长沙晚报掌上长沙7月21日讯（通讯员 刘朝钰）7月19日，中信银行"少年看中国"主题活动长沙站乘风启航，本次 活动以"长安诗歌美学"为主题，带领亲子家庭精读《长安诗选》，为少年们开启一场关于穿越盛唐的视觉与心灵 盛宴。 携手中信出版集团，与中国少年共赴"阅读中国"之旅 "少年看中国"系列活动是中信银行携手中信出版集团打造的贵宾尊享"阅读中国"之旅沙龙活动，精选文化地理、 人文社科类书籍，邀请名家讲师深度分享好书。本次活动特邀《长安诗选》作者韩潇，带领现场的亲子家庭沿着 诗歌的脉络，重游那个兼容并蓄、气象万千的大唐。少年们全程互动热烈，与韩潇老师交流诗歌与历史文化，点 燃现场氛围。 不止于精彩内容展映，"少年看中国"长沙站还特别设计了沉浸式互动游戏以及作家签名会，少年们通过完成"长安 飞花令""贵妃的荔枝""投壶射礼"等任务，以寓教于乐的方式充分调动少年们的兴趣爱好。"希望我们的活动能激 发少年们对阅读的兴趣。陪中国少年看中国河山，滋养少年成长、开拓少年视野，是我们打造'少年看中国'系列 主题活动的初心。"中信银行长沙分行相关负责人表示。 锚定少年成长，打磨亲子家庭专属服务体系 亲子客群是银行精细化客群运营的重 ...

与此同时，银行工作人员还对现金网格化管理区域内的商户进行了全面细致的排查，重点检查是否存在 拒收现金的情况。对于发现的问题，及时与商户沟通并建议整改，确保现金支付渠道畅通。在排查过程 中，工作人员还积极了解商户和居民在现金使用方面的需求，为他们提供零钞兑换、残损币兑换等便捷 的现金服务。 此次整治拒收现金及现金网格化宣传活动，得到了广大商户和居民的积极响应与支持。通过宣传和排 查，不仅提高了公众对人民币法定货币地位的认识，增强了公众维护自身现金支付权益的意识，也进一 步规范了现金收付行为，优化了现金流通环境。 编辑：赵鼎 转自：新华财经 在宣传方式上，该行采用"线上+线下"相结合的多元化宣传模式。线下通过在网点大厅设置咨询台、摆 放宣传展板、发放宣传折页等方式，向来办理业务的客户宣传拒收现金的危害及相关法律后果；在网点 周边的商户，工作人员则进行"一对一"上门宣传，耐心解答商户疑问，引导商户签订《不拒收人民币现 金承诺书》，并在显著位置张贴支持现金支付的标识。线上，通过银行官方微信公众号、手机银行App 等渠道发布整治拒收现金的宣传文章和视频，扩大宣传范围，增强宣传效果。 为切实维护人民币法定货币地位，保障公 ...

中信银行公告，拟向专业投资者发行债券方式，为期12个月的50亿美元中期票据计划，预期该计划将于 2025年7月22日生效。 ...

Core Viewpoint - The credit card industry in China is experiencing a significant transformation, shifting from expansion to a focus on quality and efficiency, as evidenced by the increasing number of banks discontinuing co-branded credit card products [12][19]. Group 1: Market Trends - Since January 1, 2025, at least seven major banks have announced the discontinuation of at least 22 co-branded credit card products, indicating a trend of product adjustments in the credit card market [2][6]. - Major banks, including China Bank and Citic Bank, have stopped issuing various co-branded credit cards, with reasons primarily cited as "business adjustments" or "contract expiration" [4][6]. Group 2: Product Adjustments - Co-branded credit cards, which are partnerships between banks and profit-oriented institutions, are being phased out due to their unsustainable cooperation models and imbalanced overall returns [9][10]. - Banks are transitioning to standard credit cards for existing co-branded cardholders, with changes in reward structures and benefits [4][6]. Group 3: Regulatory Environment - The regulatory framework has tightened, with new guidelines from the former CBIRC and the People's Bank of China mandating banks to focus on quality over quantity in credit card issuance [10][12]. - The new regulations require banks to limit the ratio of dormant credit cards to no more than 20%, prompting a reevaluation of credit card strategies [10][12]. Group 4: Consumer Behavior - The credit card market is increasingly catering to younger consumers, who have diverse interests and consumption needs, necessitating banks to innovate and tailor products accordingly [18][19]. - The decline in credit card issuance and usage reflects a broader trend of market saturation and the need for banks to refine their customer engagement strategies [12][13]. Group 5: Future Outlook - The discontinuation of co-branded credit cards is seen as a necessary step towards a more refined and efficient credit card business model, focusing on high-value customer segments and innovative product offerings [15][19]. - The industry is expected to evolve towards precision marketing and enhanced customer experiences, leveraging digital technologies and data analytics [7][19].

