According to a recent report from Realtor.com, the best time to buy a home is the week of Oct. 12-18, as it presents a rare opportunity with a unique combination of higher inventory, lower prices and less competition on the market. The report noted that October tends to bring a period of price cuts on home prices, with around 5.5% price reductions and 15.7% more listings, providing buyers with more options. With 30.6% less competition and potential savings of $15,000, you don’t want to miss out on that we ...

Key Points Warren Buffett has made thousands of investors financially richer over the years. Lennar, a recent purchase, looks set to benefit from tailwinds in the housing market. Constellation Brands cut its guidance recently and sees multiple challenges ahead. 10 stocks we like better than Lennar › Berkshire Hathaway CEO Warren Buffett is rightly regarded as the greatest investor of all time. Over a career spanning more than 60 years, Berkshire has crushed the S&P 500. From 1965 to 2024, it repor ...

有意思的是，这边一线城市在回暖，那边三四线城市依然在"躺平"。 惠州15万一套的海景房没人要，鹤岗的房子几万块都卖不出去…… 同样是房子，怎么就活成了两个世界？ "买房送车位、送装修、再送一年物业费"。 这种朋友圈刷屏的促销信息，你肯定见过。 看着是挺诱人的，但说实话，很多人心里都在打鼓：现在入手到底是抄底还是接盘？万一买完就套牢咋 整？ 就在大家纠结的时候，8月份的数据已经给出了答案。 根据统计局最新公布的70城房价指数，新房价格环比上涨的城市从上月的6个增加到9个——上海涨了 0.4%，北京、深圳的跌幅明显收窄。 更直观的是成交量：上海"沪六条"出台当周，新房成交面积环比暴涨35.25%。北京五环外刚松绑限购， 周末成交量直接比之前多了20%-30%。 全国商品房库存6.8亿平米，70%堆在三四线城市。这些地方的去化周期动辄18个月起步，有些甚至要 两三年才能卖完。 但北上广深的核心区域，6到9个月就消化干净了。 更关键的是人口流向。 一线城市有就业机会、有优质教育医疗资源，人自然往那儿跑。限购一松绑，改善型需求和新流入人口 的购房需求立马释放出来——你看北京五环外，放开限购后业内预计全年成交能破10万套 ...

Benzinga and Yahoo Finance LLC may earn commission or revenue on some items through the links below. A recent post on Reddit sparked a fiery debate about housing affordability in the U.S., pointing to international data showing that the U.S. is still one of the most affordable countries in the world to buy a home. Global Housing Trends “People act like housing is so unaffordable here,” wrote the original poster, “but the data shows that the USA has a lower housing price to income ratio than any western c ...

近些年，国内各地的房价一直处于下跌的趋势之中。先是像郑州、石家庄、天津等二三线城市，之后就是上海、深圳等一线城市也加入到下跌的队伍中来， 全国平均房价跌幅超过30%。不过，各种救市利好政策不断。除了绝大多数地区全面放开限购之外，还有银行把房贷利率、首付比例降到历史最低。税务部 门也减免了购房家庭的契税、增值税等。 而面对当前房地产市场扑朔迷离的走势，有网友提出：到2030年，300万的房子还值多少钱？为此，DeepSeek给出的答案是：不同的城市存在的房价泡沫各 不相同，通常前期房价下跌较多的二三线城市，房价下跌的空间会相对有限，而像一线城市房价收入之比超过40，未来5年房价仍有较大下跌空间。 对于DeepSeek给出的答案，很多人提出质疑，现在各种救市政策持续不断，未来几年房价应该是止跌回稳，怎么可能还会下跌呢？实际上，任何救市政策 只能迟滞房价下跌进程。从长远来看，并不能改变房价长期下跌的趋势。而2030年房价到底会怎么走。我们应从几个方面来看。 第一，刚需购房数量越来越少 此外，在经历了多年疫情之后，现在的居民买房也越来越理性，不会再像过去那样冲动买房，而是会根据自身的家庭情况决定是否买房。 第三，房子 ...

If you’ve been saving for a down payment for a house over the past few years, you may have noticed that the goal posts seem to be moving. You’re not imagining things: America’s housing market is supercharged, with prices reaching historic heights. According to Zillow, in June 2025 America’s housing market hit a record value of $55.1 trillion, with a staggering $20-trillion (57%) increase since 2020 [1]. Must Read The gains in 2025 have slowed from the breakneck pace seen between 2020 and 2022, however, ...

