This presentation includes forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995 that reflect, when made, our current views with respect to current events and financial performance. Such forward-looking statements are subject to many risks, uncertainties and factors relating to our operations and business environment, which may cause our actual results to be materially different from any future results, expressed or implied, by such forward-looking statements. ...

Financial Performance & Growth - Clover Health anticipates achieving GAAP Net income in 2026[23] - Clover Health's 3Q YTD Adjusted SG&A as a percentage of total revenues improved by 370 bps year-over-year[21] - Clover Health's 3Q YTD Medicare Advantage membership increased by 35% year-over-year, and insurance revenue increased by 39% year-over-year[24] - Clover Health projects a 33% year-over-year increase in average Medicare Advantage membership[10, 26] - Clover Health reported 3Q YTD Adjusted EBITDA of $45 million and Adjusted Net income of $44 million[24] Clover Assistant & Clinical Outcomes - Clover Assistant is associated with 18% lower all-cause hospitalizations and 25% lower 30-day readmissions for Congestive Heart Failure patients[17] - Clover Assistant is associated with 15% lower all-cause hospitalizations and 18% lower 30-day readmissions for Chronic Obstructive Pulmonary Disease patients[17] - Clover Assistant is correlated with earlier diagnosis of Chronic Kidney Disease by approximately 18 months on average[17] - Clover Assistant is correlated with earlier diagnosis of diabetes, leading to earlier treatment by approximately 36 months on average[17] HEDIS Star Ratings - Clover Health achieved a score of 4.72 out of 5 Stars on HEDIS measures for Star Rating year 2026[17, 43]

Financial Performance - Recurring EBITDA for Q3 2025 was US$150 million, a 104% increase compared to Q2 2025, but a 65% decrease compared to Q3 2024[8] - The company's cash position is approximately US$1.3 billion, providing about 27 months of coverage for debt maturities[9] - Liquidity stands at approximately US$2.3 billion, including cash and a stand-by credit line maturing in December 2026[9] Operational Highlights - The utilization rate in Brazil was 65%, a decrease of 9 percentage points compared to Q2 2025[9] - Green Ethylene utilization rate was 40%, a decrease of 31 percentage points compared to Q2 2025[9] - The utilization rate in the US & Europe was 79%, an increase of 5 percentage points compared to Q2 2025[9] - Mexico's utilization rate was 47%, an increase of 3 percentage points compared to Q2 2025[9] Market Scenario - The global macroeconomic environment remains volatile, impacting global demand and putting pressure on spreads in the international market[10] - There was soft demand in the third quarter across all regions, which is atypical for the season[11] - International market spreads have decreased to historically low levels due to an imbalance in global supply and demand[11] Strategic Initiatives - The company is implementing a Resilience and Transformation Program to address challenges in the petrochemical sector and enhance efficiency and competitiveness[74] - The company is advancing initiatives to increase gas-based capacity, optimize NAFTA-based operations, and transition to renewable resources[75]

Company Overview - Gentherm is a global market leader in innovative thermal management and pneumatic comfort technologies[5] - The company was founded in 1991 and is headquartered in Novi, MI[5] - Gentherm has over 14,000 employees and operates in 13 countries[5] Financial Performance (2024) - Revenue reached $1.5 billion[5] - Adjusted EBITDA was 12.6% of revenue[5] - Net leverage was 0.5x[5] - Automotive new business awards totaled $2.4 billion[5] Market Segmentation (2024 Revenue) - Automotive sector accounts for 67% of revenue[5] - Medical solutions contribute 3% of revenue[5] - Lumbar and massage comfort solutions represent 12% of revenue[5] - Valve systems make up 7% of revenue[5] - Other industries account for 11% of revenue[5] Strategic Growth Initiatives - The company is on track for $2 billion+ in Automotive New Business Awards this year[8] - Gentherm identified $300M+ lifetime revenue in target industries[8] Strategic Priorities - The company focuses on strategic priorities including channel and product expansion[8]

Company Overview - The Company has a multi-channel gaming presence with 7,276 slot/electronic gaming machines, 222 gaming tables, and 2,153 hotel rooms across 17 properties in the USA, Canada, and Europe[12] - The Company's management team owns 15% of CNTY and has extensive experience in operating casinos across multiple countries[12] Financial Performance & Leverage - Net Operating Revenue for Q3 2024 was $155.7 million, a decrease of 3% compared to $161.2 million in Q3 2023[35] - Adjusted EBITDAR for Q3 2024 was $32.9 million, a decrease of 1% compared to $33.3 million in Q3 2023[35] - The Company anticipates Debt Leverage to trend towards 40X by the end of 2025[40] - The Company's total principal debt is $339.6 million and net debt is $220.9 million as of September 30, 2024[39] Growth & Expansion - The Company's Caruthersville, MO permanent land-based casino and hotel project was completed in November 2024, funded by VICI[12, 102] - The Caruthersville project cost approximately $51.9 million, funded by VICI, and will increase rent under the Master Lease by approximately $4.2 million (8%) per year[107] - The Company is targeting $602 million in revenue and $111 million in Adjusted EBITDAR for 2024, with goals of $651 million in revenue and $150 million in Adjusted EBITDAR for 2025[110]

