Core Insights - Verisk reported another quarter of double-digit growth, driven by contract expansions, solid renewals, and new client acquisitions, with strong interest in Verisk Synergy Studio ahead of its planned launch in 2026 [1] - Subscription revenue, a key indicator of business health, represented 84% of total fourth-quarter revenue, growing 7.7% on an OCC basis [3] - The company expects continued subscription-led growth and expanding adoption of AI-enabled products in claims workflows [7] Financial Performance - Fourth-quarter GAAP revenue was $779 million, up 5.9% year over year, while net income was $197 million, down 6.2% [5] - Organic constant currency (OCC) revenue growth for 2025 was 6.6%, with OCC adjusted EBITDA growth of 8.5% [6] - Fourth-quarter OCC adjusted EBITDA grew 6.2%, with an adjusted EBITDA margin of 56.1%, up 200 basis points year over year [11] Revenue Breakdown - Transactional revenue, which represented 16% of total revenue, declined 6.5% OCC in the fourth quarter, primarily due to lower volumes in property estimating solutions [9] - The decline in transactional revenue was largely tied to storm-related comparisons and a conversion of some transactional revenue to subscription revenue [10] Portfolio Management - Verisk terminated its agreement to purchase AccuLynx and sold Verisk Marketing Solutions as part of ongoing portfolio management [15] - The company redeemed $1.5 billion of senior notes related to the terminated AccuLynx acquisition [16] AI and Product Development - AI is a major area of client discussion and product investment, with over 35 AI-powered projects currently in use [17] - New claims products showcased include XactXpert, XactAI, and XactGen, with expected revenue guidance for 2026 between $3.19 billion and $3.24 billion [18] Future Guidance - The first quarter of 2026 is expected to be a "trough" for reported revenue dollars and growth rates, with anticipated low single-digit percentage decline compared to fourth-quarter 2025 [19] - Verisk plans to provide more detail on strategy and business drivers at its Investor Day on March 5 [20]

Verisk Analytics (NasdaqGS:VRSK) Q4 2025 Earnings call February 18, 2026 08:30 AM ET Company ParticipantsElizabeth Mann - CFOFaiza Alwy - Managing Director of U.S. Company ResearchGregory Peters - Managing DirectorLee Shavel - President and CEOScott Wurtzel - Director Equity ResearchStacey Brodbar - Head of Investor RelationsNone - Company RepresentativeConference Call ParticipantsAndrew Nicholas - VP and Senior Equity Research AnalystDavid Paige - Equity Research AnalystGeorge Tong - Managing Director and ...

Verisk Analytics (NasdaqGS:VRSK) Q4 2025 Earnings call February 18, 2026 08:30 AM ET Company ParticipantsElizabeth Mann - CFOFaiza Alwy - Managing Director of U.S. Company ResearchGregory Peters - Managing DirectorLee Shavel - President and CEOScott Wurtzel - Director Equity ResearchStacey Brodbar - Head of Investor RelationsNone - Company RepresentativeConference Call ParticipantsAndrew Nicholas - VP and Senior Equity Research AnalystDavid Paige - Equity Research AnalystGeorge Tong - Managing Director and ...

Verisk Analytics (NasdaqGS:VRSK) Q4 2025 Earnings call February 18, 2026 08:30 AM ET Speaker11Good day everyone, and welcome to the Verisk fourth quarter 2025 earnings results conference call. This call is being recorded. Currently, all participants are in a listen-only mode. After today's prepared remarks, we will conduct a question and answer session where we will limit participants to one question so that we can allow everyone to ask a question. We will have further instructions for you at that time. For ...