Core Insights - Earning a decent salary does not guarantee financial stability, as illustrated by a Reddit user making $68,000 annually yet living paycheck to paycheck [1] Spending Analysis - The individual tracked all expenses, including groceries, gasoline, and subscriptions, but found no obvious issues after four months of analysis [2] - Overspending was identified at approximately $150 per month, with grocery costs alone reaching $380 monthly for one person [3] - Frequent grocery shopping (3-4 times a week) contributed to the perception of lower spending, while subscriptions and an unused gym membership added to financial strain [3] Budgeting and Financial Tools - After analyzing spending, the individual canceled unused subscriptions and adjusted grocery shopping habits, leading to an increase in account balance [4] - Comments from others highlighted the distinction between tracking expenses and budgeting, emphasizing the need for a budget to manage finances effectively [4] - Popular financial management tools suggested include YNAB, Monarch Money, Rocket Money, and Copilot, with some users preferring manual spreadsheets for greater awareness of spending [5]

As filed with the Securities and Exchange Commission on January 29, 2026. Registration No. 333-292217 UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ––––––––––––––––––––––––––––––––––––––– AMENDMENT NO. 2 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ––––––––––––––––––––––––––––––––––––––– Proem Acquisition Corp I (Exact name of registrant as specified in its charter) ––––––––––––––––––––––––––––––––––––––– | Cayman Islands | 6770 | N/A | | --- | --- | --- | | ...

As filed with the Securities and Exchange Commission on January 15, 2026. Registration No. 333-292217 (I.R.S. Employer Identification Number) UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ––––––––––––––––––––––––––––––––––––––– AMENDMENT NO. 1 TO FORM S-1 REGISTRATION STATEMENT UNDER THE SECURITIES ACT OF 1933 ––––––––––––––––––––––––––––––––––––––– Proem Acquisition Corp I (Exact name of registrant as specified in its charter) ––––––––––––––––––––––––––––––––––––––– | Cayman Islan ...

UNITED STATES SECURITIES AND EXCHANGE COMMISSION Washington, D.C. 20549 ––––––––––––––––––––––––––––––––––––––– FORM S-1 REGISTRATION STATEMENT UNDER As filed with the Securities and Exchange Commission on December 17, 2025. Registration No. 333- THE SECURITIES ACT OF 1933 ––––––––––––––––––––––––––––––––––––––– Proem Acquisition Corp I (Exact name of registrant as specified in its charter) ––––––––––––––––––––––––––––––––––––––– Cayman Islands 6770 N/A (State or other jurisdiction of incorporation or organ ...