This Presentation contains certain financial measures that are not measures recognized under U.S. generally accepted accounting principles ("GAAP") and therefore are considered non-GAAP financial measures. These non-GAAP financial measures may include, without limitation, adjusted net income, adjusted diluted earnings per common share, adjusted pre-tax pre-provision net revenue, consolidated and segment core revenue, consolidated and segment core noninterest expense and core noninterest income, consolidated ...

TVMH Q1 2025 revenue April 14, 2025 CD This document may contain certain forward looking statements which are based on estimations and forecasts. By their nature, these forward looking statements are subject to important risks and uncertainties and factors beyond our control or ability to predict, in particular those described in IVMF i Universal Registration Document which is available on the website (www.lymh.com). These forward looking statements should not be considered as a guarantee of future performa ...

First Quarter 2025 Earnings Results Presentation April 14, 2025 Results Snapshot | Net Revenues | | Net Earnings | | EPS | | | | --- | --- | --- | --- | --- | --- | --- | | 1Q25 | $15.06 billion | 1Q25 | $4.74billion 1Q25 | | | $14.12 | | Annualized ROE1 | | Annualized ROTE1 | | Book Value Per Share | | | | 1Q25 | 16.9% | 1Q25 | 18.0% 1Q25 | | $344.20 | (+2.2% YTD) | | Quarterly Highlights | | | | 4 Selected Items | | | | 3rd | highest quarterly net revenues | | $ in millions, except per share amounts | | | ...

While there can be no assurance that any list of risks and uncertainties is complete, important factors that could cause actual outcomes and results to differ materially from those contemplated by forward-looking statements include the following, without limitation: economic conditions and growth rates, including inflation and market volatility; events and developments in the financial services industry, including industry conditions; changes in interest rates, spreads on earning assets and interest-bearing ...

4th Quarter Fiscal 2025 Financial Results April 14, 2025 Use of Non-GAAP Financial Measures Forward-Looking Statements Information included in this presentation may contain forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. Forward- looking statements are not statements of historical fact but rather reflect our current expectations concerning future events and results. These statements may include the use of the words "believes," "expects," "intends," "pla ...

1Q25 Financial Results April 11, 2025 © 2025 Wells Fargo Bank, N.A. All rights reserved. 1Q25 results | | • Net income of $4.9 billion, or $1.39 per diluted common share, included: | | | | --- | --- | --- | --- | | | ($ in millions, except EPS) | Pre-tax Income | EPS | | | Discrete tax benefits related to the resolution of prior period matters | $313 | $0.09 | | | Gain on the previously announced sale of the non-agency third party servicing segment of our commercial mortgage servicing business | 263 | 0.06 ...

2025 FIRST QUARTER INVESTOR TELECONFERENCE APRIL 11, 2025 1 SAFE HARBOR STATEMENT All statements made herein that are not historical facts (e.g., future operating results, long-term share gains, and business activity, as well as expectations regarding operations, including gross and operating income margin, future inventory levels, pricing, weighted FMI device signings, operating costs (including SG&A), capital expenditures, sales through our digital footprint, cash flow generation, the potential impact of ...

April 11, 2025 1Q25 Financial Results 1Q25 Financial highlights | | CET1 capital ratios2 | $1.8T Std. RWA3 | | --- | --- | --- | | ROTCE1 21% | 15.4% Adv. 15.5% Std. | $1.5T Cash and marketable securities4 | | | $558B Total Loss-Absorbing Capacity2 | $1.3T Average loans | | | ⚫ 1Q25 net income of $14.6B and EPS of $5.07 Managed revenue of $46.0B5 ⚫ | | | Income statement | | | | | ⚫ Expense of $23.6B and managed overhead ratio of 51%5 | | | Balance sheet | | | | | ⚫ Loans: average loans of $1.3T up 2% YoY a ...

2025 PriceSmart, Inc. Overview Presentation Issued April 2025 NASDAQ : PSMT This presentation may contain forward-looking statements concerning PriceSmart, Inc.'s ("PriceSmart", the "Company" or "we") anticipated future revenues and earnings, adequacy of future cash flows, future dividends, omni-channel initiatives, proposed warehouse club openings, the Company's performance relative to competitors and related matters. These forward-looking statements include, but are not limited to, statements containing t ...

FY25 FINANCIAL RESULTS & FY26 TO FY28 OUTLOOK April 9, 2025 FORWARD-LOOKING STATEMENTS This presentation, including the oral statements made in the live conference call in connection herewith, contain forward-looking statements that are based on certain assumptions, estimates, expectations, plans, analyses, and opinions made by management in light of their experience and perception of historical trends, current conditions, and expected future developments, as well as other factors management believes are ap ...