Argentine Economy - Real Gross Domestic Product is projected to increase by 3.6% in 2025 and 3.9% in 2026[5] - The Non-Financial Public Sector's Primary Fiscal Balance is projected to be 0.3% of GDP in both 2025 and 2026[14] - The Argentine Central Bank financing is projected to be 0.6% of GDP in 2025[16] - The current account is projected to be 0.3% of GDP in 2025[25] - Exports are projected to reach $81.5 billion in 2025 and $82.9 billion in 2026[26] Argentine Financial System - Financial Depth: Deposits are 18% of GDP and Loans are 10% of GDP in Argentina[44] - Private Sector Deposits increased 135.2% YoY and Private Sector Credit increased 135% YoY as of November 2025[49, 51] - As of August 31, 2025, Private Sector Banks hold 30.8% of the market share of private-sector deposits[62] - As of September 2025, the banking system's ROE is -0.1% and ROA is 0.0%[66, 67] Grupo Financiero Galicia (GFG) - GFG's ROE for 3Q25 was (4.7)% and ROA was (0.8)%[83] - Banco Galicia's ROE for 3Q25 was (7.3)% and ROA was (1.3)%[92] - Naranja X's ROE for 3Q25 was (2.5)% and ROA was (0.4)%[159]

FOURTH QUARTER FY2025 EARNINGS NOVEMBER 26, 2025 SAFE HARBOR The information provided in this presentation may include forward-looking statements relating to future events or the future financial performance of the Company. Because such statements are subject to risks and uncertainties, actual results may differ materially from those expressed or implied by such forward-looking statements. Words such as "aims", "anticipates," "plans," "expects," "intends," "will," "potential," "hope" and similar expressions ...

4Q 2025 Earnings Call 26 November 2025 Forward-Looking Statements This earnings call, this presentational and accompanying materials may include forward-looking statements within the meaning of the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. Forward-looking statements may be identified by words such as "forecast," "guidance," "project," "target," "outlook," "prospects," "expect," "estimate," "will," "goal," "plan," "anticipate," "intend," "predict," "believe," "likely," " ...

Q3 2025 EARNINGS PRESENTATION 1 MV EFROSSINI EEDI-PHASE 3 – IMO NOx TIER III KAMSARMAX DELIVERED APRIL 2025 This presentation contains forward-looking statements (as defined in Section 27A of the Securities Act of 1933, as amended, and in Section 21E of the Securities Exchange Act of 1934, as amended) concerning future events, the Company's growth strategy and measures to implement such strategy, including expected vessel acquisitions and entering into further time charters. Words such as "expects," "intend ...

BBVA Argentina November 2025 3Q25 Earnings Conference Call BBVA Argentina Corporate Presentation p. 1 3Q25 Profitability Indicators Net Income (AR$ billion, INFLATION ADJUSTED) -40% -46% ROA ROE BBVA Argentina Corporate Presentation p. 2 3Q25 Main Highlights – Ar$ Real Terms 3Q25 Net Income NET INTEREST INCOME OPERATING EXPENSES EFFICIENCY RATIO* (%) 57.6% in 3Q25 210.0 bn LOAN LOSS ALLOWANCES 1 3 2 585.5 bn FINANCIAL MARGIN 79.8 bn 494.6 bn -25.3% QoQ -33.6% YoY -6.6% QoQ -3.5% YoY +37.1% QoQ +286.3% YoY - ...

Business Performance - Loan book grew by 8% QoQ, outperforming the industry growth of 7.6%[8] - Total deposits increased by 15% QoQ and 40% YoY[8] - US$ deposits reached record levels, up 31% QoQ and 56% YoY[8] - Net fee income increased by 7% QoQ and 9% YTD[8] Profitability and Asset Quality - The company experienced a net loss of 50 billion in 3Q25 due to increased Cost of Risk (COR)[8] - Net Interest Margin (NIM) declined to 11%[8] - NPL ratio increased to 3.9%[8] - Net COR was 6.4% in 3Q25 and 5.2% YTD[8] Strategic Initiatives and Capital - CET1 ratio stood at 13.2% as of September 2025, increasing to 14.5% by October 2025[8, 18] - The company continued to evolve its SuperApp[8] - Cost reduction of 2% QoQ and 12% YTD was achieved[8] Macroeconomic Context - The Central Bank Market Expectations Survey as of October 2025 projected inflation of 30%, an Fx eop at 1,532, and GDP growth of 3.9% in 2025[15, 19]

Peter Wawer (GIP Division President), Adam White (PSS Division President) London, 26 - 27 November 2025 We Power AI Divisional update call public 1 Agenda and speakers 13% 11% 8% 6% 3% 59% E-mobility Power infrastructure1 Software- defined vehicle IoT AI/Data center FY25 revenue of €14.7bn by segment and key growth application Main growth contributors (addressed by multiple segments) Other applications 1 Power infrastructure = Renewables + Grid infrastructure (e.g. transmission, distribution, storage…) Spea ...

Driving seamless large- scale data collection and analysis for insights and competitive advantage Investor Presentation – Q3 2025 November 2025 Nasdaq: ALAR TASE: ALAR ©2025 Alarum Technologies Ltd. All Rights Reserved 1 Disclaimer & forward-looking statements This presentation was by prepared Alarum Technologies Ltd. (the "Company" or "Alarum"). This presentation does not constitute an offer to purchase or sell securities of the Company or an invitation to receive such offers, nor does it constitute a reco ...

Business Highlights - EHang's Q3 2025 saw sales and deliveries of 42 eVTOL aircraft, including 41 EH216 series units and one VT35 unit[12] - The company unveiled VT35 for intercity advanced air mobility with initial delivery[12, 15] - EHang launched Thailand AAM Sandbox Initiative, paving way for commercial operations overseas[12, 24] - The company expanded global footprints in Qatar, Japan, Kazakhstan and Rwanda[12, 29, 30, 31, 32, 33] - VT35 has a fully loaded design range of approximately 200 km, enabling one-hour intercity air mobility[18] - VT35 received purchase orders at a unit price of RMB65 million from customers in Anhui, Zhejiang, and Hainan, and has started delivery in Q3[18] - EHang has conducted over 1,700 safe operational flights by the first two OC operators[19] Financial Performance - Total revenues for Q3 2025 were RMB92472 million, a decrease of 278% year-over-year and 372% quarter-over-quarter[12, 49] - Gross profit for Q3 2025 was RMB56209 million, a decrease of 283% year-over-year and 390% quarter-over-quarter[49] - The company maintained full-year revenue guidance of RMB500 million[12]

Financial Performance & Highlights - The company reported a profit of USD 173 million for Q3 2025, with an EBITDA of USD 2384 million[13] - The company's contract backlog stands at USD 295 billion[13] - The company's liquidity is USD 5556 million[13] - The company will generate a capital gain of USD 267 million from the sale of VLCC Dalma in Q4 2025[13] - The company will generate a capital gain of USD 24 million from the sale of Capesize Battersea in Q4 2025[13] - The company will generate a capital gain of USD 204 million from the sale of Suezmax Sofia in Q4 2025[13] Fleet & Market Update - The company's fleet includes 205 modern eco vessels, with an average age of 56 years[9] - The orderbook to fleet ratio for VLCC is 154% and for Suezmax is 208%[15] - The company's dry bulk fleet outperformed the Q3 5TC Baltic Capesize Index by 255%[33] - Windcat CSOVs achieved a TCE of USD 27272 per day in Q3 2025, with Q4 TCE quarter-to-date rates at USD 118870 per day (837% fixed)[86]