Company Overview - Alkami is a cloud-based digital banking platform serving U S financial institutions[6] - The company empowers financial institutions to grow, drive user engagement, and improve operational efficiency[9] - Alkami's addressable market includes financial institutions with assets from $100 million to $450 billion, representing over 250 million digital users[12] Market and Growth - Alkami estimates its Total Addressable Market (TAM) to be approximately $14 billion[14] - The total market digital users are growing at a rate of 5% to 8% annually[15] - The company's go-to-market strategy focuses on the top 2,500 financial institutions, excluding megabanks, with approximately 500 contracts up for renewal annually[18] Financial Performance - Q3 2025 revenue growth was 32%, driven by the MANTL acquisition, new clients, user growth, and ARPU growth[47] - The company increased its ARR by 31% to $449 million[49] - Remaining performance obligation reached $1.6 billion, representing 3.6 times live ARR[49] Guidance and Future Outlook - Full year 2025 revenue guidance is $442.5 million to $444 million, and adjusted EBITDA guidance is $56 million to $57 million[72] - The company expects to increase gross margin by 200-300 bps per year through 2026[48]

Company Overview - Alkami is a cloud-based digital banking platform serving U S financial institutions [5] - The company enables FIs to effectively compete with larger, more technologically advanced competitors [6] - Alkami empowers FIs to grow, drive user engagement, and improve operational efficiency [8] Market Opportunity and Strategy - Alkami's addressable market includes FIs with assets from $100 million to $450 billion, representing over 250 million digital users [11] - The total addressable market (TAM) is approximately $14 billion, based on 250 million digital users and $58 revenue per user (RPU) [12, 13] - The company focuses on the top 2,500 FIs, excluding megabanks, with an industry average contract length of 5 years, translating to approximately 500 annual renewals [16] - MANTL acquisition positions Alkami as a premier digital banking provider, expanding the market and stimulating go-to-market strategy [31] Financial Performance and Guidance - Q2 2025 revenue growth was 36%, driven by the MANTL acquisition, new clients, user growth, and ARPU growth [45] - The company's ARR increased 32% to $424 million [46] - Remaining performance obligation (RPO) reached $1.6 billion, representing 3 7 times live ARR [46] - Full year 2025 revenue guidance is $443 million to $447 million, with adjusted EBITDA guidance of $51 5 million to $54 0 million [69]

Core Insights - Alkami Technology, Inc. is hosting a webinar on May 20, 2025, focusing on modernizing account opening and onboarding processes for financial institutions to enhance growth in a competitive market [1] - Recent research indicates that 58% of digital banking Americans are interested in obtaining a debit or checking account, and 35% are interested in a savings account within the next year, highlighting the need for improved onboarding experiences [2] - Quontic Bank successfully raised over $150 million in net new deposits in 2024 using MANTL for deposit account opening, showcasing the effectiveness of combining MANTL and Alkami's technologies [4] Company Overview - Alkami is a leading cloud-based digital banking solutions provider in the U.S., enabling financial institutions to grow and adapt through various services including onboarding, payment security, and data solutions [6] - Quontic Bank focuses on providing adaptive banking solutions that cater to diverse customer needs, emphasizing a curated experience over a one-size-fits-all approach [8] Webinar Details - The webinar will feature industry experts from Alkami, MANTL, and Quontic Bank, discussing the benefits of a digital sales and service platform for onboarding and customer engagement [3][5] - Attendees will learn about the importance of delivering seamless omnichannel experiences and leveraging automation to enhance operational efficiency and reduce fraud [7]