在建设银行盐城分行，一股金融暖流正奔涌在黄海之滨的沃土上——该行锚定"生态优先、绿色发展"目标，将国有大行的使命担当融入地方发展血脉，从 产品创新、项目赋能、生态守护三大维度发力，为盐城绿色低碳转型注入澎湃动能，为海洋经济崛起搭建金融桥梁。截至8月末，该行绿色贷款余额近500 亿元，较年初增长超20%，亮眼数据背后，是建设银行盐城分行用实干书写的责任答卷、用金融"活水"滋养发展沃土的生动实践。 绿色金融 激活产业动能 在黄海之滨的江苏滨海港经济开发区，一场关于生态与产业的双向奔赴正在上演。2024年，一个总投资近30亿元的EOD项目成功入选江苏省第二批生态 环境导向开发模式试点名单，成为盐城第三个入选项目。该项目涵盖园区生态治理、基础设施提升、新医药新材料产业园建设等五大子项目，是盐城探 索"生态+产业"融合发展路径的标杆工程。 为绿色企业提供资金支持 建设银行盐城分行第一时间组建跨部门专业服务团队，深入园区调研，量身定制银团融资方案，作为牵头行成功组建银团20亿元，并兜底承担10亿元的银 团份额，为项目顺利推进注入金融"活水"。"从项目入库到贷款落地，我们始终与园区、企业同频共振，确保金融服务精准高效。"项 ...

为绿色企业提供资金支持 走访船家了解金融需求 上门服务深入对接金融需求 集中为渔民授信 蓝色金融 向客户介绍金融产品 在建设银行盐城分行，一股金融暖流正奔涌在黄海之滨的沃土上——该行锚定"生态优先、绿色发展"目标，将国有大行 的使命担当融入地方发展血脉，从产品创新、项目赋能、生态守护三大维度发力，为盐城绿色低碳转型注入澎湃动能， 为海洋经济崛起搭建金融桥梁。截至8月末，该行绿色贷款余额近500亿元，较年初增长超20%，亮眼数据背后，是建设 银行盐城分行用实干书写的责任答卷、用金融"活水"滋养发展沃土的生动实践。 绿色金融 激活产业动能 在黄海之滨的江苏滨海港经济开发区，一场关于生态与产业的双向奔赴正在上演。2024年，一个总投资近30亿元的EOD项目成功入选江苏省 第二批生态环境导向开发模式试点名单，成为盐城第三个入选项目。该项目涵盖园区生态治理、基础设施提升、新医药新材料产业园建设等五 大子项目，是盐城探索"生态+产业"融合发展路径的标杆工程。 建设银行盐城分行第一时间组建跨部门专业服务团队，深入园区调研，量身定制银团融资方案，作为牵头行成功组建银团20亿元，并兜底承担 10亿元的银团份额，为项目顺利推进注 ...

"以前推开窗是灰蒙蒙的矿场，现在睁开眼就是满山竹海。"在浙江安吉余村，村民们指着门前苍翠的青 山感慨道。如今，曾经的"石头村"已成为年迎百万游客的"网红村"。这一转型的背后，离不开金融活水 的精准滴灌。 作为绿色金融的"先行者"，近年来，兴业银行（601166）的创新服务为当地加快绿色转型提供了诸多鲜 活案例和生动注解。 从"卖石头"到"卖风景" 位于浙江省湖州市安吉县天荒坪镇的余村，因天目山余脉余岭而得名。这里原本是一座默默无闻的小山 村，没有壮丽山河，也没有名胜古迹，却因践行"绿水青山就是金山银山"的生动实践而远近闻名。 从"卖石头"到"卖风景"，这条生态文明之路，余村走得很扎实。 "上世纪90年代，为了解决温饱，当地的村民靠山吃山，炸山开矿、办水泥厂，一跃成为全县有名的富 裕村，集体经济收入最高时接近300万元。"沿着余村绿道一路前行，工作人员对《金融时报》记者 说，"然而，随着村里的'石头经济'风生水起，村民腰包鼓了，山却变成了'秃头山'，水变成了'酱油 汤'。" 余村渐渐意识到，靠"卖石头"不是长久之计，于是陆续关停了矿山和水泥厂。在"两山"理念指引下，余 村开始建设乡村度假区、发展生态旅游，经过二 ...

