Portfolio Composition - As of September 30, 2025, the total portfolio comprised 417 properties, including 414 in service, 3 completed developments not in service, and 6 properties under construction[32] - The in-service portfolio's gross leasable area (GLA) totaled 68,526,496 square feet with an occupancy rate of 940%[32] - The company's same-store pool consisted of 395 properties, representing 63,390,096 square feet, which is 93% of the in-service square footage[34] Financial Performance - For the three months ended September 30, 2025, lease revenue was $179424 thousand, compared to $165909 thousand for the same period in 2024[15] - Net income available to common stockholders for the three months ended September 30, 2025, was $65306 thousand, compared to $99363 thousand for the same period in 2024[15] - Funds From Operations (FFO) for the three months ended September 30, 2025, was $103514 thousand, compared to $92479 thousand for the same period in 2024[16] - Same Store Revenues increased by 82% for the three months ended September 30, 2025, reaching $165101 thousand[34] Debt Analysis - As of September 30, 2025, total debt outstanding was $2412834 thousand, with a weighted average maturity of 38 years[21,22] - The weighted average interest rate on total debt was 411% for the three months ended September 30, 2025[22] Acquisitions and Dispositions - Total property acquisitions in 2025 amounted to $1463 million, including the purchase of Camelback 303 Buildings A & B in Phoenix for $1200 million[48] - Property sales in 2025 totaled $269 million, including the sale of 28435 Automation Blvd & 47711 Clipper Street in Detroit for $119 million[62]

Company Overview - Triumph Financial's market capitalization was $1.1 billion as of October 13, 2025 [10] - The company's revenue for the trailing twelve months (TTM) ending September 30, 2025, was $422 million [10] - Net income to common shareholders for the same period was $6.8 million [10] - The U S freight and logistics industry represents a $990 billion market based on gross freight revenue from U S trucking on primary shipments [13] - Trucking accounts for 72 6% of freight carried in the U S [13] Business Segments - Factoring's annualized revenue is $155 million [15] - Payments' annualized revenue is $73 million [15] - Intelligence's annualized revenue is $9 million [15] - Triumph Network includes 535 brokers, 57 factors, 75 shippers, and over 173,000 carriers (TTM) [15] - Triumph handles payments for 43 of the top 100 freight brokers, disbursing over $166 million every day [22] - Triumph is the second-largest transportation factoring firm, purchasing $47 million in invoices daily [23] Sustainable Business Practices - Women represent 61% of the company's overall team members [75] - Ethnic minorities represent 43% of the company's overall team members [75] - In 2024, 424 team members volunteered 8,366 hours, supporting 398 organizations [77] - $54,190 was donated through the Matching Gifts Program in 2024 [79]

Consolidated Results - Net sales reached $1,190.8 million, a 3.8% increase from $1,147.0 million in Q3 2024[10] - Organic sales increased by $34.8 million, representing a 3.0% gain[10] - Currency translation favorably impacted net sales by $9.0 million, contributing 0.8%[10] - Operating earnings before financial services increased by 10.3%, reaching $278.5 million compared to $252.4 million in Q3 2024, representing 23.4% of net sales versus 22.0% last year[10] - Diluted EPS increased by 6.8%, from $4.70 to $5.02[10] Segment Performance - Commercial & Industrial segment sales increased by 0.5% to $367.7 million, with organic sales decreasing by 0.8% or $2.8 million[11] - Snap-on Tools segment sales increased by 1.1% to $506.0 million, with organic sales up by 1.0% or $4.9 million[12] - Repair Systems & Information segment sales increased by 10.0% to $464.8 million, with organic sales up by 8.9% or $38.1 million[13] - Financial Services revenue increased by 0.7% to $101.1 million, while operating earnings decreased by 3.9%[14] Financial Position - Gross finance portfolio totaled $2,534.4 million as of Q3 2025[15] - Free cash flow was $256.7 million for the quarter[16]

