Summary of Shenzhou Information's Conference Call Company Overview - **Company**: Shenzhou Information - **Industry**: IT Solutions for Banking Sector Key Points Financial Performance - In the first half of 2025, Shenzhou Information reported a revenue of **4.423 billion** yuan, a year-on-year increase of **7.9%** [3] - The company incurred a net loss of **96 million** yuan, primarily due to extended payment cycles, overdue accounts receivable, and asset impairment [2][3] - The second quarter showed signs of improvement, with expectations for a turnaround in the third quarter [2][8] Market Position - Shenzhou Information holds the leading market share in the Chinese banking IT solutions sector, particularly in core banking, channels, and open banking [4] - The company achieved a **26%** year-on-year revenue growth from state-owned and joint-stock banks, with a **36%** increase in signed contracts [2][6] Product and Service Development - The company’s financial software services exceeded **1.8 billion** yuan, growing by **2.6%** year-on-year, while fintech software revenue surpassed **1.6 billion** yuan, up **3.2%** [9] - Shenzhou Information's product line covers business, channel, management, and architecture needs, providing end-to-end solutions [11][12] AI and Technology Integration - AI technology is a key driver for business upgrades, with internal tools like Kunmaster improving efficiency by **26%-30%** and unit testing efficiency by **60%-80%** [7][18] - The company launched the "Financial Master" platform for financial knowledge interaction, enhancing both internal and external user engagement [19] Strategic Initiatives - The large customer strategy has shown significant results, with the top ten clients contributing to a **20%** increase in revenue share and a **17%** growth in total contracts signed [6][10] - Shenzhou Information is actively exploring the digital currency and stablecoin markets, collaborating with institutions to build digital currency systems [24][25] Future Outlook - The company is optimistic about its performance in the latter half of 2025, with expectations for continued improvement in revenue and profitability [8][34] - Shenzhou Information aims to enhance its market position and operational efficiency through AI and strategic partnerships [30][32] Challenges and Market Dynamics - The banking sector has seen a reduction in IT spending, with many institutions cutting budgets by **10%-20%**; however, Shenzhou Information continues to secure contracts and expand its client base [9][31] - The company is adapting to changes in client needs and market conditions, focusing on providing tailored services and competitive solutions [32][33] Intellectual Property and Innovation - Shenzhou Information has accumulated **2,420** patents, emphasizing its commitment to proprietary technology and innovation [23] This summary encapsulates the key insights from Shenzhou Information's conference call, highlighting its financial performance, market position, strategic initiatives, and future outlook.

2025 年 09 月 01 日 神州信息(000555.SZ) 聚焦金融科技，布局人工智能和出海 人工智能方面，公司积极探索并应用 AIGC 技术，2025 年上半年公 司基于 DeepSeek 对金融知识问答智能体 Financial Master 及金融代 码助手智能体 Code Master 进行了全面升级。其中，基于 Financial Master，公司与华为展开深度战略合作，正式推出了运行于昇腾 AI 软硬件平台的"金融知识问答"智能体一体机解决方案。与此同时， 公司大力推进全量解决方案的"+AI"战略。在金融行业，公司核心、 信贷、渠道、数据、风险及云解决方案等解决方案，均已实现 AIGC 场景的落地应用。 海外业务方面，公司持续推进全球化战略，2025 年加大海外业务投 入，在团队建设、产品研发、市场拓展与交付保障等方面重点发力， 与多家国际银行建立战略合作，国际业务综合竞争力与市场影响力显 著提升。产品层面，公司升级了以 Sm@rtOneBank 一体化金融解决方 案为核心的海外产品体系，提升功能、架构及交付维护能力；积极探 索 AI 在海外金融场景的落地应用，显著提升运营效率与客户价值。 ...