Green Dot (NYSE:GDOT) Earnings Call Presentation
2025-11-24 13:30
Strategic Update November 24, 2025 Disclaimer Forward Looking Statements This presentation contains statements that constitute "forward-looking statements" within the meaning of, and subject to the protections of, Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended. All statements other than statements of historical fact are statements that could be deemed to be forward-looking statements. These forward-looking statements include, but are ...
WeRide Inc.(WRD) - 2025 Q3 - Earnings Call Presentation
2025-11-24 13:00
NASDAQ: WRD HKEX: 800 2025 Q3 Update This document or the information contained herein is not intended to and does not constitute any offer or invitation, solicitation, commitment or advertisement of any offer for subscription, purchase or sale of any securities, nor shall any part of this document form the basis of or be relied on in connection with any contract or commitment whatsoever. Disclaimer During today's event, we will make statements that may constitute "forward-looking" statements pursuant to th ...
GDEV (GDEV) - 2025 Q3 - Earnings Call Presentation
2025-11-24 13:00
Q 32024 FINANCIAL RESULTS November 14, 2024 © GDEV 202 5 Disclaimer Forward-looking statements Certain statements in this presentation may constitute "forward-looking statements" for purposes of U.S. federal securities laws. Such statements are based on current expectations that are subject to risks and uncertainties. In addition, any statements that refer to projections, forecasts or other characterizations of future events or circumstances, including any underlying assumptions, are forward-looking stateme ...
Lotus Technology(LOT) - 2025 Q3 - Earnings Call Presentation
2025-11-24 12:00
Financial Performance (9 Months Ended Sep 30, 2025 vs Sep 30, 2024) - Deliveries decreased by 40%, from 7,673 units to 4,612 units[14] - Revenues decreased by 46%, from $652.823 million to $355.758 million[14, 45] - Cost of revenues decreased by 45%, from $593.708 million to $327.016 million[14, 45] - Gross profit decreased by 51%, from $59.115 million to $28.742 million[14, 45] - Operating loss decreased by 40%, from $597.745 million to $357.090 million[14, 45] - Net loss decreased by 43%, from $666.520 million to $378.455 million[14, 45] Financial Performance (3 Months Ended Sep 30, 2025 vs Sep 30, 2024) - Revenues decreased by 46%, from $254.708 million to $137.432 million[14, 47] - Cost of revenues decreased by 49%, from $246.505 million to $126.556 million[14, 47] - Gross profit increased by 33%, from $8.203 million to $10.876 million[14, 47] - Operating loss decreased by 41%, from $160.039 million to $93.662 million[14, 47] - Net loss decreased by 68%, from $206.268 million to $65.415 million[14, 47]
Apollo Global Management (NYSE:APO) Earnings Call Presentation
2025-11-24 12:00
Apollo's Origination Platform Strategy - Apollo's origination platforms power Athene and grow Apollo, focusing on investment-grade assets with excess spread and a track record of low losses[21] - Apollo has invested billions of dollars over 10+ years to build a large origination ecosystem[21, 70] - Apollo's asset-backed finance franchise has experienced low losses over a long period, especially for investment-grade tranches and post-crisis for all tranches[44, 45] - Apollo's ABF business has over \$200 billion in asset-backed originations to date[50, 55] Private Credit Market - The private credit market is large, with an addressable market of approximately \$40 trillion, and Apollo is focused on areas with attractive risk/reward[41, 42, 43] - The majority of private credit across Apollo is investment grade, with the origination ecosystem primarily focused on asset-backed finance[43] MidCap Financial - MidCap Financial has over \$14 billion in assets originated LTM 3Q'23 and cumulative credit losses of 27 bps since 2008[125] - MidCap Financial manages \$48.4 billion in total managed commitments as of 3Q 2023[125, 137] - MidCap generates a ~17% return on equity[152, 153] Wheels - Wheels has approximately \$4 billion in assets originated LTM 3Q'23 and average charge-offs of less