Paysafe (NYSE:PSFE) Q3 2025 Earnings Call November 13, 2025 08:30 AM ET Speaker2Greetings and welcome to the Paysafe Third Quarter 2025 Earnings Conference Call and Webcast. At this time, all participants are in a listen-only mode. A question-and-answer session will follow the formal presentation. You may be placed into question queue at any time by pressing Star 1 on your telephone keypad. We ask that you please limit yourselves to one question, one follow-up, and return to the queue. If anyone should requ ...

Group 1: Company Performance and Outlook - Paysafe reported a 4% dip in revenue, with organic revenue growth of 5% [1] - CEO Bruce Lowthers anticipates lower growth rates and margin profiles in the first half of the year, but expects acceleration in the second half due to existing contracts and product initiatives [2] - The company is focusing on its digital wallet platform, which has evolved into a unified platform for two primary segments [2] Group 2: Market Opportunities in Latin America - Paysafe is optimistic about growth opportunities in Latin America, expecting "low double digits, mid-teen double-digit growth" as the year progresses [4] - The region is experiencing a significant shift towards digital payments, with mobile wallets and real-time payment systems gaining traction [5] - Cash transactions have decreased from 67% of in-store transaction value in 2014 to 25% in 2024, while digital payments in eCommerce rose from 14% to 48% in the same period [6]