4,000 [3][5]. Rewards Rates - Capital One Venture X offers 10x miles on hotels and rental cars booked through Capital One Travel, 5x miles on flights and vacation rentals, and 2x miles on all other purchases. In contrast, Chase Sapphire Reserve provides 8x points on purchases through Chase Travel, 4x points on flights and hotels booked directly, 3x points on dining, and 1x point on all other purchases [6][8]. Redemption Options - Both cards offer multiple redemption options, including travel redemptions, cash back, gift cards, and transfers to travel partners. However, the specific value of these options can vary based on individual preferences [9][10]. Transfer Partners - Capital One Venture X has access to a greater number of transfer partners compared to Chase Sapphire Reserve, but the value derived from these transfers depends on the user's specific travel preferences [11][12]. Purchase and Travel Protections - Both cards provide overlapping protections such as auto rental coverage, trip cancellation insurance, and lost luggage reimbursement. However, Chase Sapphire Reserve offers more robust coverage overall [13][16]. Additional Perks and Benefits - Chase Sapphire Reserve has more extensive benefits, including access to Chase Sapphire Lounges and a flexible annual travel credit. Capital One Venture X offers benefits like access to Capital One Lounge and free additional cardholders [21][23]. Recommendations - The Capital One Venture X is suggested for users looking for a lower annual fee and straightforward benefits, while the Chase Sapphire Reserve may be more suitable for those who can maximize its extensive perks [24][25]. Other Card Options - Alternatives to consider include the Chase Sapphire Preferred Card and Capital One Venture Rewards Credit Card, which offer lower fees and useful travel benefits without the high costs associated with premium cards [28][32].

Core Insights - Making only minimum payments on credit cards can lead to significant long-term debt accumulation, despite providing short-term financial flexibility during hardships [1][4][20] - The percentage of credit card accounts making only minimum payments reached a 12-year high of 11.04% at the end of 2024, indicating a growing trend among consumers [7] Minimum Payment Overview - A minimum credit card payment is typically between 1% to 5% of the statement balance, or a flat dollar amount, depending on the card issuer [3][9] - Paying only the minimum amount due helps avoid late fees but does not prevent debt accumulation, as remaining balances accrue interest [4][21] Financial Strategies - It is advisable to pay more than the minimum whenever possible to avoid high-interest debt [4][8] - In times of financial strain, making minimum payments can provide temporary relief, but consumers should have a plan to return to full payments [5][7] Consequences of Minimum Payments - Paying only the minimum can lead to accruing interest rates as high as 20% to 30% APR, significantly increasing the total debt over time [23] - Missing payments can result in late fees up to $41 and potential damage to credit scores due to reported delinquencies [16][19] Grace Period Implications - Credit cards typically offer a grace period on purchases, which can be lost if the total balance is not paid in full, leading to immediate interest charges on new purchases [24][25]

Group 1 - The article discusses the best rewards credit cards for 2025, highlighting various options based on different spending habits and preferences [1] - Chase Freedom Unlimited is noted for its cash-back potential, offering a minimum of 1.5% back on all purchases and higher rates in specific categories [3][5] - The Chase Sapphire Preferred Card is highlighted for its overall value, providing 75,000 bonus points after spending $5,000 in the first 3 months, which can be redeemed for travel rewards [9][10] Group 2 - The Blue Cash Preferred Card from American Express is recognized for its supermarket spending rewards, offering 6% cash back on U.S. supermarket purchases up to $6,000 annually [16][19] - Capital One Venture Rewards Credit Card is praised for its simplicity in earning travel rewards, providing 2x miles on every purchase and a welcome offer of 75,000 miles after spending $4,000 in the first 3 months [21][22] - The U.S. Bank Altitude Connect Visa Signature Card stands out for offering travel rewards with no annual fee, including 4x points on travel purchases and additional benefits like TSA PreCheck credits [31][32] Group 3 - The Citi Strata Premier Card offers unlimited 3x points on five spending categories, making it a strong contender for those with diverse spending habits [35][36] - The article emphasizes the importance of understanding the different types of rewards (points, miles, cash back) and how they can be earned and redeemed effectively [41][42] - It also discusses the significance of welcome bonuses and introductory APR offers in maximizing the value of rewards credit cards [63][66]

