FirstSun Capital Bancorp NASDAQ: FSUN 4Q2025 Earnings Presentation January 26, 2026 Disclaimers Forward Looking Statements This presentation contains forward-looking information and statements by FirstSun Capital Bancorp (the "Company") within the meaning of the Private Securities Litigation Reform Act of 1995. Forward- looking statements are generally identifiable by the use of words such as "believe", "expect", "anticipate", "plan", "project", "intend", "estimate", "may", "will", "would", "could", "should ...

INVESTOR CALL FY26 Q2 FORWARD-LOOKING STATEMENT Statements in this presentation that are not historical facts are forward-looking statements within the meaning of Section 27A of the Securities Act of 1933, as amended, and Section 21E of the Securities Exchange Act of 1934, as amended, and are intended to be covered by the safe harbor provisions of the Private Securities Litigation Reform Act of 1995. We may also make forward-looking statements in other documents we file with the Federal Deposit Insurance Co ...

Fourth Quarter 2025 Earnings Review Kelly Ortberg President and Chief Executive Officer January 27, 2026 Copyright © 2026 Boeing. All rights reserved. Caution Concerning Forward-Looking Statements Certain statements made today constitute "forward-looking statements" within the meaning of the Private Securities Litigation Reform Act of 1995. Words such as "may," "will," "should," "expects," "intends," "projects," "plans," "believes," "estimates," "targets," "anticipates," and other similar words or expressio ...

Investor Presentation Fourth Quarter 2025 BE THE #1 BANK FOR OUR CUSTOMERS Meet customers where they are. We are their first choice, always one step ahead, fostering loyalty and deepening relationships at every stage of their lives, to drive growth BE SIMPLE AND EFFICIENT Deliver solutions faster, improve productivity, and reduce costs Cautionary Note Regarding Forward-Looking Statements This presentation contains "forward-looking statements" within the meaning of the U.S. Private Securities Litigation Refo ...

Earnings Presentation Fourth Quarter 2025 NBTB Forward-Looking Statements This presentation contains forward-looking statements, as defined in the Private Securities Litigation Reform Act of 1995. These statements may be identified by the use of phrases such as "anticipate," "believe," "expect," "forecasts," "projects," "will," "can," "would," "should," "could," "may," or other similar terms. There are a number of factors, many of which are beyond the Company's control, that could cause actual results to di ...

This presentation contains forward-looking statements within the meaning of the federal securities laws. Forward-looking statements include all statements that are not historical statements of fact and those regarding our intent, belief, or expectations, including, but not limited to: benefits and synergies of the Druck, Panametrics and ReuterStokes, and optek-Danulat acquisitions; strategic and competitive advantages of Crane; future financing plans and opportunities; and business strategies, prospects and ...

FOURTH QUARTER 2025 EARNINGS CALL LEON TOPALIAN Chair and CEO STEVE LAXTON President, COO and CFO January 27, 2026 FORWARD-LOOKING STATEMENTS Certain statements made in this presentation may constitute forward-looking statements within the meaning of the Private Securities Litigation Reform Act of 1995. These statements involve risks and uncertainties. The words "anticipate," "believe," "expect," "intend," "may," "project," "will," "should," "could" and similar expressions are intended to identify forward-l ...

Fiscal Q2 2026 Earnings Results January 27, 2026 Forward-Looking Statements Statements made in this presentation include statements that are forward-looking or that express management's beliefs, expectations or hopes and are forward-looking statements under the Private Securities Litigation Reform Act of 1995. These statements include, among other things, our future financial performance and results, business strategy, plans, goals and objectives, including certain outlook, business trends, our dividend and ...

Financial Performance & Outlook - JetBlue progressed its JetForward transformation, delivering $305 million of incremental EBIT in 2025[6,19] - The company maintained a solid liquidity position of $2.5 billion, representing approximately 27% of trailing twelve-month revenue, and ~$6.5 billion in unencumbered assets[7] - JetBlue expects to drive $310 million of incremental EBIT in 2026, for a total of $615 million from JetForward initiatives[21] - The airline anticipates generating incremental EBIT of $850 million - $950 million for FY 2027 from JetForward[21,38] - JetBlue strategically reduced 2026-2029 capex by approximately $3 billion since 2023, with an upcoming capex profile of less than $1 billion annually[38] - The company's outlook supports breakeven or better adjusted operating margin in 2026[39] Revenue & Cost Management - 4Q25 RASM (Revenue per Available Seat Mile) finished positive, 2.2 percentage points better than guidance midpoint, driven by strong underlying demand and ancillary and loyalty revenue performing above expectations[12] - Disruptions reduced ASMs (Available Seat Miles) by nearly 2 percentage points in 4Q, impacting CASM ex-fuel (Cost per Available Seat Mile, excluding fuel) by over 2 percentage points[12,34] - JetBlue achieved 2025 CASM ex-Fuel in-line with initial guidance at 6.2%[31] - The company expects 2026 CASM ex-fuel growth to be between 1% and 3%[31,39] Strategic Initiatives - Net Promoter Score (NPS) increased eight points year-over-year as investments in operational reliability ramped[9] - JetBlue launched the initial phase of its collaboration with United Airlines, called Blue Sky, featuring reciprocal loyalty accrual and redemption[9]

Fiscal Q2 2026 Recap January 27, 2026 - The Premier Provider of Advanced Motion, Power, Control, & Automation Solutions to Critical Industrial Infrastructure - Safe Harbor Statement This presentation contains statements that are forward-looking, as that term is defined by the Securities and Exchange Commission in its rules, regulations and releases. Applied intends that such forward-looking statements be subject to the safe harbors created thereby. Forward-looking statements are often identified by qualifie ...