从"卖石头"到"卖风景" 位于浙江省湖州市安吉县天荒坪镇的余村，因天目山余脉余岭而得名。这里原本是一座默默无闻的 小山村，没有壮丽山河，也没有名胜古迹，却因践行"绿水青山就是金山银山"的生动实践而远近闻名。 从"卖石头"到"卖风景"，这条生态文明之路，余村走得很扎实。 "上世纪90年代，为了解决温饱，当地的村民靠山吃山，炸山开矿、办水泥厂，一跃成为全县有名 的富裕村，集体经济收入最高时接近300万元。"沿着余村绿道一路前行，工作人员对《金融时报》记者 说，"然而，随着村里的'石头经济'风生水起，村民腰包鼓了，山却变成了'秃头山'，水变成了'酱油 汤'。" "以前推开窗是灰蒙蒙的矿场，现在睁开眼就是满山竹海。"在浙江安吉余村，村民们指着门前苍翠 的青山感慨道。如今，曾经的"石头村"已成为年迎百万游客的"网红村"。这一转型的背后，离不开金融 活水的精准滴灌。 作为绿色金融的"先行者"，近年来，兴业银行的创新服务为当地加快绿色转型提供了诸多鲜活案例 和生动注解。 "去年11月，我行给予德清县莫干山国际旅游度假区发展有限公司主体授信敞口2.5亿元，专项用于 莫干山旅游文化提升工程项目建设。"兴业银行德清支行副行长高镇 ...

在绿色发展成为时代主题的当下，滨海农商银行以金融为笔、生态为卷，深耕绿色金融"大文章"。通过 聚焦绿色产业、节能环保等重点领域，加大产品创新力度，开辟信贷快捷通道，为滨海地区生态发展注 入源源不断的"金融活水"，奏响了绿色与发展共生共荣的协奏曲。 筑牢绿色金融根基，需要强有力的组织管理作为支撑。滨海农商银行构建起专业的绿色金融团队，成立 全行绿色金融领导小组，明确信贷管理条线分管领导为业务牵头人，在授信评审部设立专属岗位，实现 专人专岗的精细化管理，让绿色金融业务推进有了"主心骨"。同时，该行制定并出台《绿色金融发展战 略》《绿色信贷实施方案》，从顶层设计入手，为业务开展提供清晰指引和严格规范，确保每一笔绿色 信贷都经得起检验。不仅如此，该行还将全县农业产业园区的服务网点全面升级为绿色网点，配备专职 绿色金融客户经理，制定科学考核方案，大幅提升服务便捷性，让绿色企业感受到"近在咫尺"的专业金 融服务。 李雪峰 创新是绿色金融的生命力所在，滨海农商银行通过产品服务创新，持续激发绿色产业活力。紧抓盐城港 滨海港区LNG项目发展机遇，该行精准研发"碳权贷""环保贷""LNG贸易贷"等特色信贷产品。目前，已 与港区4 ...

该行已建立起完善的ESG工作体系，披露全国农商行首份《ESG报告》，从治理层面对气候和环境风险 进行了有效识别和管控。该行还加入联合国环境规划署金融倡议组织，成为全国第10家、江苏省农商银 行系统首家联合国《负责任银行原则》签署银行。先后荣获"ESG优秀银行""金质量ESG奖"，连续3年 荣获江苏省资本市场峰会"ESG金茉莉奖"。 产品创新，畅通产业融资渠道 该行围绕支持绿色环保项目，推出并升级"环保贷"，将贷款定价与企业环保信用评级相结合，实施差别 化定价，鼓励企业关注环保影响；围绕节能减排、减污降碳等，积极响应政策号召，创新推出"紫金·苏 碳融"产品，为江苏省绿色企业名录库内企业提供中长期低利率信用贷款。同时，积极创新担保方式， 从破解绿色项目担保难点痛点入手，开展碳排放权质押融资，打通生态价值"变现"渠道。 截至7月末，该行绿色贷款余额169.70亿元，较年初增长27.26亿元，增速达19.14%，高于全行贷款平均 增速；绿色贷款户数较年初增幅达10.45%。 践行责任，传递绿色发展温度 中央经济工作会议明确将绿色金融作为金融"五篇大文章"之一，强调加紧经济社会发展全面绿色转型。 紫金农商银行全面融入国 ...

