Core Viewpoint - The news highlights the vibrant consumer market in Shanghai during the 2026 Spring Festival, showcasing the role of CITIC Bank in empowering small and micro enterprises and enhancing consumer experiences through various financial services and promotional activities [1][7]. Group 1: Consumer Market and Financial Empowerment - The consumer market in Shanghai is experiencing significant growth, with CITIC Bank launching a series of promotional activities to enhance the festive atmosphere [1]. - CITIC Bank has introduced the "e-Manager" service to address the financial management challenges faced by franchise brands, improving financial efficiency and reducing operational costs for franchisees [3]. Group 2: New Consumption Trends - The brand "Three Number Coconut" has rapidly expanded, opening over 300 stores nationwide since its inception in 2023, with plans to exceed 1,000 stores by 2026 [2]. - The brand is focusing on creating a fashionable lifestyle for consumers, launching new products and limited editions to enhance social interaction through consumption [2][3]. Group 3: Cultural Integration and Events - The 2026 Yuyuan Lantern Festival exemplifies the integration of traditional culture and modern commerce, attracting significant foot traffic and boosting sales in the Yuyuan shopping area [4][5]. - Last year's festival attracted approximately 4 million visitors, leading to a 62% year-on-year increase in transaction volume, with expectations for further growth this year [5]. Group 4: Financial Services and Consumer Engagement - CITIC Bank is actively participating in various consumer engagement initiatives, including discounts and promotional offers during the Spring Festival, aimed at stimulating consumer spending [7][9]. - The bank's collaboration with various sectors, including jewelry, dining, and cultural industries, demonstrates its commitment to providing comprehensive financial support and understanding industry dynamics [5][7].

声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 国家知识产权局信息显示，中信银行股份有限公司取得一项名为"一种基于Ignite数据流的分布式对账方 法及系统"的专利，授权公告号CN116881295B，申请日期为2023年6月。 天眼查资料显示，中信银行股份有限公司，成立于1987年，位于北京市，是一家以从事货币金融服务为 主的企业。企业注册资本4893479.6573万人民币。通过天眼查大数据分析，中信银行股份有限公司共对 外投资了9家企业，参与招投标项目5000次，财产线索方面有商标信息185条，专利信息1658条，此外企 业还拥有行政许可156个。 ...

国家知识产权局信息显示，中信银行股份有限公司取得一项名为"基于区块链与不经意传输扩展的信息 匿踪查询方法及系统"的专利，授权公告号CN116010401B，申请日期为2022年12月。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 来源：市场资讯 天眼查资料显示，中信银行股份有限公司，成立于1987年，位于北京市，是一家以从事货币金融服务为 主的企业。企业注册资本4893479.6573万人民币。通过天眼查大数据分析，中信银行股份有限公司共对 外投资了9家企业，参与招投标项目5000次，财产线索方面有商标信息185条，专利信息1658条，此外企 业还拥有行政许可156个。 ...

来源：市场资讯 天眼查资料显示，中信银行股份有限公司，成立于1987年，位于北京市，是一家以从事货币金融服务为 主的企业。企业注册资本4893479.6573万人民币。通过天眼查大数据分析，中信银行股份有限公司共对 外投资了9家企业，参与招投标项目5000次，财产线索方面有商标信息185条，专利信息1658条，此外企 业还拥有行政许可156个。 声明：市场有风险，投资需谨慎。本文为AI基于第三方数据生成，仅供参考，不构成个人投资建议。 国家知识产权局信息显示，中信银行股份有限公司取得一项名为"一种用于LSM树存储引擎的压缩操作 方法及系统"的专利，授权公告号CN115840747B，申请日期为2022年12月。 ...

北京商报讯（记者 孟凡霞 周义力）2月13日，国家金融监督管理总局广西监管局发布行政处罚信息公开 表显示，中信银行南宁分行因"贷款调查不尽职；贷后管理不尽职；未对集团客户统一授信；违规办理 票据业务"违法违规行为，被处罚款110万元；相关责任人钟建峰被警告。 ...

一、核准黄琪莉中信银行股份有限公司遵义分行副行长的任职资格。 2026年2月9日，遵义金融监管分局发布批复称，《中信银行（601998）贵阳分行关于核准黄琪莉任职资 格的请示》（信银贵字〔2026〕3号）收悉。经审核，现批复如下： 三、中信银行应督促上述核准任职资格人员持续学习和掌握经济金融相关法律法规，牢固树立风险合规 意识，熟悉任职岗位职责，忠实勤勉履职。 二、中信银行应要求上述核准任职资格人员严格遵守金融监管总局有关监管规定，自中信银行政许可决 定作出之日起3个月内到任，并按要求及时报告到任情况。未在上述规定期限内到任的，本批复文件失 效，由遵义金融监管分局办理行政许可注销手续。 ...

