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滨海农商银行绿色金融 为生态发展注入“金融活水”
Jiang Nan Shi Bao· 2025-09-17 08:32
Core Viewpoint - Binhai Rural Commercial Bank is actively promoting green finance by focusing on key areas such as green industries and energy conservation, thereby contributing to ecological development in the Binhai region [1][2]. Group 1: Green Finance Initiatives - The bank has established a professional green finance team and a leadership group to ensure effective management and implementation of green finance strategies [1]. - It has developed and implemented a "Green Finance Development Strategy" and a "Green Credit Implementation Plan" to provide clear guidelines and strict standards for green credit [1]. - The bank has upgraded service points in agricultural industrial parks to "green service points" and assigned dedicated green finance customer managers to enhance service convenience [1]. Group 2: Product Innovation - Binhai Rural Commercial Bank has introduced innovative financial products such as "Carbon Rights Loan," "Environmental Protection Loan," and "LNG Trade Loan" to stimulate the vitality of green industries [2]. - The bank has collaborated with over 40 green energy supply companies in the Binhai Port area, with a total credit amount of 230 million yuan, supporting the development of green enterprises [2]. - A new pledge model has been explored, allowing future receivables from power generation to be used as collateral for green loans, exemplified by a 22.65 million yuan loan to Zhongsheng Binhai New Energy Co., Ltd. for a solar project [2]. Group 3: Commitment to Sustainable Development - The bank emphasizes the importance of green finance as a bridge between ecological preservation and economic development, aligning with the philosophy that "lucid waters and lush mountains are invaluable assets" [2]. - Binhai Rural Commercial Bank aims to continue its efforts in the green finance sector, contributing to the ecological beauty, industrial prosperity, and wealth of the local community [2].