Financial Performance - Q2 2025 - Net income was $1.3 million, compared to a net loss of $2.0 million in the prior year's second quarter[10] - Reported EPS was $0.04, with adjusted EPS at $0.03, after adjusting for restructuring charges of $0.7 million (net of tax) and a tax valuation allowance of ($0.9) million[10] - Adjusted EBITDA increased by $1.5 million year-over-year to $12.0 million, representing 9.1% of net sales[10] - Inventory decreased by $20.7 million, a 12.2% reduction compared to the previous year[10] Balance Sheet and Liquidity - Cash and cash equivalents totaled $5.7 million, with net liquidity at $73.3 million[10] - Total debt stood at $32.5 million, resulting in a debt to capital ratio of 16.3%[17] Fiscal Year 2025 Outlook - The company is maintaining its fiscal year 2025 financial guidance, with an adjusted EBITDA range of $20 to $25 million[10]

RESULTS PRESENTATION 3Q25 | 9M25 André Guillaumon CEO Ana Paula Zerbinati IR and Capital Market Head Gustavo Lopez CFO & IRO 9M25 EARNINGS CALL PORTUGUÊS Essa videoconferência será em português, com tradução simultânea para o inglês. Alteração de Idioma: para acessar a tradução simultânea, clique no botão Interpretation, na parte inferior direita da tela, e escolha o idioma "Inglês". Para fazer perguntas: clique no ícone Q&A e escreva seu nome e empresa ou levante a mão para entrar na fila. Ao ser anunciado ...

Nasdaq: CRMT Q1 FY'26 Supplemental Slides AMERICA'S CAR-MART, INC. September 4, 2025 Disclaimers This presentation has been prepared as a supplement to the Company's earnings announcement for the first quarter of fiscal year 2026 and does not purport to be all-inclusive or to contain all of the information regarding the Company. The information and data contained herein should be read in conjunction with, and not in lieu of, the Company's annual, quarterly and other reports filed with the Securities and Exc ...

Financial Performance and Targets - The company is committed to reaching 5-7% organic sales growth[25, 54, 59, 92, 339, 404] - The company has confidence in achieving a 20% operating income (OI) margin by 2027[25, 54, 95, 103, 335, 342, 405] and is aiming to move beyond this target[99, 336, 395] - The company projects adjusted EPS growth of 12-15%[54, 103, 376, 403] - The company's 2025 adjusted EPS is projected to be $752[53] - The company's 2024 sales reached $16 billion[51, 66, 78, 116, 384] with a compound annual growth rate (CAGR) of 6%[51, 60, 93, 400] Growth Drivers and Opportunities - The company has a $60 billion growth opportunity with existing customers[37, 78, 113, 116, 152, 384] - The company identifies a $35 billion opportunity with its top 35 customers[79, 117, 119, 124, 385] - The company's growth engines, including Pest Elimination, Life Sciences, Global High-Tech, and Ecolab Digital, are expected to drive growth[60, 63, 67, 84, 351, 387] - The company's Ecolab Digital is projected to have $380 million in sales in 2025[85, 90, 351, 387] Strategic Initiatives - The company is focused on "One Ecolab" to drive faster growth and best-in-class performance[39, 65, 68, 76, 77, 112, 118, 125, 154, 182, 214, 356] - The company is leveraging AI to fuel growth and improve productivity, with projected savings of $140 million through Agentic AI[39, 119, 357] - The company is acquiring Ovivo Electronics to strengthen its Global High-Tech growth engine[86]

Financial Performance - Total assets reached $5.48 billion, a 21% increase year-over-year[6, 11] - Credit assets totaled $4.78 billion, up 18% year-over-year and 6% sequentially[6, 7, 11, 18] - Total revenue was $31.6 million, representing a 17% year-over-year increase and a 5% sequential increase[6, 14, 15] - Adjusted net income was $9.7 million, consistent with the previous year and up 11% sequentially[6, 14] - Adjusted EPS was $0.30, a 17% decrease year-over-year but a 7% increase sequentially[6, 14] Balance Sheet Strength - Cash and securities increased to $0.62 billion, a 55% increase year-over-year[11] - Book value per common share increased to $16.42, an 8% increase year-over-year[11] - CET1 ratio stood at 13.56%, an increase of 181 bps year-over-year[11] - Leverage ratio was 8.90%, an increase of 36 bps year-over-year[11] Segment Performance - Digital Banking Canada revenue was $26.619 million, a 6% increase year-over-year and a 4% sequential increase[15] - Digital Banking USA revenue was $3.116 million, a 25% sequential increase[15]