此次增资完成后，中信金租资本实力将跻身金融租赁行业第一梯队。数据显示，截至2024年末，全国金 融租赁公司数量为71家，其中注册资本超百亿元的不足10家，包括交银金租（200亿元）、工银金融租 赁（180亿元）、国银金融租赁（126亿元）、招银金租（120亿元）等头部机构。中信金租加入"百亿俱 乐部"，不仅提升了自身的市场地位，也加剧了行业内的竞争态势。这反映了金融租赁行业近年来资本 加速集中的趋势，大型租赁公司凭借更强的资本实力，在获取优质项目、抵御风险方面具有明显优势。 中信银行7月18日发布公告，宣布其全资子公司中信金融租赁有限公司（以下称"中信金租"）已完成60 亿元增资及工商变更登记，注册资本从40亿元大幅提升至100亿元。 此次增资采取"现金+利润转增"的模式，其中30亿元来自中信银行直接注资，另外30亿元则通过未分配 利润转增完成。这种双轨并行的增资方式在业内颇具示范意义，既体现了母公司对子公司发展的大力支 持，又展现了中信金租自身强劲的盈利能力和资本积累。这一显著的动作，不仅标志着中信金租资本实 力的质的飞跃，更在当前金融行业竞争加剧、监管要求趋严的背景下，释放出中信银行深化布局金融租 赁板块 ...

转自：新华财经 7月16日晚，中信银行贵阳分行联合贵阳市公安局南明分局在山水黔城小区搭建起了"露天反诈电影院"，创新开展 了一场别开生面的反诈宣传活动。 中信银行贵阳分行精心搭建起醒目的宣传展台，陈列各类反诈宣传手册、海报等资料，方便居民随时取阅学习。 一份份实用易懂的宣传手册，教居民如何识别诈骗手段、保护个人信息。贵阳分行"金铃铛"金融反诈宣传队的队 员们化身"金融卫士"，热情为往来居民答疑解惑，结合真实案例剖析诈骗套路，提醒大家务必做到"不轻信、不透 露、不转账"。 电影开场前，屏幕播放真实案例改编的反诈视频，让居民直观感受到诈骗的危害，南明区涉网侦防中心民警利用 反诈视频播放契机进行反诈宣教。民警生动讲解当前高发诈骗手段及社区真实案例，深入揭示诈骗背后的种种"套 路"。在随后的知识问答互动环节，居民们踊跃举手、积极抢答，现场气氛热烈，广大市民在轻松愉快的氛围中加 深了对反诈知识的理解。 "露天观影+反诈宣讲"吸引了众多居民驻足观看，大家围坐在一起，在光影交错中学习防骗技能，现场氛围既温馨 又充满教育意义。一位阿姨感慨道："以前总觉得诈骗离自己很远，看了这些才知道骗局真是五花八门。中信银行 把知识送到家门 ...

本行董事会及全体董事保证本公告内容不存在任何虚假记载、误导性陈述或 者重大遗漏，并对其内容的真实性、准确性和完整性承担法律责任。 中信银行股份有限公司（以下简称本行）于 2025 年 2 月 20 日召开董事会会 议，审议通过《关于中信金融租赁有限公司资本补充方案的议案》，同意对全资 子公司中信金融租赁有限公司（以下简称中信金租）增资人民币 30 亿元，并同 意其将人民币 30 亿元未分配利润转增注册资本（以下简称本次增资）。相关情 况详见本行于 2025 年 2 月 21 日在上交所网站（www.sse.com.cn）和本行网站 （www.citicbank.com）披露的《中信银行股份有限公司董事会会议决议公告》和 《中信银行股份有限公司关于向中信金融租赁有限公司增资及其未分配利润转 增注册资本的公告》。 近日，本行收到中信金租通知，其已根据《天津金融监管局关于中信金融租 赁有限公司变更注册资本的批复》（津金复〔2025〕202 号），完成增资及注册 资本变更登记等相关法定变更手续，并取得换发后的营业执照。营业执照所载中 信金租注册资本由人民币 40 亿元变更为人民币 100 亿元。 证券代码：60199 ...

