PayPal Holdings Inc. (NASDAQ:PYPL) is one of the best large cap stocks to buy under $50. On February 3, Compass Point upgraded PayPal to Neutral from Sell with a price target of $51, which was brought down from $55. At the same time, TD Cowen lowered its price target for PayPal Holdings Inc. (NASDAQ:PYPL) from $65 to $48 with a Hold rating. The firm pointed to disappointing Q4 2025 exit rates and a weak 2026 outlook, characterized by sluggish performance in branded online checkout and high investment cost ...

Affirm Holdings, Inc. (NASDAQ:AFRM) is one of the stocks on Jim Cramer’s recent game plan. Cramer was bullish on the company’s upcoming quarter, as he remarked: And then there’s Affirm, which I think will put up a fantastic quarter, and once again, the bears will be put on the run by CEO Max Levchin. I think this buy now, pay later kingpin should be bought, yes, bought ahead of the quarter. Stock market data showing an upward trajectory. Photo by Burak The Weekender on Pexels Affirm Holdings, Inc. (NA ...

Core Viewpoint - PayPal Holdings Inc. is considered one of the most undervalued large-cap stocks currently, with analysts expressing mixed ratings and price targets reflecting cautious optimism for future growth despite competitive pressures [1][2]. Group 1: Analyst Ratings and Price Targets - Cantor Fitzgerald analyst Ramsey El-Assal initiated coverage of PayPal with a Neutral rating and a price target of $60, highlighting recent strategic initiatives that have improved the company's growth engine across its Branded, PSP, and Venmo units [1]. - Truist analyst Matthew Coad lowered the price target for PayPal from $66 to $58 while maintaining a Sell rating, anticipating solid Q4 earnings but cautioning about challenging year-over-year comparisons that may limit volume-related performance [2]. Group 2: Market Position and Future Outlook - PayPal operates a technology platform facilitating digital payments for merchants and consumers globally, leveraging a two-sided network that connects these two groups at scale [3]. - Despite long-term optimism for the FinTech sector through 2026, there are concerns that some management teams may provide conservative guidance for 2026 to reset market expectations [3].

Group 1 - PayPal Holdings Inc. is considered one of the best inexpensive stocks to buy currently, despite recent price target reductions by analysts [1] - Truist analyst Matthew Coad lowered the price target for PayPal to $58 from $66, maintaining a Sell rating, citing challenging year-over-year comparisons that may hinder significant volume exceedance [1] - Stephens also reduced its price target for PayPal to $65 from $75 while keeping an Equal Weight rating, indicating an expected improvement in market sentiment towards the Payment and IT Services sector in the coming year [2] Group 2 - Piper Sandler cut its price target for PayPal to $74 from $76 while maintaining a Neutral rating ahead of the company's quarterly results, indicating cautious optimism [3] - The fintech sector is anticipated to deliver solid quarterly results, although analysts warn of difficult volume comparisons impacting performance [1][3]

Core Insights - Affirm Holdings, Inc. (NASDAQ:AFRM) is viewed positively by Jim Cramer, who believes the stock could reach $100 from its current price of $80 [1] - The company reported a strong last quarter, beating earnings expectations by 12 cents and showing higher-than-expected revenue, which initially drove the stock price up over 11% [1] - Despite the positive quarterly results, the stock has since declined to around $65 due to concerns about consumer spending, which Cramer argues is unwarranted given recent positive retail earnings and a recent interest rate cut by the Federal Reserve [1] Company Overview - Affirm Holdings provides a digital payment platform that allows consumers to pay for purchases over time through point-of-sale solutions and an app [1] - The company is recognized as a leader in the "buy now, pay later" sector [1] Market Context - The stock market data indicates an upward trajectory for Affirm Holdings, particularly following its impressive quarterly results [1] - Recent economic indicators, including a Federal Reserve interest rate cut and positive earnings from various retailers, suggest a stable consumer environment [1]

