Financial Performance - Net income available to common stockholders was $457 million, a 14% increase QoQ and a 33% increase YoY[8] - Diluted earnings per share (EPS) reached $1.05, up 14% QoQ and 36% YoY[8] - Pre-provision profit (PPNR) increased by 9% QoQ and 20% YoY, reaching $783 million[8, 13] - Total revenue was $2.118 billion, up 4% QoQ and 11% YoY[8] - Net interest income (NII) was $1.488 billion, up 4% QoQ and 9% YoY[8] - Noninterest income was $630 million, up 5% QoQ and 18% YoY[8] Key Metrics - Net interest margin (NIM) increased by 5 bps QoQ to 3.00%[8] - Efficiency ratio improved by approximately 170 bps QoQ to 63.0%[8, 14] - Return on tangible common equity (ROTCE) was 11.7%, up 70 bps QoQ[8, 14] Balance Sheet and Capital - Average deposits increased by approximately $2 billion, or 1% QoQ, to $176 billion[8, 14] - Period-end loans increased by 1% QoQ[14] - Common Equity Tier 1 (CET1) ratio was 10.7%[14]

Bank of America 3Q25 Financial Results October 15, 2025 3Q25 Highlights | Balance Sheet Strength | Revenue Growth | Earnings Growth | | --- | --- | --- | | Deposits $2.0T1 | Revenue $28.1B4 | Net income $8.5B | | +4% YoY | +11% YoY | +23% YoY | | Loans $1.2T1 | Net interest income | EPS $1.065 | | +8% YoY | +9% YoY | +31% YoY | | CET1 11.6% | Sales & trading | Operating leverage6 | | well above reg. min.2 | +9% YoY | 5.6% | | Robust liquidity | IB fees | Efficiency ratio | | GLS $961B3 | +43% YoY | 62% | | ...

GCM Grosvenor ("GCMG") Investor Day October 15, 2025 GCM GROSVENOR | Welcome & Opening Remarks Stacie Selinger Head of Investor Relations GCM GROSVENOR | FORWARD-LOOKING STATEMENTS AND OTHER DISCLOSURES This presentation has been prepared by GCM Grosvenor Inc. solely for informational purposes for its public stockholders and other stakeholders in connection with evaluating the business, operations and financial results of GCM Grosvenor. This presentation is not intended to and does not constitute an offer t ...

THIRD QUARTER 2025 FINANCIAL RESULTS October 15, 2025 Disclaimers Cautionary Statement Regarding Forward-Looking Statements The following slides are part of a presentation by Synchrony Financial in connection with reporting quarterly financial results and should be read in conjunction with the earnings release and financial supplement included as exhibits to our Current Report on Form 8-K filed today and available on our website (www.investors.synchrony.com) and the SEC's website (www.sec.gov). All referenc ...

Q2 2026 Earnings Presentation October 15, 2025 1 Today's Presenters Zak Calisto Group CEO & Founder Goy Hoeshin Group CFO Carmen Calisto Group Chief Strategy & Marketing Officer 2 2 DISCLAIMER Forward-Looking Statements The information in this presentation (which includes any oral statements made in connection therewith, as applicable) includes "forward-looking statements." Forward-looking statements are based on our beliefs and assumptions and on information currently available to us, and include, without ...

Business Update October 15, 2025 Forward-Looking Statements Today's presentation includes forward-looking statements that reflect Bunge's current views with respect to future events, financial performance and industry conditions. These forward-looking statements are subject to various risks and uncertainties. Bunge has provided additional information in its reports on file with the Securities and Exchange Commission concerning factors that could cause actual results to differ materially from those contained ...

DNP Group Sustainability Briefing 2025 October 15, 2025 Dai Nippon Printing Co., Ltd. Ⓒ2025 Dai Nippon Printing Co., Ltd. All Rights Reserved. DNP Group Sustainability Briefing 2025 | (1) DNP's Sustainable Management | President | Yoshinari Kitajima | | --- | --- | --- | | (2) Initiatives for Environment and | Corporate Officer | Hideto Sakata | | Strengthening Intellectual Capital | | | | (3) Sustainable Growth Strategy | Managing Director | Minako Miyama | | through Sponsorship Programs | | | | (4) Initia ...

