Market Sentiment and Analysis - The crypto market is currently experiencing uncertainty, with concerns about a potential alt season, market topping, or the start of a bear market [1][2][3] - The market is showing signs of capitulation, with fear levels approaching extreme levels, which historically can indicate a market bottom [6][7][8] - Many altcoins are in oversold territory, aligning with the high fear levels in the market [9][10] - XRP is showing relative strength compared to Ethereum, but could still see further price declines [3][4][10] - The market has been selling off for approximately 72 days, leading to time and price action capitulation [11][12] Cycle Analysis and Future Outlook - The analysis suggests the four-year crypto cycle may be extending to a five-year cycle, with a potential peak in early 2026 [13][19][20] - This aligns with the liquidity cycle, which is expected to peak around the first quarter of 2026 [16][17][29] - The market has changed significantly with institutional adoption, regulations, and the potential for altcoin ETFs [30][31][39] - Despite these changes, a bear market is still anticipated, likely marking the last typical cycle before utility becomes the primary driver [36] - The Federal Reserve's expected rate cuts and increasing adoption are expected to drive further market expansion [35][38]

When it comes to both XRP and XLM today, these two are currently trading at about roughly $2.79% and XLM is trading at about roughly 36. Now, over time, I have talked about these two very closely, right? These two are almost brought up in every single major document. They have been brought up in every single major document for the last I would say five, seven years now. And you know just looking at where they are currently trading looking at you know the price today I have to say number one we have come a l ...

ROUSD Stablecoin & Market Growth - ROUSD exposure is expanding throughout the markets, with Bybit listing ROUSD spot trading pairs [1] - Over 50 million ROUSD were minted on a single day, bringing the total ROUSD value to almost $800 million [3] - Monthly transfer volume of ROUSD increased by 17% in the last 30 days, reaching $425 billion [3][4] - To become a top five stablecoin, ROUSD needs to surpass $46 billion [4] Ripple & UK's Crypto Initiatives - Ripple aims to be a top five stablecoin by the end of the year [2] - The UK is pushing for stablecoin regulations and adoption, given its significant role in the FX market, which sees $44 trillion done in the UK out of a $75 trillion per day market [7][8] - Ripple has 10 job openings in the UK, focusing on institutional DeFi and the XRP ledger [8][9][11] - Ripple launched an initiative following a roundtable discussion in the UK, cooperating with the US on crypto adoption [13] US-UK Transatlantic Task Force & Ripple's Role - The UK and US have formed a transatlantic task force for markets of the future to cooperate on digital assets, stablecoins, tokenization, and cross-border market access [14] - Ripple is positioned to leverage its transatlantic footprint to drive US-UK tech innovation [15] - Ripple advocates for digital asset growth and regulation, recommending stablecoins for cross-border settlement and eligibility of tokenized collateral [23][24]

We have been addressing the ETF flood hitting this space for a bit of time now. And up until recently, a lot of it was just hype and speculation, but now we have the biggest move happening around ETFs ever for crypto. And this is going to be very important especially if you hold XRP because old coins like XRP have the most amount of you know filings behind them. We have been patiently waiting for a lot of those ETF filings to get approved for XRP because that's going to lead to a massive flood hitting XRP b ...

Market Overview & Crypto Legitimacy - The crypto market is currently down, but historical charts show that corrections are normal and temporary [1] - Crypto is becoming legitimized with regulations and institutional interest, marking a significant shift [1] - The market is maturing, with regulations becoming a reality, indicating a big shift in the crypto space [1] Focus on Utility-Based Projects - Projects with real-world utility, such as XRP, XLM, HAR, and Q&T, are well-positioned for the future of crypto [1] - ALGO is also mentioned as another utility-based project [14] OMFIF & Institutional Involvement - OMFIF, managing $43 trillion in investable assets, is a key organization discussing crypto market regulation with Ripple [1] - OMFIF's advisor network includes major banks, technology companies, and global financial institutions like the World Bank and IMF [2][3][4] - OMFIF is forming a working group to explore the integration of public blockchain systems into the traditional financial system [4][10] Interoperability & Stablecoins - Interoperability between new currencies is crucial, with Distributed Ledger Technology (DLT) enabling instantaneous verification of funds [1] - Stablecoins are becoming the next frontier of innovation in institutional DLT [2] - Stellar, Hideera and Quant are mentioned in connection with stablecoin innovation and stability [1] Public Blockchain Integration - Major players in the financial system are ready to integrate public blockchains [6] - Obstacles around utility-based projects are being removed, signaling a new era for crypto [14]

There is a lot of Ripple updates hitting the market right now and one of the biggest things that we are watching are the events piling up around Ripple. Obviously, yes, Ripple swell is upcoming which is one of the biggest events around crypto itself. Not just from Ripple's side obviously, but it is one of the biggest events from Ripple as well that's upcoming in just roughly a month and a few days.But beyond that, there's also a few other events that are ongoing right now, which does include some key player ...

