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Northern Trust Q2 Earnings Beat Estimates on Higher NII & AUM Growth
ZACKS· 2025-07-23 18:31
Key Takeaways NTRS posted Q2 EPS of $2.13, beating estimates but down from $4.34 in the year-ago quarter. Higher NII and growth in AUC and AUM supported quarterly financial performance for NTRS. Declines in fee income, credit quality, and capital ratios weighed on NTRS results.Northern Trust Corporation’s (NTRS) second-quarter 2025 adjusted earnings per share (EPS) of $2.13 beat the Zacks Consensus Estimate of $2.08. However, in the prior-year quarter, the company reported an EPS of $4.34.NTRS results ben ...
East West Bancorp Q2 Earnings Top on Higher NII & Non-Interest Income
ZACKS· 2025-07-23 15:20
Key Takeaways EWBC reported Q2 adjusted EPS of $2.28, up 9.1% and ahead of the consensus estimate of $2.23. Revenue rose 10.3% to $703.3M, driven by higher NII of $617.1M and 2.4% growth in non-interest income. Loans grew 1.3% and deposits rose 3.1% sequentially, while capital ratios improved year over year.East West Bancorp, Inc.’s (EWBC) second-quarter 2025 adjusted earnings per share (EPS) of $2.28 beat the Zacks Consensus Estimate of $2.23. Moreover, the bottom line increased 9.1% from the prior-year ...
BOK Financial's Q2 Earnings Beat on NII & Loan Growth, Stock Gains
ZACKS· 2025-07-22 17:26
Key Takeaways BOKF's Q2 EPS of $2.19 beat estimates but fell 13.8% year over year due to higher expenses. Net interest income rose 10.8% to $328.2M, driven by loan growth and margin expansion. Credit quality improved with no provisions and lower non-performing assets, boosting capital ratios.Shares of BOK Financial Corporation (BOKF) gained 1.2% in yesterday’s trading session in response to better-than-expected second-quarter 2025 results. Earnings of $2.19 per share surpassed the Zacks Consensus Estimate ...
KeyCorp's Q2 Earnings Beat Estimates, NII & Fee Income Rise Y/Y
ZACKS· 2025-07-22 16:35
Key Takeaways KEY's EPS rose 40% y/y in Q2, driven by strong revenue growth and higher average loan balances. Net interest income jumped 27.9% while fee income climbed 10% y/y. Expenses rose 7% and credit loss provisions increased 38%, partially offsetting gains.KeyCorp’s (KEY)  second-quarter 2025 earnings per share from continuing operations of 35 cents surpassed the Zacks Consensus Estimate by a penny. The bottom line reflected a 40% jump from the prior-year quarter’s actual.Results benefited from a ri ...
Ahead of Prosperity Bancshares (PB) Q2 Earnings: Get Ready With Wall Street Estimates for Key Metrics
ZACKS· 2025-07-22 14:15
In its upcoming report, Prosperity Bancshares (PB) is predicted by Wall Street analysts to post quarterly earnings of $1.40 per share, reflecting an increase of 14.8% compared to the same period last year. Revenues are forecasted to be $312.52 million, representing a year-over-year increase of 2.5%.Over the past 30 days, the consensus EPS estimate for the quarter has remained unchanged. This demonstrates the covering analysts' collective reassessment of their initial projections during this period.Ahead of ...
IBN's Q1 Earnings Rise Y/Y on Strong NII & Fee Income, Provisions Up
ZACKS· 2025-07-21 19:31
Core Insights - ICICI Bank Ltd.'s net income for Q1 FY2025 was INR127.7 billion ($1.5 billion), reflecting a 15.5% increase year-over-year, driven by growth in net interest income, non-interest income, and loans [1][9] Financial Performance - Net interest income (NII) rose 10.6% year-over-year to INR216.3 billion ($2.5 billion), with a net interest margin of 4.34%, down 2 basis points [2] - Non-interest income increased 13.7% year-over-year to INR72.6 billion ($847 million), while fee income grew 7.5% to INR59 billion ($688 million) [2] - Operating expenses totaled INR113.9 billion ($1.33 billion), up 8.2% year-over-year [3] Loan and Deposit Trends - Total advances as of June 30, 2025, were INR13,641.5 billion ($159.1 billion), up 1.7% sequentially, primarily driven by business banking loans [4] - Total deposits slightly decreased to INR16,085.2 billion ($187.6 billion) on a sequential basis [4] Credit Quality - The net non-performing assets (NPA) ratio improved to 0.41%, down from 0.43% in the prior-year quarter, with recoveries and upgrades of NPAs at INR32.11 billion ($374 million) [5] - There were net additions of INR30.34 billion ($354 million) to gross NPA, with gross NPA additions at INR62.45 billion ($728 million) and write-offs of INR23.59 billion ($275 million) [6] Provisions and Capital Ratios - Provisions (excluding tax) increased 36.2% year-over-year to INR18.1 billion ($212 million), with total contingency provision held at INR131 billion ($1.5 billion) [6] - ICICI Bank's total capital adequacy ratio was 16.97% and Tier-1 capital adequacy was 16.31% as of June 30, 2025, both exceeding minimum requirements [7] Future Outlook - Increased consumer loan demand and growth in NII and non-interest income are expected to support ICICI Bank's financials, though challenges include elevated expenses, decreasing deposits, and weak asset quality amid macroeconomic uncertainties [10]
Healthpeak (DOC) Q2 Earnings Preview: What You Should Know Beyond the Headline Estimates
ZACKS· 2025-07-21 14:21
Wall Street analysts expect Healthpeak (DOC) to post quarterly earnings of $0.46 per share in its upcoming report, which indicates a year-over-year increase of 2.2%. Revenues are expected to be $697.54 million, up 0.3% from the year-ago quarter.The consensus EPS estimate for the quarter has remained unchanged over the last 30 days. This reflects how the analysts covering the stock have collectively reevaluated their initial estimates during this timeframe.Before a company announces its earnings, it is essen ...