Core Insights - Capital One offers a diverse range of credit cards tailored for various financial goals, including cash back, travel rewards, and 0% introductory APR offers [1][32] - The Capital One Savor Cash Rewards Credit Card is highlighted as the best overall card due to its high rewards rate and $0 annual fee [5][4] - The Capital One Venture Rewards Credit Card is recognized as the best travel card, providing significant travel rewards and benefits [7][11] Group 1: Credit Card Offerings - The Capital One Savor Cash Rewards Credit Card features a $0 annual fee, a welcome offer of $300 in bonuses, and a 0% introductory APR for 12 months [4][5] - The Capital One Venture Rewards Credit Card has a $95 annual fee and offers 75,000 miles after spending $4,000 in the first 3 months, equating to $750 in travel [7][11] - The Capital One Venture X Rewards Credit Card, with a $395 annual fee, provides a high rewards rate on travel bookings and additional travel-related benefits [11][14] Group 2: Rewards and Benefits - The Savor Cash Rewards Card offers 8% cash back on entertainment purchases, 5% on travel bookings, and 3% on dining and grocery purchases [4][24] - The Venture X Business Card allows for 10x miles on travel bookings and includes a $300 annual credit for travel bookings through Capital One Travel [13][14] - The Quicksilver Secured Cash Rewards Credit Card provides 2x miles on every purchase and is designed to help users build or rebuild credit [19][17] Group 3: Targeted Audiences - Capital One offers secured credit cards and student credit cards to cater to individuals looking to build or rebuild their credit [29][22] - The Savor Student Cash Rewards Credit Card is noted for its cash-back potential and lack of annual fees, making it ideal for students [22][24] - Business owners can benefit from the Capital One Venture X Business Card, which provides exceptional travel rewards and benefits tailored for business expenses [14][13]

Core Insights - The Amex Platinum Card and Chase Sapphire Reserve are two of the most expensive credit cards, but their benefits can outweigh costs for travel enthusiasts [1] - A careful comparison is necessary to determine which card is better suited for individual needs due to overlapping perks [1] Annual Fee Comparison - The Amex Platinum has an annual fee of $895, while the Chase Sapphire Reserve has a lower fee of $795 [3][40] Welcome Bonus - The Amex Platinum offers a potentially higher welcome bonus of up to 175,000 Membership Rewards Points after spending $8,000 in the first six months, but eligibility varies [6] - The Chase Sapphire Reserve offers 125,000 bonus points after spending $6,000 in the first three months, which is considered more straightforward [4][6] Rewards Structure - The Chase Sapphire Reserve has a better overall rewards rate with multiple bonus categories for frequent travelers, while the Amex Platinum offers 5x points on airfare booked directly with airlines [5][16] Other Benefits - The Amex Platinum provides over $3,500 in potential value, while the Chase Sapphire Reserve offers over $2,700 [6] - The choice between the two cards depends on individual travel preferences and which benefits are more useful [7][9] Transfer Partners - American Express has more transfer partners than Chase, but the value depends on the user's travel habits [8] Suitability for Different Users - The Amex Platinum is suitable for frequent travelers who value premium benefits, while the Sapphire Reserve is better for those focused on earning rewards [12][39] - For travel rewards enthusiasts, having both cards may be justified, but most users may find it challenging to maximize the benefits of both due to high annual fees [17][18]

Core Insights - Yahoo Finance evaluates and compares credit cards to identify the best options for various financial goals, emphasizing that there is no one-size-fits-all card for consumers [1][2] Best Credit Cards by Category - The article presents the top credit cards for 2025 across multiple categories, including cash-back, travel, rewards, 0% APR, balance transfer, student, secured, and business cards [3] Best Cash-Back Credit Card - The Chase Freedom Unlimited is highlighted as the best cash-back credit card, offering a $0 annual fee, a welcome bonus of $200 after spending $500 in the first 3 months, and a rewards structure that includes up to 5% cash back in bonus categories and a minimum of 1.5% on all other purchases [6][7][8] Best Travel Credit Card - The Capital One Venture Rewards Credit Card is recommended for travel, featuring a $95 annual fee, a welcome offer of 75,000 miles after spending $4,000 in the first 3 months, and a rewards rate of 2x miles on every purchase [11][12][14] Best Rewards Credit Card - The Chase Sapphire Preferred Card is noted for its balance of everyday and travel rewards, with a $95 annual fee, a welcome offer of 75,000 bonus points after spending $5,000 in the first 3 months, and a rewards structure that includes 5x points on travel purchased through Chase Travel [16][17][19] Best 0% APR Credit Card - The Blue Cash Everyday Card from American Express is recognized for its 0% introductory APR on purchases for 15 months, a $0 annual fee, and a welcome offer of $200 statement credit after spending $2,000 in the first 6 months [21][22] Best Balance Transfer Card - The Citi Double Cash Card is highlighted for its 0% intro APR on balance transfers for the first 18 months, a $0 annual fee, and a cash-back structure that rewards 2% on every purchase [26][27] Best Student Credit Card - The Discover it Student Cash Back card is recommended for students, offering a $0 annual fee, a welcome offer of cash back matching at the end of the first year, and a rewards structure that includes 5% cash back in rotating categories [29][30][32] Best Secured Credit Card - The Capital One Quicksilver Secured Cash Rewards Credit Card is noted for its $0 annual fee and unlimited 1.5% cash back on every purchase, making it a strong option for building credit [34][35] Best Business Credit Card - The Ink Business Cash Credit Card from Chase is highlighted for its $0 annual fee, a welcome offer of $900 bonus cash back after spending $6,000 in the first 3 months, and a rewards structure that includes 5% cash back on eligible business expenses [39][40][42] Best Airline Credit Card - The New United Explorer Card is recommended for airline rewards, featuring a $0 intro annual fee for the first year, a welcome offer of 60,000 bonus miles after spending $3,000 in the first 3 months, and benefits like free checked bags and priority boarding [44][45][47] Best Grocery Credit Card - The Blue Cash Preferred Card from American Express is noted for its high rewards rate of 6% cash back on U.S. supermarket purchases (up to $6,000 annually), a $0 intro annual fee for the first year, and a welcome offer of $250 statement credit after spending $3,000 in the first 6 months [49][50][51]

