The Tender Offers are scheduled to expire at 11:59 p.m., New York City time, on December 19, 2025 (the "Expiration Time†), unless extended or earlier terminated by the Company. The Tender Offers are being made pursuant to an Offer to Purchase dated November 21, 2025 (the "Offer to Purchase†), which sets forth a more detailed description of the Tender Offers. Holders of the Notes are urged to carefully read the Offer to Purchase before making any decision with respect to the Tender Offers. Nov 21, 2025 7 ...

Core Insights - The CNO Financial Indianapolis Monumental Marathon achieved a record participation of over 17,500 runners, marking its 13th consecutive sellout and establishing itself as a significant event in the national competitive circuit [1][4][11] - Joseph Whelan set a new men's marathon course record with a time of 2:12:29, while Amanda Mosborg won the women's race in 2:32:01, showcasing elite performances [2][6] - The event also saw 14 athletes qualify for the 2028 U.S. Olympic Team Trials, further enhancing its reputation [3] Event Highlights - The marathon featured a new start line on West Street and celebrated the 10th anniversary of CNO Financial Group's title sponsorship [4][10] - Participants represented all 50 states and 22 countries, indicating the event's growing global reach [4][11] - The event included a charity component, with over 240 participants running for various causes, raising funds and awareness [11] Results Overview - Men's Marathon: Joseph Whelan (2:12:29), Ben Decker (2:15:23), Andrew Bowman (2:15:33) [5] - Women's Marathon: Amanda Mosborg (2:32:01), Lucy Dobbs (2:32:42), Anna Benedettini (2:33:12) [6] - Men's Half Marathon: Skylar Stidam (1:02:47), Curtis Eckstein (1:03:06), Alec Basten (1:03:15) [7] - Women's Half Marathon: Carrie Ellwood (1:08:33), Kasandra Parker (1:10:18), Molly Grabill (1:11:00) [8] - Men's 5K: Scott Spaanstra (14:38), Women's 5K: Sammy McClintock (16:17) [8] Future Plans - Plans for the next year's event are already underway, scheduled for November 7, 2026, with registration opening soon [12]

Core Insights - CNO Financial Group reported a significant increase in net income for Q3 2025, reaching $23.1 million or $0.24 per diluted share, compared to $9.3 million or $0.09 per diluted share in Q3 2024, driven by strong production and solid earnings [1][10][23] - The company has increased its return on equity (ROE) target by 50 basis points, aiming for a total improvement of 200 basis points through 2027, building on a 2024 run rate of 10% [7][10] Financial Performance - Net operating income for Q3 2025 was $127.2 million, or $1.29 per diluted share, up from $119.2 million, or $1.11 per diluted share, in Q3 2024, reflecting a 7% increase [1][10] - Significant items positively impacted net income and net operating income by $32.2 million, or $0.33 per diluted share, in Q3 2025, compared to $21.9 million, or $0.19 per diluted share, in Q3 2024 [2][10] - Total revenues for Q3 2025 were $1,188.7 million, compared to $1,129.6 million in Q3 2024, indicating a growth in revenue [31] Business Strategy and Operations - The company is focusing on its core insurance offerings by exiting the fee services side of its Worksite Division, which is expected to reduce annual fee revenue by approximately $30 million but increase annual pre-tax income by about $20 million [7][10] - CNO executed its second reinsurance transaction with its Bermuda affiliate, reinsuring $1.8 billion of in-force supplemental health statutory reserves, which is expected to enhance financial stability [7][10] Sales and Market Position - Total new annualized premiums (NAP) increased by 26%, with Life NAP up 32% and Health NAP up 20%, indicating strong sales growth across divisions [7][10] - Direct-to-Consumer and Worksite insurance sales reached record levels in Q3 2025, showcasing the effectiveness of the company's business model [3][10] Shareholder Returns - The company returned $76.4 million to shareholders during the quarter, reflecting a commitment to shareholder value [7][10] - Book value per share increased to $27.24, and book value per diluted share, excluding accumulated other comprehensive loss, rose to $38.10, up 6% from the previous year [7][10]

Core Insights - Pitney Bowes reported earnings growth and significant capital returns to shareholders, increasing share repurchase authorization to $500 million after over $280 million in year-to-date buybacks and raising dividends for the fourth consecutive quarter [1][2] Financial Performance - For Q3 2025, the company reported GAAP EPS of $0.30, an improvement of $1.06 year-over-year, while adjusted EPS was $0.31, up $0.10 from the previous year [3][6] - Total revenue for Q3 2025 was $459.7 million, down 8% from $499.5 million in Q3 2024 [6][22] - The company achieved a GAAP net income of $52 million, an improvement of $190 million year-over-year [6][20] Business Segments - SendTech Solutions revenue decreased by 6% to $310.8 million, attributed to prior year product migration and a decline in the mailing install base [6][22] - Presort Services revenue fell by 11% to $149 million, with adjusted segment EBITDA down 24% to $42 million [6][22] Strategic Initiatives - The company made significant progress in its strategic review, identifying $50 million to $60 million in additional cost savings [1][2] - Pitney Bowes expects to achieve near the low end of its previously disclosed guidance for revenue, adjusted EBIT, and free cash flow, while aiming for the midpoint of adjusted EPS guidance [10]

