FF301 股份發行人及根據《上市規則》第十九B章上市的香港預託證券發行人的證券變動月報表 截至月份: 2023年10月31日 狀態: 新提交 致：香港交易及結算所有限公司 公司名稱: 中信銀行股份有限公司(「本行」) 呈交日期: 2023年11月1日 I. 法定/註冊股本變動 | 1. 股份分類 | 普通股 | 股份類別 H | | | 於香港聯交所上市 (註1) | | 是 | | | --- | --- | --- | --- | --- | --- | --- | --- | --- | | 證券代號 | 00998 | 說明 | H股 | | | | | | | | | 法定/註冊股份數目 | | | 面值 | | 法定/註冊股本 | | | 上月底結存 | | | 14,882,162,977 | RMB | | 1 RMB | | 14,882,162,977 | | 增加 / 減少 (-) | | | | 0 | | RMB | | 0 | | 本月底結存 | | | 14,882,162,977 | RMB | | 1 RMB | | 14,882,162,977 | | 2. 股份分類 | ...

证券代码：601998 证券简称：中信银行 公告编号：临2023-073 中信银行股份有限公司 关于召开 2023 年第三季度业绩说明会的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或者重 大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 重要内容提示： 中信银行股份有限公司（以下简称"本行"）已于2023年10月27日在上海证券交 易所网站（www.sse.com.cn）和本行网站（www.citicbank.com）披露本行2023年第三季 度报告，为便于广大投资者更全面深入了解本行2023年第三季度业绩和经营情况，本 行拟于2023年11月9日（星期四）下午15:00-16:00召开业绩说明会，就投资者普遍关注 的问题进行交流。 一、会议类型 本次会议通过网络互动方式召开，本行将针对2023年第三季度业绩及经营情况等 与投资者进行交流，并对投资者普遍关注的问题进行回答。 二、会议召开的时间、方式 召开时间：2023年11月9日（星期四）下午15:00-16:00 1 召开方式：本次会议通过网络互动方式召开，投资者可以通过"上海证券交易所 上证路演中心"平台（网址：htt ...

Financial Performance - Net profit attributable to shareholders for Q3 2023 was RMB 15.37 billion, a year-on-year increase of 5.40%[9] - For the first nine months of 2023, net profit attributable to shareholders was RMB 51.43 billion, up 9.19% year-on-year[15] - The total operating income for the group in the first nine months of 2023 was RMB 156,228 million, a decrease of 1.4% compared to RMB 160,426 million in the same period of 2022[45] - The group's net profit for the first nine months of 2023 was RMB 52,262 million, representing a 9.0% increase compared to RMB 47,732 million in 2022[46] - The net profit for the group in Q3 2023 was RMB 15,555 million, an increase from RMB 14,797 million in Q3 2022, representing a growth of 5.2%[48] Assets and Liabilities - As of September 30, 2023, total assets reached RMB 8,922.03 billion, an increase of 4.38% compared to the end of 2022[7] - Total liabilities were RMB 8,198.57 billion, up 4.28% from the previous year[7] - Customer deposits totaled RMB 5,456.28 billion, marking a 7.00% increase compared to the end of 2022[7] - The total assets of CITIC Bank as of September 30, 2023, amounted to RMB 8,922,023 million, an increase from RMB 8,547,543 million as of December 31, 2022, representing a growth of approximately 4.4%[40] - The total liabilities reached RMB 8,198,567 million, up from RMB 7,861,713 million at the end of 2022, indicating an increase of about 4.3%[42] Loans and Advances - Total loans and advances amounted to RMB 5,465.23 billion, reflecting a growth of 6.06% year-on-year[7] - The bank's general corporate loan balance reached CNY 2.49 trillion, an increase of 8.11% year-on-year[19] - The balance of loans to strategic emerging industries was CNY 503.51 billion, growing by 18.69% compared to last year[17] - The balance of inclusive small and micro enterprise loans was CNY 529.62 billion, an increase of CNY 83.62 billion from the end of last year[17] - The bank's personal housing mortgage loans amounted to CNY 957.05 billion, with an increase of CNY 12.96 billion from the previous year[22] Profitability Ratios - The annualized return on average total assets (ROAA) for the first nine months was 0.80%, an increase of 0.03 percentage points year-on-year[9] - The annualized weighted average return on equity (ROAE) was 11.30%, up 0.19 percentage points year-on-year[15] - The basic earnings per share for the group was RMB 0.99, compared to RMB 0.90 in the same period last year[46] Non-Performing Loans - As of the end of Q3 2023, the non-performing loan (NPL) balance was CNY 66.801 billion, an increase of CNY 1.588 billion from the end of 2022, with an NPL ratio of 1.22%, down 0.05 percentage points year-over-year[23] - The non-performing loan ratio for personal housing mortgages was 0.53% as of the end of the reporting period[22] - The provision coverage ratio improved to 209.51%, up 8.32 percentage points from the end of 2022, while the loan provision ratio increased to 2.56%, up 0.01 percentage points[23] Capital Adequacy - The core Tier 1 capital adequacy ratio stood at 8.81%, an increase of 0.07 percentage points from the end of 2022, while the total capital adequacy ratio decreased to 12.65%, down 0.53 percentage points[26] - The leverage ratio was 6.61%, well above the regulatory minimum of 4.25%[29] - The liquidity coverage ratio was 143.64%, significantly above the regulatory requirement of 100%[30] Cash Flow - Operating cash flow for the first nine months was negative RMB 44.61 billion, compared to a positive cash flow of RMB 48.91 billion in the same period last year[12] - The net cash flow from operating activities was RMB 778,409 million, compared to RMB 755,949 million for the same period in 2022, representing an increase of 2.4%[50] - The cash inflow from financing activities totaled RMB 829,703 million, up from RMB 692,368 million in the previous year, indicating a significant increase of 19.8%[51] Shareholder Information - As of the end of the reporting period, the total number of ordinary shareholders was 137,079, with 110,465 being A-share shareholders and 26,614 being H-share shareholders[31] - China CITIC Financial Holdings Limited held 31,406,992,773 shares, representing 64.14% of the total shares, making it the largest shareholder[32] - The top ten ordinary shareholders collectively held 65.93% of the total shares, with China CITIC Financial Holdings Limited and Hong Kong Central Clearing Limited being the most significant[33]

