Group 1 - CNFinance Holdings Limited (CNF) reported a total loan balance of approximately $1.55 billion for Q2 2025, representing a nearly 30% year-over-year decline [2] - The company experienced a significant drop in interest income, which fell to about $57 million, a 55% decrease compared to the previous year [2] - Operating expenses decreased sharply by 74%, while financing costs also reduced by 30% [2] Group 2 - CNFinance registered a net loss of roughly $5.6 million due to an impairment charge, but achieved a 103% recovery rate on non-performing loans, indicating effective asset management [3] - Management stated that the current short-term pressure on loan volumes and earnings is part of a strategic plan to stabilize funding channels and manage bad loans for sustainable growth [3] Group 3 - CNFinance provides micro-credit loan services to small and micro-enterprise owners, along with loan facilitation and guarantee services for commercial banks and financial institutions across China [4]