Core Insights - SoFi Technologies, Inc. reported a revenue of $858.23 million for the quarter ended June 2025, marking a 43.8% increase year-over-year, with an EPS of $0.08 compared to $0.01 in the same quarter last year [1] - The revenue exceeded the Zacks Consensus Estimate of $805.44 million by 6.55%, and the EPS also surpassed the consensus estimate of $0.06 by 33.33% [1] Financial Performance Metrics - Total Accounts in the Technology Platform segment were 160.05 million, slightly below the average estimate of 164.72 million [4] - Total Products in the Financial Services segment reached 14.86 million, slightly above the average estimate of 14.72 million [4] - Membership count stood at 11.75 million, exceeding the average estimate of 11.01 million [4] - Total Products reached 17.14 million, slightly below the average estimate of 17.29 million [4] - Net Interest Income was reported at $517.84 million, slightly above the average estimate of $514.83 million [4] - Total Noninterest Income was $337.11 million, significantly above the average estimate of $295.7 million [4] - Total Interest Income reached $792.41 million, exceeding the average estimate of $784.53 million [4] - Other income was reported at $48.05 million, above the average estimate of $38.77 million [4] - Revenue from Technology products and solutions was $90.8 million, slightly below the average estimate of $91.42 million [4] - Loan origination, sales, and securitizations generated $70.86 million, exceeding the average estimate of $58.22 million [4] - Total Adjusted net revenue from Lending was $446.8 million, above the average estimate of $428.27 million [4] - Contribution profit from Lending was $244.71 million, slightly below the average estimate of $247.27 million [4] Stock Performance - SoFi Technologies' shares returned +15.4% over the past month, outperforming the Zacks S&P 500 composite's +3.6% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - SoFi Technologies, Inc. reported $770.72 million in revenue for Q1 2025, a year-over-year increase of 32.7% and an EPS of $0.06 compared to $0.02 a year ago [1] - The revenue exceeded the Zacks Consensus Estimate of $742.34 million by 3.82%, and the EPS surprised by 100% against the consensus estimate of $0.03 [1] Financial Performance Metrics - Total Accounts in the Technology Platform segment were 158.43 million, below the estimated 173.3 million [4] - Total Products in the Financial Services segment reached 13.79 million, slightly above the estimate of 13.54 million [4] - Membership count was 10.92 million, exceeding the average estimate of 10.62 million [4] - Total Products were reported at 15.92 million, close to the estimate of 15.94 million [4] - Net Interest Income was $498.73 million, surpassing the average estimate of $472.74 million [4] - Total Noninterest Income was $273.03 million, above the estimate of $267.34 million [4] - Other income was $41.04 million, significantly below the estimate of $70.85 million [4] - Technology products and solutions revenue was $86.44 million, slightly below the estimate of $88.15 million [4] - Loan origination, sales, and securitizations generated $48.36 million, below the estimate of $61.40 million [4] - Total Interest Income was $763.81 million, exceeding the estimate of $750.72 million [4] - Servicing income was $4.45 million, significantly above the estimate of $0.52 million [4] - Total Adjusted Net Revenue from Lending was $412.33 million, above the estimate of $381.02 million [4] Stock Performance - SoFi Technologies' shares returned +13.5% over the past month, contrasting with the Zacks S&P 500 composite's -0.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market [3]