从网点到商圈，从民俗到非遗，从市集到枢纽，中信银行以一系列有温度、有创意、接地气的活动，为喜庆祥和的春节氛围增添了坚实可靠的金融安全保 障。未来，中信银行将持续创新宣传形式，推动风险警示从"节日在线"走向"时刻在线"，让安全守护穿越四季，为百姓"钱袋子"筑起一道金融安全的"平安 符"。 银行频道更多独家策划、专家专栏，免费查阅>> 新春佳节，万家团圆之际，亦是金融风险易发之时。中信银行在全国范围内开展"消保服务提升季"活动，以强化风险警示为核心，聚焦"内容具体化、宣教 场景化、语言通俗化、组织网格化"，将"防非反诈"知识融入浓浓年味中，让金融安全的种子在万家灯火中生根发芽。 在重庆，各营业网点化身为"金融安全驿站"， 书法名家现场挥毫，创作出"马跃财门防诈骗，春盈账户护平安"等金融春联，将"防非反诈"等实用知识，伴随 笔墨祝福送入千家万户。 在哈尔滨，中信银行携手麦当劳打造黑龙江省首家"金融知识主题餐厅"，将金融安全理念转化为轻松易懂的互动内容，构建起沉浸式、场景化的金融教育空 间，让专业知识在生活场景中精准触达。 在广州，中信银行走进广府新春市集，用地道粤语创作朗朗上口的反诈童谣 "唔贪小利唔上当，钱袋守住 ...

Core Viewpoint - The article highlights the proactive measures taken by CITIC Bank's Nanjing branch to combat illegal fundraising and fraud during the peak travel season of the Spring Festival, emphasizing the importance of financial safety for the public [1][2] Group 1: Anti-Fraud Campaign - CITIC Bank's Yangzhou Gaoyou branch launched a concentrated anti-fraud publicity campaign at the Gaoyou City Bus Station, themed "Protecting the Wallet, Safeguarding Happiness" [1] - The campaign utilized a combination of online and offline strategies, as well as static and mobile outreach, to strengthen financial security during the busy travel period [1] - Bank staff engaged directly with travelers, using local dialects and simple language to explain various fraudulent schemes, emphasizing the importance of vigilance against scams [1] Group 2: Public Engagement and Materials - The campaign focused on practical and relatable messaging, producing illustrated anti-fraud brochures and educational materials, as well as eco-friendly bags to integrate anti-fraud knowledge into travelers' belongings [2] - The atmosphere at the event was lively, enhancing public awareness and vigilance against illegal fundraising, fostering a community spirit of participation in anti-fraud efforts [2] - CITIC Bank plans to continue its commitment to financial safety by innovating promotional methods and enriching content to ensure ongoing public education on fraud prevention [2]

Core Viewpoint - The article highlights the proactive measures taken by CITIC Bank Kunming Branch to meet the financial needs of customers during the upcoming Spring Festival, ensuring sufficient cash supply and providing attentive services to enhance customer experience [1][5]. Group 1: Cash Supply Assurance - CITIC Bank Kunming Branch has prepared ample new banknotes and small denomination cash in anticipation of the holiday demand, conducting a "new money exchange" activity to integrate New Year blessings into each new banknote [4]. - The branch has established a "new banknote exchange green window" for convenient service, with staff guiding customers and ensuring a pleasant experience during the exchange process [4]. - A cash inventory monitoring mechanism has been implemented, with dedicated personnel conducting frequent inspections of self-service devices to ensure adequate cash supply [4]. Group 2: Anti-Counterfeiting Measures - Employees of CITIC Bank Kunming Branch are actively promoting financial knowledge and enhancing anti-counterfeiting efforts, ensuring compliance and transparency in the counterfeit currency collection process [4]. - The bank is conducting community outreach and business district activities to improve public awareness and ability to identify counterfeit money, thereby safeguarding the financial security of the community [4]. Group 3: Commitment to Community Service - CITIC Bank Kunming Branch aims to leverage this initiative to reinforce its commitment to serving the public, striving to create a financial service brand that is warm, efficient, and profound [5].

Core Viewpoint - Banks are adjusting their transaction notification services by raising the threshold for free SMS alerts, reflecting a strategic shift towards digital channels and cost management in response to narrowing interest margins [1][4]. Group 1: Bank Adjustments - Starting from March 16, 2025, China Merchants Bank will no longer send SMS notifications for transactions below 5,000 yuan, aiming to optimize customer service and reduce unnecessary notifications [1]. - Other banks, such as CITIC Bank and Xinjiang Rural Commercial Bank, are also raising their SMS notification thresholds, with CITIC Bank setting it at 300 yuan and Xinjiang Rural Commercial Bank at 100 yuan [2][3]. Group 2: Customer Experience - Banks are encouraging customers to use their apps and online platforms for transaction notifications, which are offered for free, as a way to enhance customer experience and reduce reliance on SMS [2][3]. - Some customers express discomfort with the transition from free to paid SMS services, while younger customers are less affected as they primarily use mobile banking for account monitoring [3]. Group 3: Industry Trends - The shift from free SMS notifications to a paid model is part of a broader trend in the banking industry towards digital transformation, as banks seek to cut costs and focus on more competitive business areas [4]. - The development of mobile banking and digital channels allows banks to provide a range of services beyond transaction notifications, including account inquiries and online customer service [4].