than 1bp over the last 15 years[165, 209] - Wheels manages a vehicle fleet of approximately 800,000 vehicles as of 3Q'23[165] ATLAS SP Partners - ATLAS SP Partners had approximately \$40 billion in funded AUM at launch in February 2023 and has originated approximately \$10 billion in assets since acquisition[216] - ATLAS SP Partners has less than 1bp in aggregate impairments on originations over the last 7 years[216, 247] Earnings Power - Apollo has approximately \$95 billion of directly originated assets within Athene's investment portfolio[281] - Apollo's capital solutions fees were approximately \$420 million YTD 3Q'23[299]
Lexin(LX) - 2025 Q3 - Earnings Call Presentation
2025-11-24 11:00
Company Strategy and Focus - The company is committed to connecting consumers to businesses and financial institutions (2C2B2F)[12] - Priorities remain unchanged in execution, focusing on compliance, risk management, customer relationship, and organizational efficiency[21] - The company is optimizing its customer development strategy to deal with external uncertainty, focusing on premium customers, customer credit identification, and customer acquisition efficiency[28] - The company's ecosystem aims to acquire high-quality customers through multi-scenarios, leveraging a huge funding pool and diverse consumption scenarios[45] Financial Performance (Q3 2025) - Loan origination reached 509 billion RMB, a decrease of 37% QoQ[49] - Net income was 521 million RMB, an increase of 19% QoQ[49] - Total operating revenue was 3417498 million RMB, a decrease of 47% QoQ[50] - Credit facilitation service income was 2616805 million RMB, an increase of 153% QoQ[50] - Tech-empowerment service income was 456044 million RMB, a decrease of 451% QoQ[50] - Installment e-commerce platform service income was 344649 million RMB, a decrease of 293% QoQ[50]
IES Holdings(IESC) - 2025 Q4 - Earnings Call Presentation
2025-11-21 14:30
IES HOLDINGS, INC. (NASDAQ: IESC) | Fourth Quarter Fiscal 2025 Update | September 30, 2025 Disclosures Forward-Looking Statements Certain statements in this release may be deemed "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933 and Section 21E of the Securities Exchange Act of 1934, all of which are based upon various estimates and assumptions that the Company believes to be reasonable as of the date hereof. In some cases, you can identify forward-looking statemen ...
Matthews International(MATW) - 2025 Q4 - Earnings Call Presentation
2025-11-21 14:00
Fourth Quarter Fiscal 2025 Earnings Teleconference November 21, 2025 Joseph C. Bartolacci President and Chief Executive Officer Steven F. Nicola Chief Financial Officer and Treasurer www.matw.com | Nasdaq: MATW DISCLAIMER Any forward-looking statements contained in this presentation are included pursuant to the "safe harbor" provisions of the Private Securities Litigation Reform Act of 1995. These forward-looking statements include, but are not limited to, statements regarding the expectations, hopes, belie ...
Enviri (NYSE:NVRI) Earnings Call Presentation
2025-11-21 14:00
Acquisition of Clean Earth 21 November 2025 Highlights Estelle Brachlianoff, Chief Executive Officer, Veolia Key highlights Acquisition enhancing Group growth profile and international footprint Fully aligned with GreenUp plan and priority boosters Doubling Veolia size in the fast growing US Hazardous Waste sector and reaching #2 position(1) Enterprise Value of $3.0bn (c.€2.6bn), i.e. 9.8x(2) EBITDA 2026e post run-rate synergies $120m (c.€105m) run-rate cost synergies by Year 4, backed by Veolia solid track ...
UGI (UGI) - 2025 Q4 - Earnings Call Presentation
2025-11-21 14:00
Fiscal 2025 Earnings Presentation November 21, 2025 About This Presentation This presentation contains statements, estimates and projections that are forward-looking statements (as defined in Section 21E of the Securities Exchange Act of 1934, as amended, and Section 27A of the Securities Act of 1933, as amended). Such statements use forward-looking words such as "believe," "plan," "anticipate," "continue," "estimate," "expect," "may," or other similar words and terms of similar meaning, although not all fo ...