Financial Performance - KeyCorp's EPS was $0.41, up 17% QoQ and 37% YoY[11] - Revenue increased by 3% QoQ and 17% YoY[11] - Net interest income (TE) was $1.193 billion, up 4% QoQ and 24% YoY[11] - Noninterest income was $702 million, up 2% QoQ and 8% YoY[11] - ROTCE was 12.5%, up 142 bps QoQ and 168 bps YoY[11] Balance Sheet and Capital - Average loans increased by $512 million QoQ[15] - Average deposits increased by 2% QoQ[18] - CET1 ratio was 11.8%[11] - Marked Common Equity Tier 1 was 10.3%, up 35 bps QoQ[12] - Assets Under Management (AUM) reached $68 billion, up 11% YoY[4] Credit Quality - NCOs / Average Loans was 42 bps[4] - NPAs / Loans + OREO was 63 bps[4] Outlook - Net Interest Income (TE) is expected to be up approximately 22% for FY2025 compared to FY2024[38] - Adjusted Noninterest Income is projected to increase by 5-6% for FY2025 compared to FY2024[38]

Strategy and Market Position - Höegh Autoliners' strategy focuses on anticipating market shifts, early positioning, and compounding returns over time[3] - The company is overweight cargo versus carrying capacity, using a normalized charter market to deliver value from long-term contracts[4] - The company has a historically strong contract backlog, with more cargo than it can carry[5] - In 2024, approximately 60% of the total spot volume was HH/BB share[9] Contractual Agreements - A significant 3-year contract renewal in a key trade lane was signed in August, valued above $100 million[10] - Contract share of volume transported increased by 5% from Q4 2024 to approximately 81%[10] - The average duration of the contract backlog is 3.3 years[10] - 80% of the 2025 lifting capacity is covered by contracts[6] Financial Stability and Debt Management - The company has no refinancing needs for the next 4 years[19] - More than 50% of Höegh Autoliners' committed financing has a 12-year duration at attractive terms[19] - The company has a $720 million credit facility secured by the modern part of the fleet[19] - The company has 21 debt-free vessels and approximately $200 million liquidity buffer through undrawn RCF[19] Carbon Intensity Reduction - Since 2008, the company has improved its carbon intensity by approximately 40%[16] - The company is aiming for zero emissions by 2040[16]

Financial Performance - M&T's revenues reached $2513 million in 3Q25[27] - Net income was $792 million in 3Q25[27] - Diluted EPS increased by 14% quarter-over-quarter (QoQ) and 20% year-over-year (YoY)[29] - Net interest margin increased by 6 bps QoQ and YoY to 368%[29] - Tangible book value per share increased by 3% QoQ and 7% YoY to $11531[30] Balance Sheet - Average loans increased by $11 billion QoQ[40] - Consumer loans rose by 3% (+$745 million) QoQ[40] - Residential real estate loans increased by 3% (+$675 million) QoQ[40] - Commercial real estate (CRE) loans declined by 4% (-$980 million) QoQ[40] - Commercial and industrial (C&I) loans grew by 1% (+$680 million) QoQ[40] Credit Quality - Criticized loans decreased by $584 million QoQ[69] - Net charge-offs as a percentage of average loans was 042% in 3Q25[27] Outlook - The company anticipates a net interest margin of 370% +/- in 4Q25[77]

