NYSE American: BKTI Third Quarter 2025 Earnings Results Thursday, November 6th, 2025 Safe Harbor Statement 2 This presentation contains statements about future events and expectations which are "forward-looking statements" within the meaning of Sections 27A of the Securities Act of 1933, as amended, and 21E of the Exchange Act. These forward-looking statements concern the Company's operations, economic performance, and financial condition, including, but not limited to the Company's long-term strategic plan ...

Q3 2025 EARNINGS – November 6, 2025 DISCLAIMER General Disclaimer This presentation does not constitute an offer to sell or the solicitation of an offer to buy any securities of Olaplex Holdings, Inc. (the "Company"), nor shall there be any sale of securities in any state or jurisdiction in which such offer, solicitation or sale would be unlawful prior to registration or qualification under the securities laws of any such state or jurisdiction. Forward Looking Statements Non-GAAP Financial Measures This pre ...

Factors that could cause actual results to differ materially from those contemplated or implied by forward-looking statements include, but are not limited to, the following: the cyclical nature of our operating businesses and general economic conditions and risks relating to the economy, including unfavorable changes in interest rates, foreign exchange rates, inflation, commodity prices and volatility in the financial markets; the ability to complete and effectively integrate acquisitions into existing oper ...

3Q25 Supplemental Slides1 John McCallion Chief Financial Officer and Head of MetLife Investment Management 1 These slides highlight information in MetLife, Inc.'s earnings release, quarterly financial supplement and other prior public disclosures. Table of contents | Topic | Page No. | | --- | --- | | Net income (loss) to adjusted earnings | 3 | | Annual actuarial assumption review & other insurance adjustments | 4 | | Adjusted earnings by segment and Corporate & Other (C&O) | 5 | | Variable investment inco ...

Q3 2025 Results November 6, 2025 stoneridge.com © 2025 stoneridge.com Non-GAAP Financial Measures This presentation contains information about the Company's financial results that is not presented in accordance with accounting principles generally accepted in the United States ("GAAP"). Such non-GAAP financial measures are reconciled to their closest GAAP financial measures at the end of this presentation. The provision of these non-GAAP financial measures for 2025 and 2024 is not intended to indicate that ...

Financial Performance - Total case volume increased by 1.1% for Q3 2025 and 1.0% year-to-date [8, 39] - Net sales grew by 4.8% to $10.191 billion for Q3 2025 and 4.4% to $29.624 billion year-to-date [8, 39] - Adjusted EBITDA increased by 11.0% to $505 million for Q3 2025 and 10.9% to $1.442 billion year-to-date [8, 39] - Adjusted EBITDA margin expanded by 28 bps to 5.0% for Q3 2025 and 29 bps to 4.9% year-to-date [8, 39] - Adjusted Diluted EPS grew by 25.9% to $1.07 for Q3 2025 and 26.7% to $2.94 year-to-date [8, 39] Strategic Initiatives and Growth - Independent Restaurant volume growth accelerated by 120 basis points to 3.9% [11] - Pronto business is on track to deliver approximately $950 million in sales this year and more than $1 billion run-rate by year-end [30] - The company is onboarding more than $100 million in annualized new business wins in Healthcare and Hospitality for the balance of 2025 [30] Cash Flow and Capital Allocation - Operating cash flow reached $1.076 billion year-to-date [44] - Approximately $335 million of shares were repurchased in Q3 [44, 64] - Net leverage stood at 2.6x, remaining within the target range of 2.0x - 3.0x [44, 64]

Fiscal Fourth Quarter 2025 Earnings Results Teleconference November 6, 2025 Forward-Looking Statements This presentation contains "forward-looking statements" within the safe harbor provisions of the Private Securities Litigation Reform Act of 1995, including statements about earnings and capital expenditure guidance, business outlook and investment opportunities. These forward-looking statements are based on management's expectations and assumptions as of the date of this presentation and are not guarantee ...

Q3 2025 Earnings Conference Call November 6, 2025 This presentation includes references to calculations that are not based on generally accepted accounting principles ("GAAP"). Reconciliations of each of those non-GAAP measures to the most directly comparable GAAP measures have been included in the Appendix. When forward-looking non-GAAP measures are provided, the Company does not provide quantitative reconciliations of forward-looking non-GAAP measures to the most directly comparable GAAP measures, because ...

Financial Performance - Third quarter 2025 GAAP earnings per share (EPS) was $2.03, and adjusted EPS was also $2.03[18] - Year-to-date 2025 GAAP EPS was $3.31, while adjusted EPS was $3.41[67] - The company is narrowing its 2025 adjusted EPS guidance to $3.92 - $4.02, compared to the original guidance of $3.92 - $4.12, primarily due to a $0.13 impact from weather[18] - The company anticipates approximately ($0.02) of incremental convertible-related dilution compared to plan and identified mitigation measures of $0.10[41] Economic Development and Load Growth - The company has a transformative 10-year roadmap to serve up to 4-6 GWs of new large load customers[22] - The company's actively building customer pipeline is approximately 1.2 GW, up from approximately 1.1 GW in the previous quarter[23] - Customers finalizing agreements represent a potential 1.5-2.0 GW of peak demand, up from 1.0-1.5 GW, potentially increasing overall company load growth forecast to a 4-5% compound annual growth rate (CAGR) through 2029[23] - Weather-normalized total retail sales grew by 2.0% in the third quarter of 2025, driven by residential (2.4%) and commercial (3.0%) growth, while industrial sales decreased by 0.9%[37] Capital Investments and Financing - The company has a $17.5 billion five-year capital investment plan for 2025-2029[58] - The company plans to issue $2.8 billion in equity from 2026E-2029E[42] - The company entered forward sales agreements for $125 million of common shares via at-the-market program to address future equity needs[59]

Financial Performance - Net investment income (NII) was $159 million, or $0.57 per share, for the quarter ended September 30, 2025, compared to $173 million, or $0.62 per share, for the previous quarter[2] - Adjusted net investment income (Adjusted NII) was also $159 million, or $0.57 per share, for the same period, down from $168 million, or $0.60 per share, in the prior quarter[2] - Net asset value (NAV) per share increased slightly to $21.99 as of September 30, 2025, from $21.93 as of June 30, 2025[2] Investment Activity - New investment fundings in the third quarter totaled approximately $1.1 billion[2] - Net investment activity for the quarter was $109 million, which included $450 million in sales to Credit Opportunities Partners JV, LLC (COPJV)[2] Distribution and Dividend - A total distribution of $0.70 per share was paid for the third quarter of 2025, comprising a $0.64 per share base distribution and a $0.06 per share supplemental distribution[2] - For the first quarter of 2026, the company expects a total distribution of approximately $0.55 per share, equating to an annualized yield of approximately 10% on the company's September 30, 2025, NAV per share[2] - The dividend yield on NAV per share was 12.7%, and the dividend yield on the market value of common stock was 18.6% as of October 31, 2025[2, 3] Portfolio and Capital Structure - The portfolio is defensively positioned with 224 portfolio companies across 23 industries[2, 10] - Exposure to the top ten largest portfolio companies by fair value was 20% as of September 30, 2025[2] - 64% of drawn leverage was unsecured as of September 30, 2025, with a weighted average effective rate on borrowings of 5.3%[2] - The company issued $400 million of 6.125% unsecured notes due in 2031 during the third quarter[2]