Core Insights - Toll Brothers, Inc. operates in a challenging housing market characterized by affordability constraints, changing buyer preferences, and fluctuating mortgage rates, focusing on price discipline and operational efficiency to maintain profitability [1] - The company faces softened demand, raising concerns about achieving its fiscal 2025 earnings target of $13.75 per share, a decrease from $13.82 reported in fiscal 2024 [1][10] Group 1: Financial Performance - In Q3 of fiscal 2025, home deliveries increased by 5% year-over-year, and revenues grew by 6%, driven by higher average selling prices, with delivered homes averaging $974,000 [2] - However, net signed contracts decreased by 4% year-over-year in units, and backlog units fell by 19%, with potential revenues declining by 10% [2] - Despite lower volumes, the average backlog price rose to $1.161 million from $1.044 million a year earlier, indicating resilience among affluent buyers [2] Group 2: Profitability Metrics - Gross margin contracted by 130 basis points year-over-year to 27.5%, attributed to higher incentives and product mix, while SG&A expenses improved by 20 basis points to 8.8% of revenues due to tighter cost control [3] - The company benefits from a high-value backlog and efficiency gains, providing flexibility to defend profitability despite declining volumes [4] Group 3: Industry Context - The broader homebuilding industry is experiencing slower sales volumes, with competitors like Lennar Corporation and D.R. Horton, Inc. also facing growth challenges due to ongoing affordability issues [5] - Lennar's gross margins fell to 18% from 22.5% year-over-year, while D.R. Horton reported that 81% of buyers utilized incentive programs, impacting profitability [6][7] Group 4: Stock Performance and Valuation - Toll Brothers' shares have increased by 32.2% over the past three months, outperforming the Zacks Building Products - Home Builders industry and the S&P 500 [8] - The stock is currently trading at a forward 12-month price-to-earnings ratio of 10.24, lower than the industry average of 12.91 [12] - The Zacks Consensus Estimate for Toll Brothers' 2025 earnings per share has decreased to $13.82 from $13.95 over the past 30 days, indicating a 7.9% decline from the previous year's profit level [15]

Core Viewpoint - The current mortgage rates, particularly FHA rates dropping below 6%, are seen as a positive development for first-time homebuyers, enhancing affordability and creating a favorable buying opportunity in the housing market [2][3]. Company Insights - Taylor Morrison's customer base primarily consists of lifestyle buyers rather than entry-level buyers, with about one-third of their business focused on first-time buyers [4][5]. - The company has reported that approximately 40% of their closings involved aggressive incentives like buy downs, which are more common for first-time buyers [7]. - The company maintains a balanced approach to inventory, currently leaning towards 70% inventory, with a target of 60% spec homes and 40% to be built, to meet consumer demand [11]. Industry Trends - The housing market is experiencing a divergence in builder strategies regarding spec homes, with some builders fully committed to this approach while others are cautious due to the associated risks [8][9]. - Lumber prices have significantly decreased, which is expected to positively impact the company's profit and loss statements in the coming year, while land prices have moderated but not drastically fallen [12][14]. - The current market conditions indicate a slow adjustment in land pricing, with sellers beginning to understand the changing landscape, leading to more reasonable agreements on terms and prices [14][15].

新华财经北京9月5日电英国最大抵押贷款机构Halifax周五公布的数据显示，8月份英国房价上涨0.3%， 较去年同期上涨2.2%。近几个月来，英国房价的上涨速度一直慢于消费者价格通胀。 （文章来源：新华财经） 为英国绝大多数待售房屋做广告的房地产网站Rightmove表示，由于待售房产供过于求，卖家将最初的 要价降得比平时更低，7月份的销售额有所上升。 今年一季度，由于购房者希望抓住购房税减免的最后机会，房价曾出现一波快速上涨。其竞争对手 Nationwide周一公布的8月数据显示，房价意外下跌0.1%，导致年度房价涨幅从2.4%放缓至2.1%。 ...

If you’re considering buying a house before December ends, 2025 may surprise you. Mortgage rates have eased from last year’s highs, housing inventory is on the rise, and price growth is generally down from last year’s breakneck pace. But here’s a twist: New data suggests there’s a one-week window in October — Oct. 12 to 18 — that may offer your best shot at negotiating from strength. Read more: The best mortgage lenders for first-time home buyers Mortgage rates in 2025: Down from recent highs For many ...