Core Insights - The article discusses the best credit card sign-up bonuses for 2025, highlighting various cards that offer attractive rewards and benefits for new cardholders [44][55]. Group 1: Credit Card Offers - Chase Freedom Unlimited offers a $200 bonus after spending $500 in the first 3 months, with no annual fee and a rewards rate of 5% cash back on travel purchased through Chase Travel [3][5]. - Chase Sapphire Preferred provides 75,000 bonus points after spending $5,000 in the first 3 months, with a $95 annual fee and valuable redemption options for travelers [7][9]. - Capital One Venture Rewards offers 75,000 miles after spending $4,000 in the first 3 months, with a $95 annual fee and straightforward earning structure [11][14]. - Capital One Savor provides a limited-time offer of $300 in bonuses, including a $100 travel credit and a $200 cash bonus after spending $500 in the first 3 months, with no annual fee [15][18]. - Amex Blue Cash Preferred offers a $250 statement credit after spending $3,000 in the first 6 months, with a $0 intro annual fee for the first year, then $95 [23][25]. Group 2: Rewards Structures - Chase Freedom Unlimited has a rewards rate of 5% cash back on travel, 3% on drugstore purchases and dining, and 1.5% on all other purchases [5]. - Chase Sapphire Preferred includes benefits like complimentary DashPass and annual statement credits for hotel stays purchased through Chase Travel [9]. - Capital One Quicksilver offers 5% cash back on travel bookings and 1.5% on all other purchases, with no annual fee [19][20]. - Amex Gold Card provides 4x Membership Rewards points at restaurants and U.S. supermarkets, with a $325 annual fee [42][46]. Group 3: Sign-Up Bonus Mechanics - Credit card sign-up bonuses typically require new cardholders to meet a spending threshold within a specified timeframe, often ranging from $500 to $4,000 [44][47]. - The bonuses can be in the form of cash back, points, or miles, depending on the card type [49][50]. - Approval for a card is necessary to qualify for its welcome offer, which may include having a sufficient credit score [51][52].

Core Insights - Metal credit cards serve as both a status symbol and a potential long-term value for spending and travel [1] - It is essential to evaluate the rewards and benefits of metal credit cards beyond their aesthetic appeal [1] Summary by Sections Overview of Metal Credit Cards - Metal credit cards are generally made from materials like stainless steel, titanium, and other metal alloys, making them more durable than plastic cards [13] - The first modern metal card was the American Express Centurion Card, introduced in the early 2000s, which set a precedent for luxury metal cards [14] Benefits of Metal Credit Cards - Many metal credit cards offer travel perks, high welcome bonuses, and exclusive benefits such as airport lounge access and trip insurance [22] - The durability of metal cards means they are less likely to fade or break compared to plastic cards [22] Costs and Considerations - Metal credit cards often come with higher annual fees, which can be justified if the cardholder frequently utilizes the card's benefits [22] - Some metal cards have no annual fees, providing options for consumers who may not travel often [19] Choosing the Right Metal Card - Cardholders should prioritize the value offered by a metal card, including welcome offers and ongoing rewards, rather than choosing based solely on aesthetics [20] - Many premium metal cards require a good credit score for approval, which may limit access for those with lower credit ratings [22]