Core Viewpoint - Taizhou Rural Commercial Bank positions green finance as a core strategy to support the "dual carbon" goals and the transformation of the real economy, innovating in systems, products, and services to create a comprehensive green finance service system that injects financial vitality into local development [1] Group 1: Institutional Framework - The bank integrates green development requirements into the entire business process, establishing the "Green Credit Management Measures" to clarify green credit standards and using environmental credit as a key basis for credit approval [1] - It deepens collaboration with environmental departments to form a closed-loop management system of "environmental recognition - credit support - risk prevention," thereby solidifying the foundation for green credit [1] Group 2: Product Innovation - To address challenges in green financing, the bank has developed a "green+" product matrix, introducing innovative products like "Environmental Loans" to solve the guarantee difficulties faced by enterprises [1] - The bank has successfully issued various types of collateral financing, including pollution rights pledge loans, the province's first "carbon rights loan," and "water rights loans," effectively activating the value of environmental resources [1] Group 3: Targeted Services - The bank focuses on the pain points of industrial transformation, implementing precise services in various sectors [1] - In the manufacturing sector, it supports the upgrade and transformation of hazardous chemical disposal enterprises in chemical parks; in transportation, it provides "Transport Loans" to support the upgrade of oil tankers for shipping companies, promoting low-carbon development [1] - In rural revitalization, the bank extends green credit services to agricultural projects, emphasizing support for green agricultural development initiatives [1] Future Outlook - The bank plans to continue deepening green finance innovation, acting as a "production line" for green production and a "catalyst" for energy conservation and emission reduction, contributing to the green transformation of the local economy and society [1]

在绿色发展成为时代主题的当下，滨海农商银行以金融为笔、生态为卷，深耕绿色金融"大文章"。通过 聚焦绿色产业、节能环保等重点领域，加大产品创新力度，开辟信贷快捷通道，为滨海地区生态发展注 入源源不断的"金融活水"，奏响了绿色与发展共生共荣的协奏曲。 筑牢绿色金融根基，需要强有力的组织管理作为支撑。滨海农商银行构建起专业的绿色金融团队，成立 全行绿色金融领导小组，明确信贷管理条线分管领导为业务牵头人，在授信评审部设立专属岗位，实现 专人专岗的精细化管理，让绿色金融业务推进有了"主心骨"。同时，该行制定并出台《绿色金融发展战 略》《绿色信贷实施方案》，从顶层设计入手，为业务开展提供清晰指引和严格规范，确保每一笔绿色 信贷都经得起检验。不仅如此，该行还将全县农业产业园区的服务网点全面升级为绿色网点，配备专职 绿色金融客户经理，制定科学考核方案，大幅提升服务便捷性，让绿色企业感受到"近在咫尺"的专业金 融服务。 李雪峰 创新是绿色金融的生命力所在，滨海农商银行通过产品服务创新，持续激发绿色产业活力。紧抓盐城港 滨海港区LNG项目发展机遇，该行精准研发"碳权贷""环保贷""LNG贸易贷"等特色信贷产品。目前，已 与港区4 ...

近日，中国人民银行、国家金融监督管理总局等7部门联合印发《关于金融支持新型工业化的指导意 见》。《意见》针对绿色金融服务实体经济的难点和痛点，从绿色信贷、产品创新等不同方面鼓励金融 机构提升金融服务"含绿量"，助力新型工业化建设。 加大绿色信贷投入 绿色金融是中央金融工作会议提出的做好金融"五篇大文章"的重要组成部分。《意见》提出，完善绿色 金融激励约束机制，推动金融机构开发支持绿色制造的金融产品，加大对环保、节能、节水、清洁生 产、资源综合利用、绿色制造、低碳等领域的投入。 大力实施新型工业化建设、加快培育新质生产力的过程中，始终离不开绿色金融的支持。近年来，我国 绿色信贷供给加大，有力护航经济社会绿色低碳高质量发展。 数据显示，2025年二季度末，本外币绿色贷款余额42.39万亿元，比年初增长14.4%，上半年增加5.35万 亿元。分行业看，电力、燃气及水生产和供应业绿色贷款余额8.66万亿元，上半年增加6742亿元；交通 运输、仓储和邮政业绿色贷款余额7.64万亿元，上半年增加6397亿元。 金融监管总局局长李云泽在2025陆家嘴论坛上表示，我国坚定不移推进"双碳"目标，建成了全球最大、 最完整的新能源 ...