Almost every single day now, we have been witnessing more and more growth around the Hideera ecosystem. This time, we're starting to see some more listings and market exposure to HAR. Obviously, this isn't by some like huge exchange, but still, it's coins.ph, which is the number one fiat and crypto ewallet in the Philippines. Now, this also reminds me back to some stable coins that we have yet to see launched from the Philippines on the Hyera network. But hey, we have the wait is over or at least almost ove ...

XRP Market Momentum & Demand - CME Group 的 XRP 期货交易量达到 397,000 份合约[1] - XRP 期货的名义交易额达到 183 亿美元，日均交易额约为 2.13 亿美元，相当于 60 亿枚 XRP [2] - 市场对现货 XRP ETF 的需求可能被低估，期货合约的强劲势头表明了市场对 XRP 的巨大需求 [2][3] DeFi & Staking on XRP Ledger - MXRP 是一种新的收益型流动性质押代币，旨在启动 XRP Ledger 上的 DeFi，为 XRP 持有者解锁高达 10% 的 APY [4][5] - MXRP 在不到 48 小时内成为 XRP Ledger 上的热门资金池，并迅速攀升至第五大资金池 [7] - 一位鲸鱼铸造了价值 8850 万美元的 300 万枚 MXRP，金库容量已达 96%，表明市场对 XRP 收益产品的强烈需求 [8] Institutional DeFi & Tokenization - XRP Ledger 已成为 RWA（Real World Assets）代币化的前 10 名区块链之一，稳定币交易量超过 10 亿美元 [20] - XRP Ledger 的机构 DeFi 路线图包括原生借贷协议和零知识证明，旨在满足机构在链上运营的需求 [21][22] - 机构 DeFi 正在成为现实，XRP Ledger 已巩固其作为全球机构参与者的可信开源结算层的地位 [19] Supply Shock & Future Value - 机构采用的升温可能导致 XRP 供应冲击，目前 Ripple 托管和流动性持有量已占供应量的近 444 亿枚 XRP [15][16] - Purpose ETF 持有 2960 万枚 XRP，3IIQ 持有 4500 万枚 XRP，表明机构对 XRP 的兴趣日益浓厚 [16] - 由于需求增加（包括机构参与、DeFi 锁定和流动性池），XRP 的供应量可能不足，导致价格大幅上涨 [30]

Regulatory Landscape & Harmonization - The SEC is making a complete 180-degree turn this year, removing obstacles to institutional and enterprise crypto adoption [1] - The SEC and CFTC will host a joint roundtable on September 29th to discuss regulatory harmonization priorities [2] - The agencies aim to harmonize product and venue definitions, streamline reporting and data standards, align capital and margin frameworks, and stand up coordinated innovation exemptions [4] - The new acting CFTC chair has announced an initiative to allow stablecoins to be used as tokenized collateral in US derivatives markets [5] Stablecoin & Derivatives Market - The CFTC is seeking public feedback until October 20th on valuation custody settlement and role changes needed to make tokenized collateral work [7] - Stablecoins like Oro USD (ROUSD) are poised for significant growth and adoption, potentially in the US [9] - ROUSD has nearly $50 million in total value and is held to a higher standard due to its compliance and advisory board [27] US Treasury & Digital Payments - The US Treasury is phasing out paper check disbursements and receipts, effective September 30th [11] - The Treasury will support agencies' transition to digital payment methods, including digital wallets and real-time payment systems [13] Legislative & Political Developments - US lawmakers are urging the SEC to implement President Trump's executive order, opening up the 125 trillion (12.5%) 401k retirement market to crypto [9] - The Clarity Act is crucial for digital asset growth, aiming to provide regulatory clarity [15][17] - Congress is working on market structure bills to provide certainty and direction to the SEC and CFTC [19][22]

When it comes to XRP, obviously the last 12 months have been very, very good. Yes, we are seeing a market selloff. Yes, we're still in the middle of the correction, but the last year XRP is still up over 300 plus%.We hit a high of like $360 off of the lows of roughly like 50 and 40. So, listen, XRP has done tremendously well over the last 12 months. Now, the biggest thing that I have talked about um so far this year has been XRP ETFs because I feel as if a lot of people are kind of overlooking how big they ...