证券代码：601998 证券简称：中信银行 编号：临2023-070 中信银行股份有限公司董事会会议决议公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）于 2023 年 10 月 12 日以书面 形式发出有关会议通知和材料，于 2023 年 10 月 26 日在北京市朝阳区光华路 10 号院 1 号楼中信大厦以现场会议形式完成一次董事会会议召开并形成决议。本次 会议应出席董事 9 名，实际出席董事 9 名，其中，黄芳、周伯文等 2 名董事以视 频方式参加会议。本次会议由方合英董事长主持，本行监事和高级管理人员列席 了会议。会议的召开符合《中华人民共和国公司法》等有关法律、行政法规、部 门规章、规范性文件和《中信银行股份有限公司章程》的规定。根据表决结果， 会议审议通过了以下议案： 二、审议通过《关于修订<中信银行选聘会计师事务所管理办法>的议案》 表决结果：赞成9票 反对0票 弃权0票 三、审议通过《关于<中信银行2022-2026年资本规划>的议案》 表决结果：赞成9票 反对0票 ...

证券代码：601998 证券简称：中信银行 编号：临2023-071 根据表决结果，会议审议通过《中信银行股份有限公司2023年第三季度报 告》。 表决结果：赞成7票 反对0票 弃权0票 监事会经审核认为，《中信银行股份有限公司2023年第三季度报告》的编制 和审议程序符合有关法律、行政法规和监管规定，报告内容真实、准确、完整地 反映出本行实际情况。 特此公告。 中信银行股份有限公司监事会 2023年10月26日 中信银行股份有限公司监事会会议决议公告 本行监事会及全体监事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）于2023年10月9日以书面形式 发出有关会议通知和材料，于2023年10月26日在北京市朝阳区光华路10号院1号 楼中信大厦以现场会议形式完成一次监事会会议召开并形成决议。本次会议应出 席监事7名，实际出席监事7名，监事魏国斌、刘国岭、李蓉、程普升、陈潘武现 场参加了会议，监事孙祁祥、曾玉芳通过视频参加了会议，本行高级管理人员列 席了会议。经全体监事一致推举，由魏国斌监事主持会议。会议的召开 ...

