Fiserv (NYSE:FI) Q3 2025 Earnings Call October 29, 2025 08:00 AM ET Company ParticipantsJulie Chariell - SVP Investor RelationsPaul Todd - CFOMike Lyons - CEODarrin Peller - Managing DirectorConference Call ParticipantsDavid Koning - Senior Research Analyst of Financial Technology, Payments, Services, and Associate Director of ResearchJason Kupferberg - Senior Equity Research AnalystTien-Tsin Huang - Senior AnalystHarshita Rawat - Senior Research AnalystOperatorWelcome to the Fiserv third quarter 2025 earni ...

Fiserv (NYSE:FI) Q3 2025 Earnings Call October 29, 2025 08:00 AM ET Company ParticipantsJulie Chariell - SVP Investor RelationsPaul Todd - CFOMike Lyons - CEODarrin Peller - Managing DirectorConference Call ParticipantsDavid Koning - Senior Research Analyst of Financial Technology, Payments, Services, and Associate Director of ResearchJason Kupferberg - Senior Equity Research AnalystTien-Tsin Huang - Senior AnalystHarshita Rawat - Senior Research AnalystOperatorWelcome to the Fiserv third quarter 2025 earni ...

Fiserv (NYSE:FI) Q3 2025 Earnings Call October 29, 2025 08:00 AM ET Speaker0Welcome to the Fiserv third quarter 2025 earnings conference call. All participants will be in a listen only mode until the question and answer session begins following the presentation. As a reminder, today's call is being recorded. At this time, I will turn the call over to Julie Chariell, Senior Vice President of Investor Relations at Fiserv. Thank you and good morning. With me on the call today are Mike Lyons, our Chief Executiv ...

Core Banking Platform Selection - Thread Bank has selected Fiserv's Finxact as its core banking platform to enhance its deposit and payments infrastructure [1][2] - The decision is driven by the need for a modern, real-time core that supports scalability and compliance [2][3] Partnership and Technology Integration - Thread is collaborating with Infinant to utilize its Interlace Platform, which will provide an embedded banking layer for Finxact's API core [2] - This integration will enable Thread and its customers to access and manage both embedded and core banking capabilities, including payment processing [2] Industry Challenges and Opportunities - Community banks, like Thread, face significant challenges from digital-first demands and competition from fintech platforms and larger financial institutions [3][4] - The modernization of banking technology is complicated by outdated core systems that limit data portability and integration capabilities [5]