Company Overview - Ryerson's TTM revenue is $4.4 billion, with an adjusted EBITDA of $109 million and an adjusted EBITDA margin of 2.5%[6] - The company's market capitalization is $0.7 billion, and net debt is $479 million[6] - Ryerson aims for a mid-cycle EBITDA of $350-400 million through self-help actions[31] Market Position and Strategy - Ryerson is a leading metal solutions provider with a digital network across North America[9, 10] - The company focuses on improving customer experiences through innovation, integration, and supply-chain optimization[9] - Ryerson is working to increase transactional revenue to over 60% of its business and value-added revenue to 20%[32, 74] - The company is targeting an expense-to-sales ratio of 13-15%[32, 74] Financial Priorities - Ryerson aims to maintain a leverage ratio through the cycle of 0.5x to 2.0x[44, 47] - The company has $38 million remaining in its share repurchase authorization, expiring in April 2026[46] Capital Expenditures - Ryerson's LTM free cash flow generation is $137 million[68] - The company is investing in modernization and value-add initiatives, with capital expenditures of $50 million in 2025E[69]

Company Overview - DSG is a leading specialty industrial distribution platform with a focus on MRO, OEM, and Industrial Technologies [12] - The company's TTM Adjusted Revenue as of June 30, 2025, was $1.96 billion [13] - Adjusted EBITDA margin was approximately 9.6% [13] - The company has over 200,000 customers and offers over 740,000 unique SKUs [13] Financial Performance - Q2 2025 revenue reached $502 million, a $63 million or 14.3% increase year-over-year, with organic average sales growing 3.3% [51] - Q2 2025 adjusted EBITDA was $48.6 million, representing 9.7% of sales [51] - The company has authorized a $37.5 million share repurchase program, with $20 million repurchased YTD 2025 and $6.3 million still available under prior authorizations [53] Strategic Focus - The company has a dual-pronged growth strategy, focusing on end markets with long-term strong tailwinds and strategic acquisitions [23] - Since 2022, DSG has completed 11 strategic acquisitions with purchase price range from 4.6x – 9.4x (weighted 8.3x) [23] - The company serves a broad and diverse set of end markets, catering to over 200,000 customers [24]

Financial Performance - Ciena's Q3 FY2025 revenue reached $1.2194 billion, a 29.4% increase compared to $942.3 million in Q3 FY2024[50] - The adjusted gross margin for Q3 FY2025 was 41.9%, slightly lower than the 43.7% in Q3 FY2024[50] - Adjusted operating expenses for Q3 FY2025 were $380.2 million, compared to $336.0 million in Q3 FY2024[50] - Adjusted EBITDA for Q3 FY2025 was $158.0 million, significantly higher than the $98.5 million in Q3 FY2024[50] - Adjusted EPS for Q3 FY2025 was $0.67, a substantial increase from $0.35 in Q3 FY2024[50] Segment and Geographic Revenue - Optical Networking revenue was $815.5 million, representing 66.9% of total revenue in Q3 FY2025, compared to $606.8 million (64.4%) in Q3 FY2024[54] - Routing and Switching revenue was $125.9 million, accounting for 10.3% of total revenue in Q3 FY2025, versus $92.7 million (9.8%) in Q3 FY2024[54] - Non-telco customers represented 53% of total revenue in Q3 FY2025[48] - Direct Cloud Provider revenue grew 94% year-over-year and represented 40% of total revenue[48] - EMEA revenue grew 38% year-over-year, and APAC revenue grew 24% year-over-year[48] Q4 FY2025 Outlook - Ciena projects revenue between $1.24 billion and $1.32 billion for Q4 FY2025[71] - The company anticipates an adjusted gross margin of 42% to 43% for Q4 FY2025[71] - Adjusted operating expenses are expected to be in the range of $390 million to $400 million for Q4 FY2025[71]

© Copyright 2025 Endava Q4 FY2025 Investor presentation statements as representing our views as of any date subsequent to the date of this presentation. Moreover, which have certain limitations and should not be © Copyright 2025 Endava considered in isolation, or as alternatives to or substitutes for, financial measures determined in accordance with IFRS. The non-IFRS measures as defined by us may not be comparable to similar non- IFRS measures presented by other companies. Our presentation of such measures ...

© 2025 AT&T Intellectual Property. AT&T and globe logo are registered trademarks and service marks of Cautionary Language Concerning Forward-looking Statements 2025 Global TMT Conference Jenifer Robertson Executive Vice President & General Manager – Mass Markets AT&T Inc. September 4, 2025 AT&T Intellectual Property and/or AT&T affiliated companies. All other marks are the property of their respective owners AT&T Proprietary (Internal Use Only) - Not for use or disclosure outside the AT&T companies except u ...