齐鲁晚报·齐鲁壹点 王赟 在数据层面，蚂蚁数科构建了业内最全面与专业的金融任务分类体系，包括6大类、66小类场景，覆盖 银行、证券、保险、基金、信托等金融全场景。基于千亿级金融专业数据语料，通过可信数据合成技术 以及结合专家标注的金融长思维链（CoT）构造机制，显著提升模型处理复杂任务的能力，让大模 型"天生懂金融，出厂即专家"。 没有经过真实交易检验的AI都是纸上谈兵 拥抱AI不是可有可无的选择题，也不是锦上添花的附加题，金融行业作为AI大模型落地应用的最优场 景之一，市场规模正在呈现快速增长的趋势。 "人工智能在金融体系里的运用，会给金融机构形态、金融行业业态、金融体系生态带来巨大的变 化。"不久前的2025陆家嘴论坛上，上海新金融研究院理事长屠光绍就表示，尤其今年以来，大家谈及 金融发展情况、业务情况，都离不开人工智能。 7月27日，聚焦"AI金融+硅基经济学"核心议题，中国首个面向行长级别的人工智能金融高端对话论坛 ——"2025 WAIC人工智能金融领导者论坛"以及"数智驱动，同创共赢：AI+金融赋能高质量发展"论坛 在上海举行。2025 WAIC期间，聚焦"人工智能+金融"融合落地的大型主题展—— ...

Market Overview - A-shares experienced a mixed performance on July 28, with the Shanghai Composite Index and Shenzhen Component Index slightly declining, while the ChiNext Index saw a small increase [1] - Key sectors showing strength included PCB and other computing hardware stocks, with notable gains from companies like Xingsen Technology and Junya Technology, both hitting the daily limit [1] - Financial stocks also showed volatility, with New China Life Insurance reaching a historical high [1] - Conversely, resource stocks such as coal and steel faced corrections, with Shanxi Coking Coal and Liugang Group dropping over 5% [1] Sector Performance - Leading sectors included components, insurance, military equipment, PEEK materials, PCB, and carbon fiber, while sectors like coal mining, precious metals, and port shipping saw declines [2] Institutional Insights - Industrial rotation is observed, focusing on "low valuation cycle recovery" and "technology growth industries," with potential opportunities in coal and construction sectors [3] - The AR glasses market is expected to accelerate due to AI model integration, with Micro LED technology poised to benefit significantly [3] - Shanghai is advancing high-level autonomous driving applications, with major companies like Pony.ai and Baidu receiving operational licenses, indicating a growing automotive intelligence industry [3] Taxation Insights - The top 10% income earners contribute approximately 90% of individual income tax, highlighting the progressive nature of the tax system [4] - Recent tax revenue trends are closely linked to PPI fluctuations, with significant impacts on tax income due to price changes [5] Technological Developments - Ant Group launched a financial reasoning model, Agentar-Fin-R1, which surpasses existing models in key financial evaluations [6][7]