Core Viewpoint - The central economic work conference emphasizes the importance of green finance as one of the key areas for financial development, highlighting the need for a comprehensive green transformation of economic and social development [1] Group 1: Strategic Foundation - The company has integrated green finance into its strategic planning, identifying it as one of the seven major business strategies in its 14th Five-Year Plan [2] - A dedicated green finance leadership group and specialized center have been established to oversee and implement green finance initiatives [2] - The bank has set green loan assessment indicators in its annual management evaluation for seven consecutive years, prioritizing credit plans for green enterprises [2] Group 2: Product Innovation - The company has developed and upgraded financial products tailored to market needs, such as the "Environmental Loan" which links loan pricing to corporate environmental credit ratings [3] - The introduction of the "Zijin·Carbon Financing" product provides low-interest credit loans to green enterprises in Jiangsu Province [3] - Innovative collateral methods, including carbon emission rights pledge financing, have been implemented to facilitate financing for green projects [3] Group 3: Case Study - A paper manufacturing company transitioning from a high-carbon industry received a 10 million yuan loan backed by carbon emission rights, addressing its financing challenges [4] - As of July, the bank's green loan balance reached 16.97 billion yuan, an increase of 2.726 billion yuan from the beginning of the year, with a growth rate of 19.14% [4] Group 4: Social Responsibility - The company has established a comprehensive ESG framework and published its first ESG report, effectively managing climate and environmental risks [5] - It has joined the UN Environment Programme Finance Initiative, becoming the first rural commercial bank in Jiangsu Province to sign the UN Principles for Responsible Banking [5] - The bank actively promotes ecological protection initiatives, such as the "Smile Dolphin" themed credit card, integrating social responsibility into its financial services [5][6] Group 5: Future Outlook - The company aims to continue its commitment to green and low-carbon development, expanding its strategic layout and service boundaries to achieve a symbiotic relationship between green initiatives and financial growth [6]

Core Viewpoint - The article emphasizes the importance of ecological civilization construction in Jiangsu Province, highlighting the commitment to prioritize ecological protection while achieving high-quality economic development [1][2]. Group 1: Ecological Civilization Construction - Jiangsu has integrated ecological civilization construction as a major political task and a livelihood project, exploring paths for high-quality development and ecological protection [1][2]. - The province has established a legal framework for ecological civilization, including local regulations such as the "Jiangsu Provincial Ecological Environment Monitoring Regulations" and "Jiangsu Provincial Biodiversity Protection Regulations" [2]. Group 2: Spatial Layout and Function Optimization - Jiangsu is focusing on creating ecological protection spaces by delineating ecological red lines and promoting urban-rural integration [3]. - The province aims to develop distinctive ecological spaces, such as the "Green Ecological Corridor" along the Yangtze River and various ecological barriers across different regions [3]. Group 3: Government and Market Coordination - Over the past decade, Jiangsu has invested more than 380 billion yuan in ecological protection, while also innovating green financial products to enhance market participation [4]. - The province is leveraging traditional ecological wisdom in modern governance, creating educational landmarks for ecological culture [4]. Group 4: Key Strategic Focus Areas - Jiangsu is exploring pathways for realizing the value of ecological products through mechanisms like the ecosystem production value (GEP) accounting system [5]. - The province has established cross-regional ecological compensation mechanisms to improve water quality in the Yangtze River Delta [6]. Group 5: Industry Transformation and Innovation - Jiangsu has shut down over 5,000 chemical enterprises and reduced the number of chemical parks, significantly improving environmental governance in the industry [6]. - The province is fostering new industries, with high-tech industry output exceeding 50% of the industrial total for the first time in 2024, and maintaining the highest manufacturing quality development index in the country for five consecutive years [6]. Group 6: Public Participation Mechanisms - Jiangsu has introduced innovative governance models to enhance public participation in ecological protection, leading to a continuous decline in environmental complaints over seven years [7]. - Initiatives like the "Carbon Benefit" platform and "Ecological Savings Book" encourage the public to adopt green lifestyles [7].

