Core Viewpoint - The recent strategic deployment from the 20th Central Committee of the Communist Party emphasizes accelerating high-level technological self-reliance and innovation, positioning financial services for technological innovation as a priority [1] Group 1: Financial Services for Technological Innovation - Jincheng Bank is actively responding to the call by leveraging digital technology to focus on the financing needs of small and micro enterprises, particularly technology-driven companies [1][2] - The bank has supported over 2.8 million small and micro enterprise users, providing credit support exceeding 280 billion yuan [2] Group 2: Support for Technology Enterprises - Jincheng Bank's "Jinqi Loan" has enabled companies like Tianjin Lianhui Intelligent Manufacturing Technology Co., Ltd. to secure funding quickly, with a credit limit of one million yuan available in under ten minutes [2] - The bank's initiatives are helping technology-driven small and micro enterprises thrive in new sectors such as smart manufacturing and digital factories [2] Group 3: New Quality Productivity Identification System - Jincheng Bank has introduced targeted measures for customer identification, model construction, and resource allocation to better serve new quality productivity enterprises [3] - The bank's risk control model incorporates a "new quality productivity identification strategy," allowing for precise customer selection based on industry attributes and technological content [3] Group 4: Systematic Breakthrough in Digital Credit - Jincheng Bank has established a comprehensive digital credit service system, integrating data from various sources to create a holistic view of small and micro enterprises [4] - The bank's "Jinqi Loan" product offers a credit limit of up to five million yuan without collateral, addressing the financing bottleneck for small and micro enterprises [4] Group 5: Future Directions - Jincheng Bank plans to deepen innovation in technology finance and digital finance, continuously optimizing its service mechanisms for new quality productivity enterprises [5]