Core Insights - CNO Financial Group, Inc. will report its third quarter results for 2025 after market close on November 3, 2025, with a conference call scheduled for November 4, 2025, at 11:00 a.m. Eastern Time [1] Participation Details - Investors can participate in the conference call by registering online, which will provide call details and a registrant ID for attendance tracking [2] - The conference call will also be available via a live webcast, accessible through the Investors section of the company's website, with registration recommended at least 15 minutes prior to the event [3] - A replay of the conference call will be available on the Investors section of the company's website following the event [4] Company Overview - CNO Financial Group, Inc. focuses on securing the future of middle-income America by providing life and health insurance, annuities, financial services, and workforce benefits solutions through brands such as Bankers Life, Colonial Penn, Optavise, and Washington National [5] - The company manages 3.2 million policies and has total assets amounting to $37.3 billion, supported by a workforce of 3,400 associates, 4,900 exclusive agents, and over 6,000 independent partner agents [5]

Core Viewpoint - Bank of America Corporation (NYSE:BAC) is viewed as a stable investment option, with potential for growth despite a lack of excitement in recent earnings discussions [1][2]. Group 1: Company Overview - Bank of America provides a range of financial services including banking, investment, and wealth management for consumers, businesses, and institutions [2]. - The company has a significant buyback plan, recently announcing a $40 billion buyback, which is seen as a positive indicator for its stock performance [2]. Group 2: Investment Sentiment - Jim Cramer suggests that investors should hold onto Bank of America shares, describing them as inexpensive with potential for higher valuations [2]. - The financial sector, including Bank of America, is perceived positively, with expectations of good performance in the market [2].

Core Insights - Caterpillar stock (NYSE: CAT) has surged 16% in a month due to strong fundamentals, including robust demand and a substantial order backlog, indicating strong business momentum and future revenue [3] - The stock has reached new all-time highs, supported by positive technical momentum [3] - A comparison with peers is essential to evaluate CAT's performance in terms of size, valuation, growth, and margins [6] Company Overview - Caterpillar supplies construction and mining equipment, engines, industrial turbines, and financial services, including leases and loans, across various sectors [4] Performance Metrics - CAT's operating margin is 18.2%, which is lower than many competitors, such as ALSN at 31.3% [8] - CAT's revenue growth over the previous 12 months is -4.9%, which is negative and falls short of competitors like ALSN, TEX, and ASTE, but surpasses DE [8] - Over the past year, CAT's stock has increased by 24.5% and is currently trading at a PE ratio of 23.9, while competitors like ASTE have provided better returns [8]

Core Insights - Pitney Bowes has appointed Todd Everett as President of Sending Technology Solutions, indicating a strategic shift towards enhancing operational efficiency and growth in the shipping software sector [3][4][6] - The company has also appointed Wayne Walker as an independent member of the board, filling the vacancy left by Everett's transition from board member to executive role [4][8] - The leadership changes are part of a broader strategic review aimed at maximizing the value of Pitney Bowes Bank and its Global Financial Services business [2][6] Leadership Changes - Todd Everett brings nearly three decades of experience in logistics, shipping, and technology, previously serving as CEO of Newgistics, which was acquired by Pitney Bowes for $475 million in 2017 [4][5][7] - Wayne Walker has extensive experience as a public company director and has held various leadership roles in finance and law, enhancing the board's expertise [4][8] Strategic Review and Goals - The interim leadership structure for Global Financial Services (GFS) allows for a hands-on approach to explore pathways for maximizing the value of both the bank and non-bank components [2][6] - The company aims to leverage its financial strength and operational excellence to establish a sustainable growth trajectory for SendTech, which serves 96% of the Fortune 500 [6][9]

Core Insights - Zacks Premium offers various tools for investors to enhance their stock market strategies, including daily updates, research reports, and stock screens [1][2]. Zacks Style Scores - Zacks Style Scores are indicators that rate stocks based on value, growth, and momentum methodologies, helping investors identify stocks likely to outperform the market in the short term [2][3]. - Stocks are rated from A to F, with A indicating the highest potential for outperformance [3]. Value Score - The Value Style Score focuses on identifying undervalued stocks using financial ratios such as P/E, PEG, and Price/Sales [3]. Growth Score - The Growth Style Score emphasizes a company's financial health and future growth potential, analyzing projected and historical earnings, sales, and cash flow [4]. Momentum Score - The Momentum Style Score is designed for traders looking to capitalize on price trends, utilizing factors like recent price changes and earnings estimate shifts [5]. VGM Score - The VGM Score combines Value, Growth, and Momentum scores, providing a comprehensive rating to identify stocks with the best overall potential [6]. Zacks Rank - The Zacks Rank is a proprietary model that uses earnings estimate revisions to guide investors, with 1 (Strong Buy) stocks historically yielding an average annual return of +23.75% since 1988, significantly outperforming the S&P 500 [7][8]. - Investors are encouraged to select stocks with a Zacks Rank of 1 or 2 and Style Scores of A or B for optimal success [9]. Company Spotlight: American International Group (AIG) - AIG is a prominent global insurance organization offering a range of services, including property casualty insurance and retirement solutions, operating in over 80 countries [11]. - Currently rated 3 (Hold) by Zacks, AIG has a VGM Score of B and a Momentum Style Score of B, with shares increasing by 4.2% in the past month [11][12]. - Recent upward revisions in earnings estimates for fiscal 2025 have led to a consensus estimate increase of $0.07 to $6.33 per share, with an average earnings surprise of +9.5% [12].

Group 1 - CNO Financial Group, Inc. will host an investor briefing focused on its Consumer Division on September 10, 2025 [1][2] - The event will feature presentations from the Consumer Division management team and will include a Q&A session with CEO Gary C. Bhojwani and Consumer Division President Scott Goldberg [2] - Participants can register for the event via the company's website and a replay will be available afterward [3][4] Group 2 - CNO Financial Group provides life and health insurance, annuities, financial services, and workforce benefits solutions, serving middle-income America [5] - The company manages 3.2 million policies and has total assets amounting to $37.3 billion [5] - CNO employs 3,400 associates and works with 4,900 exclusive agents and over 6,000 independent partner agents [5]