Financial Performance & Growth - PNFP's 3Q25 linked-quarter annualized revenue growth rate was 31.5%[25] - Adjusted EPS grew 54.0% linked-quarter annualized in 3Q25[25] - Average loans grew 7.8% linked-quarter annualized in 3Q25[38] - Average deposits grew 11.3% linked-quarter annualized in 3Q25[45] - The industry is increasing its estimate for 2025 year-over-year net interest income growth to 13-14%[68] - The industry is increasing its estimate for 2025 fee growth over 2024 to approximately 20-22%, excluding certain items[68] Strategic Initiatives & Market Position - PNFP's FDIC deposit market share in Nashville increased by 7.3 percentage points from 2015 to 2025[27] - PNFP's offer acceptance rate for revenue producers remained high at 91.6% in 3Q25[36] - The industry plans to add approximately 150 revenue producers in 2026, with further increases planned for 2027[37] Merger with Synovus Financial Corp - The merger with Synovus is expected to result in a 21% EPS accretion by 2027[72] - Pro forma CET1 at close is projected to be 10.1%[72] - The merger is expected to close in Q1 2026, with operational conversion in Q1 2027[72] BHG Financial Overview - BHG reported strong year-to-date earnings of $189 million[63] - BHG's placements to institutional investors was a record in 3Q at $1.3 billion[179] - Over 80% of BHG's 2025 originations were to borrowers with FICO scores of 700+[191]

Wipro Limited Highlights for the Quarter ended September 30, 2025 11.1% APMEA STRATEGIC MARKET UNITS MIX 33.0% AMERICAS 1 29.6% AMERICAS 2 26.3% EUROPE SECTOR MIX Banking, Financial Services and Insurance 34.3% Consumer 18.2% Technology and Communications 15.6% Health 14.5% Energy, Manufacturing and Resources 17.4% $4.7 Bn LARGE DEAL TCV 90.5% YoY CC $2.9 Bn 30.9% YoY CC TOTAL BOOKINGS EPS ₹3.1 Operating cash Flow/Net Income Operating Cash Flow $382 Mn 103.8% 2.5% QoQ 1.0% YoY $2.6 Bn QoQ Constant Currency ...

Financial Performance - U S Bancorp's earnings per share grew by 18 4% compared to 3Q24[6] - Net interest income reached $4 25 billion in 3Q25[6] - Fee revenue increased by 9 5% year-over-year in 3Q25[6] - The efficiency ratio improved to 57 2%[7] - Return on tangible common equity was 18 6%[8] - Return on average assets was 1 17%[8] - Net interest margin increased by 9 basis points compared to 2Q25 reaching 2 75%[8] Revenue and Growth Strategies - Fee income represents approximately 42% of U S Bancorp's total net revenue[9] - Adjusted fee revenue growth was $463 million or +5 2% year-over-year[10] - Impact finance revenue increased to $251 million for the first nine months of 2025, demonstrating a 17% compound annual growth rate (CAGR)[15] Balance Sheet and Credit Quality - The CET1 capital ratio strengthened to 10 9%[8] - The net charge-off ratio improved to 0 56%[8] - Total assets reached $695 4 billion[33] - Total loans amounted to $382 5 billion[33] - Total deposits reached $526 1 billion[33]

Financial Performance & Growth - Jefferies' net revenues have grown significantly, reaching $72 billion LTM Q3'25, an 86% increase compared to $39 billion in 2019[38] - The firm's ROTE (Return on Tangible Equity) to all shareholders from continuing operations has improved to 103% LTM Q3'25, a 440 bps increase from 59% in 2019[38] - Asset Management total fees increased +456% from $2 million in 2019 to $139 million LTM Q3'25[145] Investment Banking - Investment Banking net revenues reached $36 billion LTM Q3'25, marking the 2nd highest in the firm's history[19] - Advisory revenues hit a record $21 billion LTM Q3'25[19] - Jefferies' global investment banking market share increased to 41% in Q3'25 Ann, a 30 bps increase from 38% in 2024[22] - The firm's 2025 fee wallet increased by 11%, driven by corporate activity, while sponsor activity is yet to return to growth[65] Equities - Equities net revenues achieved a record high, with LTM Q3'25 revenues reaching $1833 million, a 137% increase compared to 2019[81] - International revenue now represents 42% of global revenue, up from 34% in 2019[94] - Global equities cash market share reached a record 5% in Q2'25[19] Strategic Partnerships - SMBC will increase equity ownership in Jefferies from 145% to up to 20% in the open market[29] - Jefferies and SMBC's alliance has led to a >4x increase in Jefferies' M&A and ECM market share for joint sponsor clients since launch in 2024[30]