Market Trends & Industry Dynamics - Big banks are shifting from anti-crypto to pro-crypto, recognizing the value of blockchain technology [1] - Within 12 months, crypto is expected to be integrated into all parts of financial services [1] - US banks are heading for a multi-year on-chain future as regulatory approvals accelerate Bitcoin and crypto integration [12][15] - Every single bank will eventually be on-chain, with the US banking system moving to blockchain [12] Company Initiatives & Developments - JP Morgan moved 16 trillion in one day using blockchain technology and is working on stablecoins and exploring tokenization [1] - JP Morgan launched its first tokenized money market fund on Ethereum, breaking $4 trillion [1] - Bank of America recommended clients allocate up to 4% of their portfolio to Bitcoin and crypto [12] - Bank of America is considering launching a USD-pegged crypto stablecoin if lawmakers pass legislation [19] Regulatory Landscape & Future Outlook - Senate Banking Committee confirms Bitcoin and crypto market structure bill will not advance in 2025; markup is expected in early 2026 [9] - The financial industry is ready to adopt crypto payments if regulators give the green light [11] - 2026 is shaping up to be a significant year for crypto due to potential regulatory clarity [22]

The FDIC just announced one of the craziest things around the crypto market and we have to put a spotlight on this because it is so crucial for XRP in the sense of stable coin initiatives. So, let's first start off with talking about what's been happening around the stable coin side of the market. Now, I'm going to go over this here in a second with Visa, but looking at stable coins, we're well over $300 billion now in market cap.We're still sitting at about roughly five and a half trillion dollars in month ...

2025 has been absolutely insane and I don't think that anyone is going to disagree with me on that. Of course, unless you're looking at price action. However, the fundamental updates, major developments, expansions, things like that, 2025 has been a crazy year.But what the NASDAQ just announced is even crazier than most of everything that we've seen so far. We are constantly seeing more and more announcements like this, but they're getting much bigger in the sense of the scope of which the value these types ...

Ripple is in a completely different unique position compared to most of the additional blockchainbased companies out there in the world right now. That unique position is the fact that Ripple is absolutely dominating the blockchain space. They are dominating on every single level from institutional grade adoption to their stablecoin adoption. I have talked about over the last couple weeks on how completely different Ripple situation is compared to even Tether and it's night and day especially when we go bac ...

I have a lot of news to deliver to you guys today. We have so much happening around regulations, around the crypto market, but the main thing that we are looking at is what the Fed just recently told us. This clear confirmation, this one statement is extremely valuable, especially if you hold XRP, especially if you hold any utility based project in the space, but especially XRP.Now, we're going to get to that here in a moment, but I want to go over a few things because recently we did talk about regulations ...

One common theme in this market around XRP has been how successful the ETFs have been for XRP. And I think that the growing negativity around XRP at this moment when it comes back to any performance with these ETFs is simply the fact that, you know, they're not driving the price up. And I'm not too sure where this idea comes from where like we're looking at these ETF inflows and we're seeing the total assets held at $1.18% billion.So the total inflows here have been just over a billion dollars. Um we're see ...

November was a huge month for Hideera. However, it is overshadowed by the fact that price action sucks within this market, which is of course dragging down all of the projects in the space. It's not just an H bar problem. It's not just an XRP problem. It's an entire market problem.Bitcoin has been chopping, sucking liquidity out of the market. Um, retail is pretty much nowhere to be seen. And that's where we start to see a big issue form, which is of course most of the charts are going to continue to chop o ...

The UK is officially ready and we have a very big secret to uncover here with of course Ripple, XRP and potentially RO USD because it seems as though we might be seeing a completely new stable coin here from Ripple. uh because we are now getting a big update from the FCA that is now saying that expanding stable coin payment trials will be a core priority for UK firms in 2026. A clear confirmation that number one, stablecoin initiatives around the world are going to become a reality in 2026.And they're only ...

Tokenization Market Overview - Tokenization officially hit a major reflection point in 2025, indicating a long and positive path ahead with mass adoption and significant capital movement on-chain [1] - The current tokenized market has reached approximately $25 billion by late 2025 [5] - Tokenized value versus total value of common financial categories is less than 1%, indicating substantial growth potential [7][8] - Total RWA value exploded from 45% billion to 184% billion within 12 months [11] Specific Asset Tokenization - Fixed income tokenization stands at $892 billion out of $145 trillion, while stocks total $73 billion from $127 trillion [6] - Private credit reaches $1727 billion versus $25 trillion [6] - US Treasuries lead at nearly $73 billion tokenized in quarter 3 [6] - Tokenized US treasuries doubled this year from $39 billion to $86 billion [9] Industry Predictions and Developments - Breaking Coin Shares predicts 2026 will be a massive year for RWA tokenization [9] - Experts predict institutions will drive growth through legal clarity and liquidity, eyeing trillions by 2030 [7] - The DTCC is leveraging blockchain to bridge trading, aiming for a more resilient, inclusive, and efficient global financial system [12] - The DTCC launches tokenized securities pilot program approved by the SEC, expected to roll out in the second half of 2026 [26][27] Regulatory Environment - The SEC is prioritizing innovation and embracing new technologies to enable the on-chain future while protecting investors [23] - The SEC issued a no-action letter to the DTCC regarding the DTC's voluntary securities tokenization pilot program [23]

Currently in the crypto market, it feels as if we are in a neverending downtrend where liquidity is just getting drained from old coins causing their charts to constantly have this massive downtrend. I mean, most old coins, including even XDC, recently lost the low back in April, which was one of the most bearish times in the crypto market over the last roughly couple years. And now we're starting to see an even stronger downtrend on most old coin charts.And this is leading to a lot of people flipping beari ...