Financial Performance - Net income was $127.5 million, or $1.49 per diluted share, compared to $113.5 million, or $1.32 per diluted share in 2Q25[25] - Adjusted Pre-Provision Net Revenue (PPNR) totaled $175.6 million, up $7.6 million, or 5%, compared to 2Q25[25] - Net Interest Margin (NIM) was 3.49%, consistent with the prior quarter[25] - Efficiency ratio improved to 54.10%, an 81 bps improvement compared to the prior quarter[25] Balance Sheet - Total assets reached $35.8 billion[10] - Loans totaled $23.6 billion, up $135 million, or 2% linked-quarter annualized (LQA)[10, 25, 29] - Deposits decreased by $387 million, or 5% LQA, to $28.7 billion[10, 25, 38] - Criticized commercial loans decreased, while nonaccrual loans increased[25] Capital and Reserves - CET1 ratio was estimated at 14.08%, up 11 bps linked-quarter[25] - Tangible Common Equity (TCE) ratio was 10.01%, up 17 bps linked-quarter[25] - Allowance for Credit Losses (ACL) coverage was solid at 1.45%, unchanged from the prior quarter[25] Strategic Initiatives - The company hired 20 net new bankers from 3Q24 to 3Q25, a 9% increase[23] - Five additional financial center locations are planned for Dallas MSA[23]

Financial Performance - Citigroup's Q3 2025 revenues reached $22.1 billion, a 9% increase year-over-year[5] - Net income for Q3 2025 was $3.8 billion, up 16% year-over-year, or $4.5 billion excluding notable items, a 38% increase year-over-year[5] - Earnings per share (EPS) for Q3 2025 were $1.86, a 23% increase year-over-year, or $2.24 excluding notable items, a 48% increase year-over-year[5] - The company returned approximately $6.1 billion to common shareholders through share repurchases and dividends in Q3 2025, including $5.0 billion in share repurchases[5] Business Segment Performance - Services revenues increased by 7% year-over-year to $5.4 billion in Q3 2025[7] - Markets revenues increased by 15% year-over-year to $5.6 billion in Q3 2025[7] - Banking revenues increased by 34% year-over-year to $2.1 billion in Q3 2025[7] - U.S Personal Banking revenues increased by 7% year-over-year to $5.3 billion in Q3 2025[7] Capital and Credit Quality - Citigroup's CET1 Capital Ratio was 13.2%, approximately 110 bps above the regulatory requirement[5] - U.S Credit Cards Loans reached $168 billion in Q3 2025[19]

Firm Performance & Strategy - Wells Fargo is a U S focused bank benefiting from the strength of the U S economy, with over 95% of its revenue U S -based in 2024[5, 7] - The company has simplified its businesses through sales and exits, while making key investments in areas like bankers, marketing, credit card offerings, and technology[9, 10] - Wells Fargo is targeting a 17-18% Return on Tangible Common Equity (ROTCE) over the medium-term, aiming to manage its Common Equity Tier 1 (CET1) ratio down to 10-10 5%[27, 29] Q3 2025 Financial Highlights - Net income for Q3 2025 was $5 6 billion, or $1 66 per diluted common share, which included a $(296) million severance expense[35] - Revenue for Q3 2025 reached $21 4 billion, a 5% increase, with net interest income up 2% to $12 0 billion and noninterest income up 9% to $9 5 billion[35] - Average loans in Q3 2025 totaled $928 7 billion, up 2%, while average deposits were slightly down at $1 3 trillion[35] - The Common Equity Tier 1 (CET1) ratio stood at 11 0% with Common Equity Tier 1 capital of $136 6 billion, and the Liquidity Coverage Ratio (LCR) was 121%[36, 37] Segment Performance - Consumer Banking and Lending (CBL) reported total revenue of $9 65 billion, up 6% year-over-year, with average loans at $325 3 billion and average deposits at $781 3 billion[68] - Commercial Banking (CB) reported total revenue of $3 041 billion, down 9% year-over-year, with average loans at $219 4 billion and average deposits at $172 0 billion[70] - Corporate and Investment Banking (CIB) reported total revenue of $4 879 billion, down 1% year-over-year, with total loans of $295 9 billion and deposits of $204 1 billion[71] - Wealth and Investment Management (WIM) reported total revenue of $4 196 billion, up 8% year-over-year, with average loans at $86 2 billion and average deposits at $127 4 billion, and total client assets of $2 473 trillion[73] Outlook - The company expects 2025 net interest income (NII) to be roughly in line with 2024 NII of $47 7 billion[78] - The company expects 2025 noninterest expense to be approximately $54 6 billion, which includes higher severance and revenue-related compensation expenses[78]