Regions Financial Q2 Earnings Beat on Solid NII & Fee Income, Stock Up
ZACKS· 2025-07-18 17:36
Core Insights - Regions Financial Corporation (RF) reported second-quarter 2025 adjusted earnings per share (EPS) of 60 cents, exceeding the Zacks Consensus Estimate of 56 cents and up from 53 cents in the same quarter last year [1][9] - The stock price of RF increased by 5.1% in early market trading following the earnings announcement [1] Financial Performance - Total quarterly revenues reached $1.9 billion, which was 2.9% below the Zacks Consensus Estimate but represented a 10.1% increase year over year [3] - Net interest income (NII) was $1.25 billion, reflecting a 6.2% year-over-year increase, while the net interest margin improved by 14 basis points to 3.65% [3] - Non-interest income surged by 18.5% year over year to $646 million [3] - Non-interest expenses rose by 6.9% year over year to $1.07 billion, with adjusted non-interest expenses also increasing by 4% [4] Loan and Deposit Trends - Total loans slightly decreased to $96.1 billion as of June 30, 2025, while total deposits increased by 1.4% to $129.4 billion [5] Credit Quality - Non-performing assets as a percentage of loans decreased to 0.84% from 0.88% year over year, and non-performing loans as a percentage of net loans fell to 0.80% from 0.87% [6] - A provision for credit losses of $126 million was recorded, marking a 23.5% increase from the previous year [6] Capital Position - As of June 30, 2025, the Common Equity Tier 1 ratio was 10.7% and the Tier 1 capital ratio was 11.8%, both showing improvement from the previous year [8] - The company repurchased 7 million shares for $144 million during the quarter [10] Outlook - The company's core business and revenue diversification strategies are expected to drive strong earnings in the future, although declining loans and rising expenses present challenges [11]
Huntington Q2 Earnings Match Estimates, NII Rises Y/Y, Fee Income Down
ZACKS· 2025-07-18 16:26
Key Takeaways HBAN posted Q2 adjusted EPS of 38 cents, up from 30 cents a year ago and in line with consensus estimate. Net interest income rose 12% Y/Y to $1.48B, driven by higher earning assets and stronger net interest margin. Non-interest income fell 4% Y/Y, while expenses rose 7% due to higher staffing, and marketing costs.Huntington Bancshares Incorporated (HBAN) reported second-quarter 2025 adjusted earnings per share (EPS) of 38 cents, which matched the Zacks Consensus Estimate. In the prior-year ...
Comerica Q2 Earnings Top Estimates on Strength in NII & Loan Growth
ZACKS· 2025-07-18 16:05
Core Viewpoint - Comerica Incorporated (CMA) reported second-quarter 2025 adjusted earnings per share (EPS) of $1.42, exceeding the Zacks Consensus Estimate of $1.23, but down from $1.53 in the prior-year quarter [1][8] Financial Performance - Net income attributable to common shareholders was $187 million, a decline of 6.5% from the year-ago quarter [2] - Total quarterly revenues reached $849 million, up 3% year over year, surpassing the consensus estimate by 0.5% [3] - Net interest income (NII) increased by 7.9% year over year to $575 million, with the net interest margin rising 30 basis points to 3.16% [3] - Total non-interest income decreased by 5.8% year over year to $274 million [3] - Non-interest expenses totaled $561 million, up 1.1% year over year, primarily due to increased salaries and benefits and occupancy expenses [4] - The efficiency ratio improved to 65.78% from 67.77% in the prior-year quarter, indicating increased profitability [4] Loan and Deposit Trends - Total loans rose by 2.5% sequentially to $51.2 billion as of June 30, 2025 [5] - Total deposits declined by 2.4% from the previous quarter to $60 billion [5] Credit Quality - The company recorded a provision for credit loss of $44 million in the second quarter, compared to no provision in the year-ago quarter [6] - The allowance for credit losses increased by 2.5% year over year to $735 million [6] - Total non-performing assets rose by 10.2% year over year to $249 million [6] - The allowance for credit losses to total loans ratio was 1.44%, up from 1.38% a year ago [7] - Net charge-offs increased significantly to $28 million from $11 million in the prior-year quarter [7] Capital Position - The total capital ratio was 13.74%, down from 14.02% in the year-ago quarter [9] - The Common Equity Tier 1 capital ratio improved to 11.94% from 11.55% in the prior-year quarter [9] - The tangible common equity ratio was 8.04%, up from 6.49% in the prior-year quarter [9] Capital Distribution Activities - The company repurchased $100 million of common stock under the share repurchase program [10] Overall Assessment - The company's capital position is viewed positively, supporting future capital distribution activities and enhancing investor confidence [11] - Focus on improving operational efficiency is expected to bolster financials, although weak asset quality and rising expenses are noted as near-term concerns [11]