Core Viewpoint - The article emphasizes the importance of strengthening the party's organizational structure and enhancing the capabilities of party members at CITIC Bank's Beijing branch to meet diverse financial needs and contribute to high-quality economic development in the capital [1]. Group 1: Education and Training - CITIC Bank's Beijing branch focuses on enhancing the political theory level of its party members through various training programs, including immersive teaching and visits to historical sites [6]. - The branch implements a combination of individual and group learning methods to ensure the effectiveness of party member education, aligning with national guidelines [5][6]. - Continuous learning and practical application of Xi Jinping's thoughts are encouraged among party members to improve their political stance and professional skills [6][10]. Group 2: Organizational Development - The branch has over 1,400 party members and 200 active applicants, with a structured and quality-focused approach to developing its party member base [7]. - A strict mechanism for managing and supervising party members is in place to maintain the integrity and effectiveness of the party [8]. - The branch promotes a culture of excellence and continuous improvement among its members, ensuring that political standards are prioritized in the development process [7][8]. Group 3: Practical Application and Community Engagement - The branch actively engages in community service initiatives, addressing the needs of employees and customers, and enhancing service quality [10]. - A "Party Member Pioneer Team" has been established to lead efforts in supporting the real economy and protecting consumer rights [10]. - As of June 2025, the branch reported a significant increase in loans, demonstrating the effectiveness of its initiatives in driving high-quality development [10]. Group 4: Integration of Party and Business - The branch aims to integrate party building with business operations, ensuring that both aspects are planned, deployed, and executed together [11]. - The focus is on creating a robust service ecosystem that leverages the strengths of the CITIC Group to enhance financial services [11]. - The branch's commitment to Xi Jinping's thoughts and the central financial work meeting's spirit is highlighted as a guiding principle for its operations [11].

贷款中介冒用金融机构名义揽客，银行开始反击了。近日，深圳多家银行公开"打假"一家贷款中介一事在业内引发热议。中国银行、农业银行、邮储银行、 中信银行、平安银行等多家银行的深圳分行陆续发布声明，与一家名为鑫心惠邻（深圳）咨询服务有限公司（以下简称"鑫心惠邻"）的贷款中介撇清关系， 均强调与该贷款中介无合作关系，提醒消费者警惕虚假宣传套路。 7月17日，针对这一情况，鑫心惠邻方面回应北京商报记者表示，公司成立初期，没有经过银行授权许可，在店内贴有24家主流银行Logo，6月经各大银行 和相关部门提醒后，目前已完成全面整改。 20家银行"打假"贷款中介 经北京商报记者统计，截至7月17日18时，就鑫心惠邻发表声明的银行数量达到20家。 结合各家银行发布的声明可以了解到，鑫心惠邻在相关门店、附近小区电梯广告位及其互联网公众号打出"降息优化""降息提额""携手××银行"等宣传广告， 通过"社区融资""降息优化"等虚假广告，声称多家银行为其战略合作伙伴，并在宣传中公然标注多家"合作"银行名称及Logo。 相关银行声明中，均提到了两个重点：一是银行与"鑫心惠邻"这家公司及其关联公司不存在任何形式的合作关系；二是在贷款办理的 ...

Core Viewpoint - Recent statements from multiple banks in Shenzhen clarify that they have no cooperation with illegal loan intermediaries, specifically naming Xin Xin Hui Lin as a problematic entity, amid intensified regulatory actions against financial "black and gray industries" [1][3][6]. Group 1: Bank Statements and Regulatory Actions - Approximately 15 banks, including major institutions like Bank of China and Agricultural Bank of China, issued statements denying any collaboration with illegal intermediaries [3][6]. - The collective statements from banks are closely linked to ongoing regulatory efforts to combat financial "black and gray industries," with a focus on illegal loan intermediaries and debt evasion [7][9]. - Regulatory bodies have intensified their crackdown on illegal financial practices, with specific actions targeting loan intermediaries, insurance fraud, and improper debt collection [7][9]. Group 2: Issues with Xin Xin Hui Lin - Xin Xin Hui Lin has been accused of misleading advertising, claiming to lower loan interest rates from 4.5% to 2.5%, which raises concerns about exaggerated marketing tactics [1][11]. - The company has been reported to use aggressive marketing strategies, including misleading advertisements in community areas, to create a false impression of partnerships with banks [11][13]. - Despite its claims of cooperation with several major banks, Xin Xin Hui Lin's assertions have been contradicted by the banks' public denials [13][14]. Group 3: Emerging Trends in the Loan Intermediary Market - New trends in the loan intermediary market include the use of deceptive marketing practices, such as false claims of bank partnerships and exaggerated loan benefits [15][16]. - There is a notable increase in "high appraisal, high loan" operations, where intermediaries artificially inflate property valuations to secure larger loans for clients [16][17]. - This practice has created a complete industry chain, allowing clients to obtain loans significantly exceeding the actual property value, leading to potential financial risks [16][17].