Group 1 - Affirm Holdings, Inc. reported a strong quarterly performance with a 12-cent earnings beat and higher-than-expected revenue, leading to an initial stock price increase of over 11% [1] - Following the impressive quarter, the stock price has declined to around $65, raising concerns about consumer spending despite positive signals from other retailers and recent interest rate cuts by the Federal Reserve [1] - The company provides a digital payment platform that allows consumers to pay for purchases over time, indicating its role in the evolving payment solutions market [2] Group 2 - The CEO of Affirm Holdings, Max Levchin, received commendation for his leadership, with notable support from investment community members [2] - While Affirm Holdings shows potential as an investment, there are suggestions that certain AI stocks may offer greater upside potential with less downside risk [2]

Group 1 - Affirm Holdings, Inc. (NASDAQ:AFRM) is highlighted as a strong investment opportunity in the buy now, pay later sector, alongside Sandisk and MP Materials, which have shown significant growth [1] - The CEO of Affirm, Max Levchin, is praised for his intelligence and leadership, with the stock being deemed a good investment choice [2] - Despite the positive outlook for Affirm, there is a suggestion that certain AI stocks may present greater upside potential and lower downside risk [2]

Group 1 - PayPal Holdings Inc. is projected to double in value over the next three years, despite a recent price target reduction by Truist from $68 to $65, maintaining a Sell rating [1][2] - Truist anticipates strong overall Q3 2025 results for the Payments and FinTech sector, driven by resilient consumer spending, but expresses concerns about potential Q4 guidance falling below market expectations due to tough comparisons with last year's strong holiday season [2] - The company operates a technology platform that facilitates digital payments for merchants and consumers globally, but there are suggestions that certain AI stocks may offer greater upside potential with less downside risk [3]

Core Insights - PayPal Holdings Inc. is a leading digital payments platform that facilitates online money transfers and competes with platforms like Square and Stripe [1] Group 1: Price Target and Market Performance - Wells Fargo has set a price target of $74 for PayPal, indicating a potential price increase of approximately 5.64% from its current price of $70.05 [2] - The stock has shown a 1.23% increase, trading between $68.83 and $70.36 on the day of the report [2] - PayPal's market capitalization is approximately $66.92 billion, with a trading volume of 9,006,670 shares on NASDAQ [4] Group 2: Earnings Outlook - Analysts from Zacks Investment Research expect a decline in earnings for the quarter ending September 2025, despite anticipated revenue growth [3] - The upcoming earnings report, scheduled for release on October 28, could significantly impact PayPal's stock price [3] - The stock has experienced a 52-week high of $93.66 and a low of $55.85, indicating volatility [4][5] Group 3: Importance of Upcoming Earnings Call - The upcoming earnings call is crucial as management's discussion of business conditions could influence future price changes and earnings expectations [4][5]

Core Insights - Identifying stocks with healthy returns can be challenging, and liquidity levels serve as a good indicator of a company's financial health [1][2] - High liquidity stocks are in demand due to their potential for maximum returns, but investors should also consider asset utilization efficiency [2][3] Liquidity Measures - **Current Ratio**: Measures current assets against current liabilities; a ratio below 1 indicates more liabilities than assets, while a range of 1-3 is ideal [4] - **Quick Ratio**: Indicates a company's ability to pay short-term obligations, with a desirable ratio of more than 1 [5] - **Cash Ratio**: The most conservative measure, focusing on cash and equivalents relative to current liabilities; a ratio greater than 1 is desirable but may indicate inefficiency [6] Screening Parameters - Asset utilization is included as a screening criterion, defined as total sales over the last 12 months divided by the average total assets over the last four quarters; a higher ratio than the industry average indicates efficiency [7][8] - Stocks are further screened using a proprietary Growth Score, with a Zacks Rank of 1 (Strong Buy) and a Growth Score of A or B to ensure solid growth potential [9] Selected Stocks - **Avino Silver & Gold Mines Ltd. (ASM)**: Reported an 8% increase in silver equivalent production year-over-year, with Q4 2024 revenues surging 95% to $24 million, surpassing estimates [11] - **Pagaya Technologies Ltd. (PGY)**: Achieved total revenues of $290 million, an 18% increase year-over-year, and raised $1.4 billion through three transactions [13][14] - **EverQuote, Inc. (EVER)**: Total revenues increased 83% year-over-year to $166.6 million, with automotive insurance revenues rising 97% [15][16] - **Sezzle Inc. (SEZL)**: Reported a 123.3% year-over-year revenue increase, raising its 2025 outlook due to strong demand [17][18]