Financial Highlights - SFL announced a dividend of $0.20 per share for the quarter[5, 25] - The company reported a net income of $9 million, resulting in earnings per share of $0.07[5] - Gross revenue reached $178 million[5] - Adjusted EBITDA was $113 million[5] Contracted Revenue and Backlog - The company has a contracted backlog of $40 billion[5, 8, 25] - Approximately 67% of the contracted backlog is with investment-grade counterparties[8] Fleet and Operations - The company's portfolio includes 30 container vessels, 18 tankers, 7 car carriers, and 2 energy assets[8] - The average charter term for container vessels is 72 years, for tankers 67 years, for car carriers 35 years, and for energy assets 33 years[8] - Utilization rates for container vessels, car carriers, tankers, and dry bulk vessels were all at 100%[11] - The company invested approximately $100 million in vessel efficiency upgrades since 2023[5] Balance Sheet and Capital Expenditure - The company's cash and cash equivalents at the end of the quarter were $278 million[22, 25] - The company has approximately $44 million of undrawn credit lines[23] - Remaining capital expenditures of $850 million are expected on five large container newbuildings[23]

Q3 2025 Supplemental Information Profitably and Sustainably Growing Value November 2025 Q3 2025 Supplemental Information: Profitably and Sustainably Growing Value November 2025 Forward Looking Statements Safe Harbor This presentation of VAALCO Energy, Inc. ("Vaalco" or the "Company") includes "forward-looking statements" within the meaning of Section 27A of the Securities Act of 1933, as amended (the "Securities Act") and Section 21E of the Securities Exchange Act of 1934, as amended, which are intended to ...

Financial Performance - Workhorse Q3 2025 sales were $24 million, a decrease of $01 million compared to $25 million in Q3 2024, primarily due to lower truck sales, offset by recognition of deferred revenue[22, 23] - Cost of sales for Q3 2025 was $101 million, an increase of $35 million from $66 million in Q3 2024, mainly due to an increase in inventory excess and obsolescence reserve[22, 24] - Operating expenses decreased by approximately $12 million Q3/Q3 YOY and $175 million YTD YOY through disciplined cost management[17] - Net loss for Q3 2025 was $(78) million, compared to $(251) million for Q3 2024[22] - As of September 30, 2025, Workhorse had $382 million in cash and cash equivalents, including restricted cash[27] Strategic Initiatives - Workhorse completed the sale of 15 trucks in Q3 2025, with positive customer feedback driving repeat business and new orders[17] - Workhorse announced a definitive merger agreement with Motiv to broaden the product portfolio and create a leading North American medium-duty commercial EV OEM[18] - Workhorse completed a $20 million sale-leaseback of the Union City facility and $5 million convertible note financing[21] Product Development - Workhorse worked in Q3 to complete the integration, testing, and validation of the Utilimaster Aeromaster walk-in van body, expanding the W56 product line[18] - Development of a cost-effective W56 140 kWh battery model is tracking to plan[18] Near-Term Priorities - Workhorse aims to close the transaction with Motiv and associated financing commitment in Q4 2025, subject to customary closing conditions and shareholder approval[33]

Financial Performance - Telecom Argentina's 9M25 adjusted EBITDA reached US$41 billion, a 73% increase compared to 9M24[12] - The company's 9M25 revenues showed an EBITDA margin of 305%, compared to 288% in 9M24[12] - Service revenues increased by 5% to P$3,860 million in 9M25, compared to P$3,679560 million in 9M24[24] - The company's 9M25 CAPEX was US$615 million, focused on mobile and FTTH network deployment[12] - Free cash flow generation for 9M25 was US$402 million[76] Operational Highlights - The company has a leading position in the market with 32 million Pay TV subscribers and 203 million Mobile subscribers[13] - Broadband subscribers increased to 41 million[14] - Personal Pay onboarded approximately 44 million clients[14] - Mobile ARPU increased by 10% for TEO and 5% for TMA[26] - Broadband ARPU increased by 3% for TEO and 14% for TMA[26] - Pay TV ARPU increased by 2% for TEO and 19% for TMA[26] Debt and Leverage - Net debt to estimated proforma EBITDA LTM9M25 was 19x[12] - Total funds raised in 2025 amounted to US$27 billion[92]

Financial Performance - Q3 2025 - Revenues reached $21 million, a 44% increase compared to $14.6 million in Q3 2024[21] - Gross profit was $9.9 million, with a 47% gross profit margin[20] - Net income after taxes was $7.7 million, or $0.05 per share[20] - Adjusted earnings were $11.6 million, or $0.07 per share[20] - Cash flow from operations was $8.3 million, or $0.05 per share[20] - Free cash flow was $4.5 million, or $5.4 million excluding La Preciosa development costs[20] Production and Resources - 2024 production reached 2.6 million AgEq ounces, with a target of 2.5 to 2.8 million AgEq ounces for 2025[13] - The company has 277 million AgEq ounces of measured and indicated mineral resources and 94 million AgEq ounces of inferred mineral resources[13] - Oxide Tailings Project has proven and probable mineral reserves of 6.70 million tonnes at a silver and gold grade of 55 g/t and 0.47 g/t respectively[13] Costs - Cash costs per silver equivalent ounce sold were $17.09 in Q3 2025[20] - All-in sustaining costs (AISC) per silver equivalent ounce sold were $24.06 in Q3 2025[20]