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“链”动汽车工业引擎
Jin Rong Shi Bao· 2025-11-11 03:37
Core Viewpoint - China FAW Group, known for its brands like Hongqi, Jiefang, and Pentium, is a leader in advanced automotive technology and industry innovation, supported by the Bank of China Jilin Branch's comprehensive financial services tailored to the automotive industry [1] Group 1: Financial Support for Downstream Channels - The Bank of China Jilin Branch has been collaborating with China FAW since 1999, focusing on innovative financing models for new car inventory, providing strong financial support for automotive dealers [2] - The bank has developed a digital credit model that transforms physical components into visual "credit anchors," facilitating financing for automotive dealers [2] - The "e-sales通" spare parts financing platform has been established to support the dual business model of "vehicle sales + after-sales service," benefiting over a thousand automotive dealers with more than 700 billion yuan in credit funding by July [2] Group 2: Supply Chain Activation through Technology Finance - The stability of the upstream supply chain is crucial for China FAW, especially amid challenges like chip shortages and market transformations [3] - The bank has tailored the "e货融通" product to address the unique financing needs of suppliers, pre-positioning financing at the order stage to activate dormant funds [3] - By July, "e货融通" has provided over 5 billion yuan in loans, serving more than a hundred upstream technology suppliers [3] Group 3: Consumer Finance to Stimulate Market Activity - The Bank of China Jilin Branch is actively responding to national strategies to expand domestic demand and upgrade consumption by providing financing support for individual car buyers [4] - The "一汽服贸全国通达" product has been developed to create an online installment purchase scenario for China FAW employees, serving nearly ten thousand employees [4] - The bank has implemented a comprehensive approach combining "bank acceptance bills + discount" to optimize payment models for China FAW, enhancing cash flow efficiency and security across the entire industry chain [4]
建设银行吉林省分行:强化汽车全产业链金融服务 助力擦亮民族品牌
Core Viewpoint - The automotive industry in Jilin Province is a pillar of the local economy, with Changchun aiming to develop a trillion-level automotive industry cluster, supported by financial services from China Construction Bank Jilin Branch [1] Group 1: Financial Support for Automotive Industry - China Construction Bank Jilin Branch has been collaborating with China FAW Group since 1999, focusing on innovative financing models for new car inventory, providing robust financial support for automotive dealers and new car circulation [3] - The bank has established the "e-sales通" spare parts financing platform to enhance the sales chain, supporting over 1,000 automotive dealers and disbursing more than 700 billion RMB in credit funds by the end of July [3] Group 2: Supply Chain Activation - In response to challenges like chip shortages, the bank has tailored the "e货融通" product to activate dormant funds and streamline the supply chain, moving financing from accounts payable to the order stage, with over 5 billion RMB in loans disbursed to over 100 upstream technology suppliers by the end of July [4] - The bank's efforts aim to ensure the stability of the supply chain for China FAW Group, facilitating research and innovation to adapt to product upgrades [3][4] Group 3: Ecosystem Enrichment - The bank employs a combination of "bank acceptance bills + discount" to optimize payment models for upstream suppliers, reducing capital occupation costs and enhancing payment efficiency, thereby providing continuous financial support for the entire industry chain [5] - The focus is on creating a stable operational environment for the automotive industry amidst the global energy transition and the ongoing transformation of the automotive sector [5] Group 4: Commitment to the Real Economy - China Construction Bank Jilin Branch emphasizes its commitment to serving the real economy, leveraging its financial expertise to support the growth of China FAW Group and contribute to the development of the national industry [7]