Core Insights - Sun Communities reported a revenue of $697.2 million for Q3 2025, reflecting a year-over-year decline of 25.8% and an EPS of $2.28, slightly down from $2.31 a year ago [1] - The revenue fell short of the Zacks Consensus Estimate of $706.57 million, resulting in a surprise of -1.33%, while the EPS exceeded expectations by 4.59% [1] Revenue Breakdown - Real property revenues (excluding transient) were $384.2 million, down 20.9% year-over-year, and above the average estimate of $360.71 million [4] - Real property revenues (transient) reached $133.5 million, a decline of 10% year-over-year, compared to the estimated $122.01 million [4] - Brokerage commissions and other net revenues were $5.8 million, significantly lower than the estimated $11.78 million, marking a 34.1% year-over-year decrease [4] - Interest revenues surged to $17.3 million, exceeding the estimate of $17.09 million, with a remarkable year-over-year increase of 214.6% [4] - Home sales revenues totaled $95.6 million, slightly below the estimated $96.4 million, representing a 9.2% decline year-over-year [4] Stock Performance - Over the past month, shares of Sun Communities have returned -5.1%, contrasting with the Zacks S&P 500 composite's +3.8% change [3] - The stock currently holds a Zacks Rank 3 (Hold), indicating potential performance in line with the broader market in the near term [3]

Core Insights - Rithm (RITM) is expected to report quarterly earnings of $0.54 per share, unchanged from the previous year, with revenues projected at $1 billion, reflecting a 61.5% year-over-year increase [1] - The consensus EPS estimate has been adjusted downward by 0.3% over the past 30 days, indicating a reassessment by analysts [1][2] Revenue Estimates - Analysts project 'Revenues- Interest income' at $485.25 million, showing a year-over-year decline of 11.9% [4] - 'Revenues- Other revenues' are estimated to reach $30.99 million, indicating a significant decrease of 45.8% year over year [4] - 'Revenues- Asset management' is expected to be $92.22 million, reflecting a year-over-year increase of 13.8% [4] - The consensus for 'Revenues- Gain on originated residential mortgage loans, held-for-sale, net' stands at $207.43 million, suggesting a year-over-year increase of 12.3% [5] Stock Performance - Rithm shares have experienced a decline of 5% over the past month, contrasting with the Zacks S&P 500 composite's increase of 3.6% [5] - Rithm holds a Zacks Rank 2 (Buy), indicating expectations to outperform the overall market in the near future [5]

Core Viewpoint - First Citizens BancShares (FCNCA) is expected to report a quarterly earnings per share (EPS) of $39.08, reflecting a year-over-year decline of 23.2%, with revenues projected at $2.22 billion, a decrease of 9.6% compared to the previous year [1]. Earnings Projections - Analysts have revised the consensus EPS estimate upward by 1.4% over the past 30 days, indicating a collective reassessment of initial projections [2]. - It is crucial to consider earnings estimate revisions as they are strongly linked to short-term stock price performance [3]. Key Financial Metrics - The forecast for 'Net Interest Margin' is 3.2%, down from 3.6% in the same quarter last year [5]. - The 'Efficiency Ratio' is estimated at 59.9%, compared to 56.4% a year ago [5]. - Analysts predict 'Average Balance - Total interest-earning assets' to be $209.62 billion, up from $200.71 billion in the same quarter last year [5]. Loan and Asset Projections - 'Nonaccrual loans at period end' are expected to be $1.23 billion, up from $1.14 billion a year ago [6]. - 'Total nonperforming assets' are projected to reach $1.27 billion, compared to $1.21 billion last year [6]. - 'Net Interest Income' is anticipated to be $1.69 billion, down from $1.82 billion in the previous year [6]. Noninterest Income Estimates - 'Total Noninterest Income' is expected to be $545.54 million, down from $639.00 million a year ago [7]. - 'Factoring commissions' are projected at $17.80 million, compared to $19.00 million last year [7]. - 'Cardholder services, net' is expected to be $41.92 million, slightly up from $40.00 million a year ago [7]. Additional Income Projections - 'Merchant services, net' is estimated at $14.18 million, up from $12.00 million last year [8]. - 'Wealth management services' are projected to reach $56.28 million, compared to $52.00 million in the same quarter last year [8]. - 'Insurance commissions' are expected to be $14.00 million, compared to $13.00 million a year ago [9]. Stock Performance - Over the past month, First Citizens shares have returned +11.9%, outperforming the Zacks S&P 500 composite's +5.9% change [9].

Core Viewpoint - Analysts project that Ally Financial (ALLY) will report quarterly earnings of $0.78 per share, reflecting a year-over-year decline of 19.6%, while revenues are expected to reach $2.03 billion, an increase of 1.5% from the same quarter last year [1]. Earnings Projections - There has been a downward revision of 1.2% in the consensus EPS estimate over the last 30 days, indicating a collective reconsideration by analysts of their initial forecasts [2]. - Revisions to earnings projections are crucial for predicting investor behavior regarding the stock, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price performance [3]. Key Financial Metrics - Analysts estimate 'Net financing revenue' to be $1.51 billion, a year-over-year increase of 1.2% [5]. - 'Total other revenue' is projected to reach $519.32 million, reflecting a year-over-year change of 2.8% [5]. - 'Insurance premiums and service revenue earned' is expected to be $354.05 million, indicating a year-over-year increase of 3.8% [5]. - 'Gain on mortgage and automotive loans, net' is forecasted at $4.78 million, showing a significant year-over-year decline of 20.3% [6]. - 'Total financing revenue and other interest income' is expected to be $3.44 billion, a decrease of 2.7% year-over-year [6]. - 'Net interest margin (as reported)' is projected to remain at 3.3%, unchanged from the previous year [6]. Efficiency and Capital Ratios - The 'Efficiency Ratio' is anticipated to be 59.8%, down from 64.3% in the same quarter last year [7]. - 'Book value per share' is expected to reach $39.21, compared to $37.84 a year ago [7]. - 'Total interest-earning assets (Average Balances)' are projected at $183.47 billion, slightly down from $183.71 billion in the same quarter last year [8]. - 'Non-performing loans (NPLs)' are estimated at $1.24 billion, compared to $1.22 billion in the same quarter of the previous year [8]. - The consensus estimate for 'Total Capital Ratio' stands at 13.0%, up from 12.7% a year ago [9]. - 'Tier 1 Capital Ratio' is predicted to be 11.1%, slightly up from 11.0% in the same quarter last year [9]. Market Performance - Shares of Ally Financial have shown a return of +11% over the past month, outperforming the Zacks S&P 500 composite, which increased by +5% [9].