Financial Performance - Net profit attributable to shareholders for the first three quarters of 2023 was RMB 51.43 billion, a year-on-year increase of 9.19%[4] - Operating income for the first three quarters was RMB 155.95 billion, a decrease of 2.65% year-on-year[4] - The bank's profit attributable to shareholders for the third quarter of 2023 was RMB 15,366 million, an increase of 5.4% from RMB 14,579 million in the same period of 2022[34] - For the nine months ended September 30, 2023, the pre-tax profit was RMB 59,143 million, an increase of 5.4% compared to RMB 56,232 million for the same period in 2022[37] - The bank's basic earnings per share for the first nine months of 2023 were RMB 0.99, compared to RMB 0.90 in the same period of 2022[34] Assets and Liabilities - As of September 30, 2023, total assets reached RMB 8,922.03 billion, an increase of 4.38% compared to the end of 2022[3] - Total liabilities were RMB 8,198.57 billion, up 4.28% from the previous year[3] - The bank's total liabilities as of September 30, 2023, were RMB 8,198,567 million, an increase from RMB 7,861,713 million at the end of 2022[35] - The bank's total liabilities and equity reached RMB 8,922,023 million as of September 30, 2023, compared to RMB 8,547,543 million at the end of 2022, marking an increase of 4.4%[36] Loans and Advances - Total loans and advances amounted to RMB 5,465.23 billion, reflecting a growth of 6.06% year-on-year[3] - The balance of inclusive small and micro enterprise loans reached CNY 529.62 billion, up by CNY 83.62 billion, with a growth rate exceeding the overall loan growth by 11.24 percentage points[10] - The general corporate loan balance was CNY 2.49 trillion, an increase of CNY 186.56 billion, representing an 8.11% growth[11] - The balance of agricultural loans reached CNY 554.65 billion, increasing by CNY 67.72 billion since the beginning of the year[10] - The personal housing mortgage loans amounted to CNY 957.05 billion, an increase of CNY 12.961 billion compared to the end of the previous year[15] Customer Deposits - Customer deposits totaled RMB 5,456.28 billion, marking a 7.00% increase compared to the end of 2022[3] - Customer deposits increased by RMB 3,569.33 billion, with corporate and personal deposits rising by RMB 1,969.92 billion and RMB 1,599.41 billion respectively[8] - The number of personal customers increased to 134 million, with an addition of 7.04 million customers since the end of last year[12] Credit Quality - The non-performing loan (NPL) balance was CNY 66.801 billion, an increase of CNY 1.588 billion from the end of the previous year, with an NPL ratio of 1.22%, down 0.05 percentage points[16][17] - The provision coverage ratio increased to 209.51%, up 8.32 percentage points from the end of the previous year[16][17] - The total loan balance was CNY 5,465.228 billion, with normal loans accounting for 98.78% of the total[18] - The bank's credit impairment losses for the first nine months of 2023 were RMB 52,327 million, a decrease of 15% compared to RMB 61,626 million in the same period of 2022[33] Capital Adequacy - The core Tier 1 capital adequacy ratio was 8.81%, an increase of 0.07 percentage points from the end of the previous year[19] - The total capital adequacy ratio was 12.65%, a decrease of 0.53 percentage points from the end of the previous year[19] - The leverage ratio stood at 6.61%, well above the regulatory requirement of 4.25%[21] Liquidity - The liquidity coverage ratio as of September 30, 2023, is 143.64%, down from 168.03% as of December 31, 2022[22] - The amount of high-quality liquid assets decreased to 995,507 million from 1,087,933 million year-over-year[22] - The net cash outflow for the next 30 days increased to 693,080 million from 647,452 million year-over-year[22] Shareholder Information - The total number of common shareholders as of the reporting period is 137,079, with 110,465 being A-share holders and 26,614 being H-share holders[23] - China CITIC Financial Holdings Limited holds 31,406,992,773 shares, representing 64.14% of total shares[24] - The top ten common shareholders collectively hold 65.93% of the total shares, with China CITIC Financial Holdings being the largest[25] - The total number of preferred shareholders is 37, with the largest holding being China Mobile Communications Group Co., Ltd. at 43,860,000 shares, representing 12.53%[27] Operational Highlights - The total transaction volume of the "Financial Interbank+" platform reached CNY 1.31 trillion, a year-on-year increase of 98.74%[12] - The bank provided discount financing services to 13,342 enterprises, with 9,272 being small and micro enterprises, accounting for 69.49% of the total[12] - The bank's net fee and commission income for the first nine months of 2023 was RMB 26,991 million, slightly down from RMB 27,354 million in the same period of 2022[33] Management Changes - The bank appointed Fang Heping as chairman and Liu Cheng as president, effective August 3, 2023[30]