Core Viewpoint - The establishment of the national small and micro enterprise capital flow credit information sharing platform is a crucial infrastructure to support the financial "five major articles," enhancing credit information services and facilitating financing for small and micro enterprises [1][2][3]. Group 1: Support for Financial "Five Major Articles" - The capital flow information platform is essential for optimizing credit resource allocation and promoting financing for small and micro enterprises, aligning with the strategic needs of high-quality economic development [2]. - The platform addresses issues of information asymmetry and enhances the interconnectivity of credit information, forming a modern financial system with Chinese characteristics [2][3]. - The platform has established credit information files for over 60 million enterprises, supporting nearly 700 billion yuan in financing for small and micro enterprises [1][3]. Group 2: Characteristics of Capital Flow Information Platform - The platform provides comprehensive, reliable, and real credit information, which is crucial for financial services [3]. - It covers a wide range of enterprises, achieving near-total coverage of small and micro enterprises [3]. - The platform operates as a public service, with maintenance costs borne by the credit center, maximizing social benefits and reducing financing costs for small and micro enterprises [3][4]. Group 3: Application Mechanism and Data Utilization - The platform has been integrated into credit decision-making and risk management processes of financial institutions, enhancing its role as a foundational infrastructure [6][7]. - It encourages financial institutions to utilize the platform for credit management, improving the accessibility of financing for credit-limited small and micro enterprises [7][8]. - The platform provides detailed credit products, including monthly summaries and quarterly reports, which help in constructing a comprehensive credit assessment system [4][10]. Group 4: Initial Achievements and Future Directions - As of July 2025, the platform has supported nearly 700 billion yuan in credit for innovative and agricultural enterprises, demonstrating its effectiveness [11][12]. - The platform has facilitated the development of various credit products tailored for small and micro enterprises, enhancing the financing landscape [14][15]. - Future efforts will focus on expanding the range of participating financial institutions and enhancing the protection of information subject rights [19][20].

Core Viewpoint - Nantong Rural Commercial Bank is actively implementing the national Yangtze River Delta integration development strategy, focusing on four main lines: industrial collaboration, inclusive finance, green transformation, and digital empowerment, to drive high-quality economic development in the region [1] Group 1: Financial Performance - As of mid-year, the bank's total loan balance reached 65.921 billion yuan, with a net increase of 3.626 billion yuan, representing a growth rate of 5.82% [1] - The balance of green loans amounted to 84.1908 million yuan, indicating a positive development trend [1] Group 2: Organizational Structure and Talent Development - A green finance working group was established, led by the bank's president, to enhance organizational structure, system construction, and service models, ensuring robust support for the Yangtze River Delta integration development [1] - The bank has created a three-dimensional training system focusing on layered training, practical transformation, and incentive guidance to enhance staff capabilities in green finance [1] Group 3: Green Finance Initiatives - The bank has implemented a "dual-track assessment" mechanism to allocate credit resources effectively, increasing support for green industries such as low-carbon and circular economies [2] - A product matrix including "Green Energy Loan," "Pollution Rights Loan," and "Environmental Loan" has been developed to support projects related to energy conservation, pollution prevention, and ecological restoration [2] - The maximum interest rate for green loans is capped at LPR plus 80 basis points, demonstrating the bank's commitment to benefiting the real economy [2] Group 4: Future Development Strategy - The bank plans to continue its four-dimensional integration strategy of industry, finance, technology, and talent, focusing on product innovation, government-enterprise cooperation, and talent cultivation [3] - Future product development will include carbon emission rights pledge financing and green supply chain finance to support the green transformation of traditional industries [3] - The bank aims to enhance collaboration with government departments and research institutions to create a green industry fund, establishing a virtuous cycle of policy guidance, resource aggregation, and value closure [3]