Core Insights - Marqeta reported revenue of $139.07 million for the quarter ended March 2025, marking a year-over-year increase of 17.9% [1] - The earnings per share (EPS) for the same period was -$0.02, an improvement from -$0.07 a year ago [1] - The reported revenue exceeded the Zacks Consensus Estimate of $135.91 million by 2.33% [1] - The EPS surprise was 60.00%, compared to the consensus estimate of -$0.05 [1] Financial Performance Metrics - Total Processing Volume (TPV) reached $84.47 billion, slightly above the estimated $84.33 billion [4] - Total platform services revenue was $131.87 million, surpassing the average estimate of $128.37 million, reflecting a year-over-year change of 15.7% [4] - Revenue from other services was $7.21 million, compared to the estimated $7.48 million, but showed a significant year-over-year increase of 80% [4] Stock Performance - Marqeta's shares have returned +4% over the past month, while the Zacks S&P 500 composite increased by +10.6% [3] - The stock currently holds a Zacks Rank 3 (Hold), suggesting it may perform in line with the broader market in the near term [3]

Core Viewpoint - Analysts project that Federated Hermes (FHI) will report quarterly earnings of $0.91 per share, reflecting a 2.3% year-over-year increase, with revenues expected to reach $421.56 million, a 6.4% increase from the same quarter last year [1] Earnings Projections - Over the past 30 days, the consensus EPS estimate has been adjusted downward by 7.5%, indicating a reassessment by covering analysts [2] - Changes in earnings projections are crucial for predicting investor reactions, with empirical studies showing a strong correlation between earnings estimate trends and short-term stock price movements [3] Revenue Estimates - Analysts estimate 'Revenue- Administrative service fees, net-affiliates' at $99.96 million, a year-over-year increase of 5.5% [5] - 'Revenue- Other service fees, net' is projected at $36.97 million, indicating a decrease of 0.9% from the prior-year quarter [5] - 'Revenue- Investment advisory fees, net' is expected to be $283.63 million, reflecting a 7.3% increase from the year-ago quarter [6] Asset Class Projections - 'Managed Assets - Long-term assets - Alternative/private markets' is estimated to be $20.00 billion, down from $20.47 billion reported in the same quarter last year [6] - 'Managed Assets - Long-term assets - Multi-asset' is projected at $2.91 billion, slightly down from $2.93 billion year-over-year [7] - 'Managed Assets - Money market' is expected to reach $634.16 billion, up from $578.81 billion a year ago [7] Fund Assets Estimates - 'Fund Assets - Funds - Long-term assets - Alternative/private markets' is projected at $12.20 billion, down from $12.46 billion year-over-year [8] - 'Fund Assets - Funds - long-term assets - Multi-asset' is expected to be $2.78 billion, slightly down from $2.79 billion [8] Separate Accounts Projections - 'Separate Accounts - Long-term assets - Alternative/private markets' is estimated at $7.80 billion, down from $8.01 billion year-over-year [9] - 'Separate Accounts - Long-term assets - Multi-asset' is projected at $127.93 million, down from $139 million in the same quarter last year [10] - 'Separate Accounts - Money market' is expected to reach $171.34 billion, up from $161.71 billion year-over-year [10] Stock Performance - Shares of Federated Hermes have decreased by 9.7% over the past month, compared to a 6.6% decline in the Zacks S&P 500 composite [11]

Core Insights - Rithm (RITM) is expected to report quarterly earnings of $0.47 per share, reflecting a decline of 2.1% year over year, with revenues forecasted at $1.14 billion, a decrease of 11.7% compared to the previous year [1] - The consensus EPS estimate has been revised upward by 3.2% in the last 30 days, indicating analysts' reassessment of their initial projections [1][2] Revenue Estimates - Analysts predict 'Revenues- Interest income' to reach $528.58 million, showing an increase of 17.9% from the prior-year quarter [4] - The estimate for 'Revenues- Gain on originated residential mortgage loans, held-for-sale, net' is $174.49 million, indicating a growth of 16.7% year over year [4] - 'Revenues- Other revenues' is expected to be $43.11 million, reflecting a decline of 26.1% from the previous year [5] - 'Revenues- Asset management revenues' is estimated at $80.93 million, suggesting a year-over-year increase of 6.7% [5] - The consensus for 'Revenues- Servicing revenue, net' stands at $313.37 million, indicating a significant decrease of 43.5% from the prior-year quarter [5] Stock Performance - Over the past month, Rithm shares have declined by 15.4%, compared to a decrease of 8.9% in the Zacks S&P 500 composite [6] - Rithm currently holds a Zacks Rank 2 (Buy), suggesting potential outperformance in the near future [6]