执行董事、副行长辞任公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（简称"本行"）执行董事、副行长郭党怀先生因退 休原因，于2023年10月25日向本行董事会提交辞呈，辞去其所担任的本行执行董 事、董事会风险管理委员会委员及副行长职务。郭党怀先生的辞任自辞呈送达本 行董事会之日起生效。 证券代码：601998 证券简称：中信银行 公告编号：临2023-069 郭党怀先生兹确认，其本人与本行董事会、高级管理层无不同意见，亦无任 何与其辞任有关的事项须提请本行股东注意。郭党怀先生同时确认，其无任何针 对本行的正在发生或将要发生的诉讼和争议。 中信银行股份有限公司 中信银行股份有限公司董事会 2023年10月25日 特此公告。 ...

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 关于董事任职资格获核准的公告 证券代码：601998 证券简称：中信银行 公告编号：临2023-068 中信银行股份有限公司 中信银行股份有限公司（以下简称"本行"）于近日收到《国家金融监督管 理总局关于中信银行宋芳秀任职资格的批复》（金复〔2023〕358号），国家金融 监督管理总局已核准宋芳秀女士担任本行独立董事的任职资格。 董事会于此正式宣布： 宋芳秀女士就任本行独立董事，任期自2023年10月25日起，至本行第六届董 事会任期届满之日止。宋芳秀女士在满足法律法规和本行公司章程规定的情况 下，任期届满可以连选连任。宋芳秀女士担任独立董事的薪酬按照本行2020年年 度股东大会审议通过的第六届董事会董事津贴政策执行。 宋芳秀女士的简历及其他根据有关法律法规须予披露的信息请参见本行于 2023年6月1日刊载于上海证券交易所网站（www.sse.com.cn）和本行网站 （www.citicbank.com）的《中信银行股份有限公司2022年年度股东大会、2023 年第二次A股类别股 ...

（在中華人民共和國註冊成立的股份有限公司） （股份代號：998） 董事名單及彼等角色及職能 中信銀行股份有限公司（「本行」）第六屆董事會（「董事會」）成員如下： 董事長，執行董事 方合英 執行董事，行長 獨立非執行董事 廖子彬 周伯文 王化成 宋芳秀 - 1 - 董事會現有五個委員會。下表提供第六屆董事會成員所屬委員會的委員資料。 | | 戰略與 可持續發展 | 審計與關聯 交易控制 | 風險管理 | 提名與薪酬 | 消費者權益 | | --- | --- | --- | --- | --- | --- | | 董事╱董事會委員會 | 委員會 | 委員會 | 委員會 | 委員會 | 保護委員會 | | 方合英 | | | | | | | （董事長，執行董事） | C | | | | | | 劉成 | | | | | | | （執行董事，行長） | M | | C | | | | 曹國強 | | | | | | | （非執行董事） | M | | | | | | 黃芳 | | | | | | | （非執行董事） | | | | | C | | 王彥康 | | | | | | | （非執行董事） | | | | ...

根据本期债券募集说明书相关条款的规定，本期债券在第5年末附有条件的 发行人赎回权，本行有权在2023年10月22日赎回本期债券。 中信银行股份有限公司 关于对二级资本债券行使赎回选择权的公告 本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称"本行"）于2018年10月22日在全国银行 间债券市场发行了规模为人民币200亿元的10年期固定利率二级资本债券（以下 简称"本期债券"），详情请参见本行2018年10月23日刊载于上海证券交易所网 站（www.sse.com.cn）和本行网站（www.citicbank.com）的《中信银行股份有限 公司关于2018年第二期二级资本债券发行完毕的公告》。 证券代码：601998 证券简称：中信银行 公告编号：临 2023-067 截至本公告日，本行已行使赎回权，全额赎回了本期债券。 特此公告。 中信银行股份有限公司董事会 2023年10月23日 ...